Hardin County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hardin County, Iowa? DLRadar grades every Hardin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 25/100. Here is the 2026 Hardin County breakdown.
- Hardin County's most distressed ZIP is 50154 at 25/100.
- 13 ZIP codes tracked in Hardin County, averaging 16/100 distress.
- Hardin County reads peak — home values up 2.5% year over year.
- Vacancy runs 12.9% across Hardin County's tracked ZIPs, with a 6.5% poverty rate.
- The typical Hardin County home is worth about $131,038 against a ~$69,236 median income.
- Lending headwind in Hardin County sits at 59/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 50154 | 25/100 |
| 2 | 50230 | 20/100 |
| 3 | 50258 | 19/100 |
| 4 | 50206 | 18/100 |
| 5 | 50601 | 16/100 |
| 6 | 50102 | 15/100 |
| 7 | 50122 | 15/100 |
| 8 | 50269 | 15/100 |
| 9 | 50006 | 14/100 |
| 10 | 50126 | 14/100 |
| 11 | 50627 | 14/100 |
| 12 | 50672 | 14/100 |
Most distressed ZIP codes in Hardin County (composite distress 0-100, 2026)
What is driving Hardin County distress
Nothing here is estimated: Hardin County is scored from filings alone, and its ZIPs average 16/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Hardin County market phase and pricing
Hardin County currently sits in peak after a 2.5% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Hardin County
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Questions and answers
Which ZIP code leads Hardin County on distress?
ZIP 50154 leads Hardin County at 25/100, recomputed monthly from public records.
Where is Hardin County in the housing cycle?
Hardin County currently sits in peak, with values up 2.5% year on year, based on FHFA price-index trajectory.
Can the Hardin County figures be verified?
Hardin County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 13 ZIPs are comparable to anywhere else.
How much do distress scores vary between Hardin County ZIP codes?
Averaging the county conceals how uneven it is. Across the Hardin County ZIPs DLRadar ranks, scores run from 25/100 in 50154 down to 14/100 in 50672, against a Hardin County average of 16/100. With 11 points between best and worst, county-level targeting in Hardin County wastes effort.
What do Hardin County home values and vacancy say about distressed supply?
The typical Hardin County home carries about $131,038 of value against a median household income near $69,236. Vacancy across Hardin County's tracked ZIPs runs 12.9% and the poverty rate is 6.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Hardin County's foreclosure and tax-lien record and its 59/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.