Hancock County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hancock County, Kentucky? DLRadar grades every Hancock County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 34/100. Here is the 2026 Hancock County breakdown.
- Hancock County's most distressed ZIP is 42366 at 34/100.
- 5 ZIP codes tracked in Hancock County, averaging 28/100 distress.
- Hancock County reads expansion — home values up 5.3% year over year.
- Vacancy runs 12.1% across Hancock County's tracked ZIPs, with a 11.5% poverty rate.
- The typical Hancock County home is worth about $152,900 against a ~$71,454 median income.
- Lending headwind in Hancock County sits at 67/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 42366 | 34/100 |
| 2 | 42343 | 28/100 |
| 3 | 42351 | 27/100 |
| 4 | 42348 | 25/100 |
| 5 | 42368 | 25/100 |
Most distressed ZIP codes in Hancock County (composite distress 0-100, 2026)
What is driving Hancock County distress
Nothing here is estimated: Hancock County is scored from filings alone, and its ZIPs average 28/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Hancock County market phase and pricing
DLRadar places Hancock County in expansion; prices moved up 5.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Hancock County
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Questions about this county
Which Hancock County ZIP scores worst for distress?
ZIP 42366 leads Hancock County at 34/100, recomputed monthly from public records.
Which phase does Hancock County sit in right now?
The market phase for Hancock County is expansion, prices rising 5.3% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Hancock County numbers?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 5 Hancock County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Hancock County ZIP codes?
The county figure is a blend, not a description. Across the Hancock County ZIPs DLRadar ranks, scores run from 34/100 in 42366 down to 25/100 in 42368, against a Hancock County average of 28/100. Those 9 points separate the ZIPs worth working in Hancock County from the rest.
What do Hancock County home values and vacancy say about distressed supply?
The typical Hancock County home carries about $152,900 of value against a median household income near $71,454. Vacancy across Hancock County's tracked ZIPs runs 12.1% and the poverty rate is 11.5%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Hancock County's foreclosure and tax-lien filings and its 67/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.