Hancock County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hancock County, MS distress report, 2026: 11 ZIPs scored in Hancock, MS, Hancock, MS average 30/100; the top Hancock, MS ZIP is 39571 at 34/100; Hancock, MS market phase neutral, Hancock, MS prices +4.8% year over year.
- Hancock, MS ranks #431 nationally (opportunity index); Hancock, MS #11 in Mississippi; Hancock, MS index 33.8.
- Hancock, MS: no CFPB county sample; Hancock, MS metro area reading 1.4%.
- Hancock, MS ZIP phases: 9 neutral, 2 peak.
- Hancock, MS residential listings tracked: 97 across 6 ZIPs; Hancock, MS candidate listings 49.
- Hancock, MS HUD assisted properties: 3 with 317 units.
- Hancock, MS lenders on watch: 5; largest Hancock, MS footprint Peoples Bank Biloxi Ms (3 branches).
- Hancock, MS most distressed ZIP: 39571 at 34/100.
Hancock, MS figures: DLRadar distress index; Hancock, MS inputs: CFPB, FHFA, HUD, FDIC; Hancock, MS rebuilt as sources refresh.
| Rank | Hancock, MS ZIP | Score |
|---|---|---|
| 1 | 39571 | 34/100 |
| 2 | 39520 | 31/100 |
| 3 | 39525 | 31/100 |
| 4 | 39529 | 31/100 |
| 5 | 39556 | 31/100 |
| 6 | 39572 | 31/100 |
| 7 | 39576 | 31/100 |
| 8 | 39426 | 29/100 |
| 9 | 39466 | 29/100 |
| 10 | 39470 | 29/100 |
| 11 | 39573 | 26/100 |
Most distressed Hancock, MS ZIPs (0-100, 2026)
Mortgage delinquency around Hancock, MS
No CFPB county sample covers Hancock, MS; the metro area reading for Hancock, MS (Gulfport-Biloxi, MS): 1.4% ninety-plus; Hancock, MS area thirty-to-eighty-nine 3.6% (December 2025, Hancock, MS); Mississippi overall 1.8%.
Opportunity index: Hancock, MS
Hancock, MS index 33.8, Hancock, MS phase peak_opportunity; Hancock, MS primary driver vacancy, Hancock, MS second driver bank institutional. Hancock, MS components: property stress 24.2, foreclosure pressure 22.5, listing discounts 43.2, bank stress 53.8, insurance 0.0; Hancock, MS pulse 35.3; Hancock, MS capital opportunity 31.5; Hancock, MS seven-day change -0.1%.
ZIP market phases inside Hancock, MS
11 Hancock, MS ZIPs carry a price-cycle phase; Hancock, MS ZIPs by phase (Hancock, MS), deepest drawdown first: neutral, +4.8% YoY, 0.3% off peak (Hancock, MS): 39520, 39525, 39529, 39556, Hancock, MS 39571, 39572, 39576; neutral, +4.6% YoY, 0.3% off peak (Hancock, MS): 39573; neutral, +4.0% YoY, 0.1% off peak (Hancock, MS): 39466; peak, +3.7% YoY, 0.0% off peak (Hancock, MS): 39426; peak, +3.6% YoY, 0.0% off peak (Hancock, MS): 39470.
Residential listings by Hancock, MS ZIP
Hancock, MS ZIPs with the most tracked Hancock, MS residential listings: 39520 80 listings, 41 candidates, bank pressure 55; 39525 8 listings, 1 candidates, bank pressure 55; 39556 5 listings, 3 candidates, bank pressure 55; 39576 3 listings, 3 candidates, bank pressure 55 (Hancock, MS); 39572 1 listings, 1 candidates, bank pressure 55; 39529 0 listings, 0 candidates, bank pressure 55. Hancock, MS totals: 97 listings; Hancock, MS candidates 49; active ZIPs 0.
HUD assisted housing in Hancock, MS
3 assisted properties with 317 units sit in Hancock, MS; largest Hancock, MS properties: The Gates At Coral Bay (Waveland) 157 units; Waveview Place Apartments (Waveland) 100 units; Notre Dame De La Mer (Bay Saint Louis) 60 units, 60 assisted in Hancock, MS.
Lenders with branches in Hancock, MS
Hancock, MS lenders by branch count: Peoples Bank Biloxi Ms (Hancock, MS): stress 66, 3 branches low in Hancock, MS; Hancock Whitney Bank (Hancock, MS): stress 64, 3 branches low in Hancock, MS; Renasant Bank (Hancock, MS): stress 43, 2 branches low in Hancock, MS; Community Bank Of Ms (Hancock, MS): stress 74, 1 branch low in Hancock, MS; Fnb Picayune Bank (Hancock, MS): stress 25, 1 branch low in Hancock, MS.
Vacancy and permits, Hancock, MS
3,478 of 23,715 Hancock, MS housing units are vacant; Hancock, MS permits, twelve months: 0 multifamily units in Hancock, MS, 264 one-to-four unit units.
Work Hancock, MS at the parcel level
Every Hancock, MS parcel carries owner and address; every Hancock, MS parcel carries APN; Hancock, MS distress scores sit on the Hancock, MS live board.
Hancock, MS figures refresh with each source.
Hancock, MS questions
Most distressed ZIP code in Hancock County, MS?
ZIP 39571 leads Hancock, MS at 34/100; next in Hancock, MS: 39520 at 31/100; the Hancock, MS average is 30/100.
Where does Hancock County, MS rank for investment opportunity?
Hancock, MS is #431 among all ranked counties, #11 in Mississippi; the Hancock, MS driver is vacancy; Hancock, MS moved up 611 places.
How many mortgages are delinquent in Hancock County, MS?
Hancock, MS takes the metro area reading of 1.4% for December 2025; no CFPB county sample covers Hancock, MS.
Which banks lend in Hancock County, MS?
5 watched lenders hold Hancock, MS branches; the largest Hancock, MS footprints are Peoples Bank Biloxi Ms (3), Hancock Whitney Bank (3), Renasant Bank (2).
More on Hancock, MS
Hancock County, MS distress report: public-record figures for Hancock, MS; not legal advice for Hancock, MS; not tax or investment advice; verify every Hancock, MS record before acting.