Grand Isle County, VT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Grand Isle County, Vermont? DLRadar grades every Grand Isle County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Grand Isle County breakdown.
- Grand Isle County's most distressed ZIP is 05440 at 15/100.
- 5 ZIP codes tracked in Grand Isle County, averaging 15/100 distress.
- Grand Isle County reads peak — home values up 0.7% year over year, 0.5% off peak.
- Vacancy runs 42.7% across Grand Isle County's tracked ZIPs, with a 8.4% poverty rate.
- The typical Grand Isle County home is worth about $387,380 against a ~$95,886 median income.
- Lending headwind in Grand Isle County sits at 69/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 05440 | 15/100 |
| 2 | 05458 | 15/100 |
| 3 | 05463 | 15/100 |
| 4 | 05474 | 15/100 |
| 5 | 05486 | 15/100 |
Most distressed ZIP codes in Grand Isle County (composite distress 0-100, 2026)
What is driving Grand Isle County distress
Nothing here is estimated: Grand Isle County is scored from filings alone, and its ZIPs average 15/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Grand Isle County market phase and pricing
Grand Isle County currently sits in peak after a 0.7% gain in the past twelve months, 0.5% off the high. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions and answers
Which ZIP code leads Grand Isle County on distress?
ZIP 05440 leads Grand Isle County at 15/100, recomputed monthly from public records.
How would you describe the Grand Isle County market phase?
Grand Isle County is classified peak with a 0.7% year-over-year increase, following the FHFA House Price Index.
What is this Grand Isle County analysis built from?
Grand Isle County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 5 ZIPs are comparable to anywhere else.
How much do distress scores vary between Grand Isle County ZIP codes?
Averaging the county conceals how uneven it is. Across the Grand Isle County ZIPs DLRadar ranks, scores run from 15/100 in 05440 down to 15/100 in 05486, against a Grand Isle County average of 15/100. That 0-point gap is why acquisition targeting in Grand Isle County works at ZIP level rather than county level.
What do Grand Isle County home values and vacancy say about distressed supply?
The typical Grand Isle County home carries about $387,380 of value against a median household income near $95,886. Vacancy across Grand Isle County's tracked ZIPs runs 42.7% and the poverty rate is 8.4%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Grand Isle County's foreclosure and tax-lien filings and its 69/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.