Hancock County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hancock County, Tennessee? DLRadar grades every Hancock County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Hancock County breakdown.
- Hancock County's most distressed ZIP is 37731 at 20/100.
- 5 ZIP codes tracked in Hancock County, averaging 17/100 distress.
- Hancock County reads peak — home values up 2.8% year over year.
- Vacancy runs 25.7% across Hancock County's tracked ZIPs, with a 27.9% poverty rate.
- The typical Hancock County home is worth about $128,325 against a ~$40,665 median income.
- Lending headwind in Hancock County sits at 82/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 37731 | 20/100 |
| 2 | 37869 | 18/100 |
| 3 | 37879 | 18/100 |
| 4 | 37881 | 16/100 |
| 5 | 37765 | 14/100 |
Most distressed ZIP codes in Hancock County (composite distress 0-100, 2026)
What is driving Hancock County distress
Hancock County's placement in the national index rests on public filings — a 17/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Hancock County market phase and pricing
DLRadar places Hancock County in peak; prices moved up 2.8% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Hancock County
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Frequently asked questions
What is the hardest-hit ZIP in Hancock County?
ZIP 37731 leads Hancock County at 20/100, recomputed monthly from public records.
How would you describe the Hancock County market phase?
Hancock County currently sits in peak, with values up 2.8% year on year, based on FHFA price-index trajectory.
Can the Hancock County figures be verified?
Each Hancock County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 5 local ZIPs and every other county in the country.
How much do distress scores vary between Hancock County ZIP codes?
The county figure is a blend, not a description. Across the Hancock County ZIPs DLRadar ranks, scores run from 20/100 in 37731 down to 14/100 in 37765, against a Hancock County average of 17/100. Because the gap runs to 6 points, Hancock County rewards ZIP-level precision.
What do Hancock County home values and vacancy say about distressed supply?
The typical Hancock County home carries about $128,325 of value against a median household income near $40,665. Vacancy across Hancock County's tracked ZIPs runs 25.7% and the poverty rate is 27.9%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Hancock County's foreclosure and tax-lien record and its 82/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.