Hardin County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hardin County, IA distress report, 2026: 13 ZIPs scored in Hardin, IA, Hardin, IA average 18/100; the top Hardin, IA ZIP is 50154 at 24/100; Hardin, IA market phase peak, Hardin, IA prices +2.5% year over year.
- Hardin, IA ranks #1,042 nationally (opportunity index); Hardin, IA #11 in Iowa; Hardin, IA index 31.0.
- Hardin, IA: no CFPB county sample; Hardin, IA non-metro area reading 0.7%.
- Hardin, IA ZIP phases: 12 peak, 1 neutral.
- Hardin, IA residential listings tracked: 11 across 10 ZIPs; Hardin, IA candidate listings 3.
- Hardin, IA lenders on watch: 7; largest Hardin, IA footprint Green Belt Bank&Trust (5 branches).
- Hardin, IA most distressed ZIP: 50154 at 24/100.
Hardin, IA figures: DLRadar distress index; Hardin, IA inputs: CFPB, FHFA, HUD, FDIC; Hardin, IA rebuilt as sources refresh.
| Rank | Hardin, IA ZIP | Score |
|---|---|---|
| 1 | 50154 | 24/100 |
| 2 | 50230 | 20/100 |
| 3 | 50258 | 20/100 |
| 4 | 50102 | 19/100 |
| 5 | 50122 | 19/100 |
| 6 | 50206 | 19/100 |
| 7 | 50269 | 19/100 |
| 8 | 50126 | 18/100 |
| 9 | 50672 | 18/100 |
| 10 | 50006 | 17/100 |
| 11 | 50601 | 17/100 |
| 12 | 50627 | 17/100 |
Most distressed Hardin, IA ZIPs (0-100, 2026)
Mortgage delinquency around Hardin, IA
No CFPB county sample covers Hardin, IA; the non-metro area reading for Hardin, IA: 0.7% ninety-plus; Hardin, IA area thirty-to-eighty-nine 2.1% (December 2025, Hardin, IA); Iowa overall 0.9%.
Opportunity index: Hardin, IA
Hardin, IA index 31.0, Hardin, IA phase watchlist; Hardin, IA primary driver vacancy, Hardin, IA second driver bank institutional. Hardin, IA components: property stress 14.0, foreclosure pressure 13.5, listing discounts 39.6, bank stress 61.3, insurance 0.0; Hardin, IA pulse 34.0; Hardin, IA capital opportunity 26.4.
ZIP market phases inside Hardin, IA
13 Hardin, IA ZIPs carry a price-cycle phase; Hardin, IA ZIPs by phase (Hardin, IA), deepest drawdown first: peak, +2.5% YoY (Hardin, IA): 50006, 50102, 50122, 50126, Hardin, IA 50230, 50258, 50269; neutral, +4.3% YoY (Hardin, IA): 50154; peak, +2.6% YoY (Hardin, IA): 50206; peak, +2.4% YoY (Hardin, IA): 50601, 50627, 50672; peak, +2.0% YoY (Hardin, IA): 50680.
Residential listings by Hardin, IA ZIP
Hardin, IA ZIPs with the most tracked Hardin, IA residential listings: 50126 4 listings, 0 candidates, bank pressure 61; 50627 4 listings, 2 candidates, bank pressure 61; 50122 1 listings, 1 candidates, bank pressure 62; 50258 1 listings, 0 candidates, bank pressure 59 (Hardin, IA); 50672 1 listings, 0 candidates, bank pressure 61; 50006 0 listings, 0 candidates, bank pressure 61; 50102 0 listings, 0 candidates, bank pressure 62; 50206 0 listings, 0 candidates, bank pressure 63. Hardin, IA totals: 11 listings; Hardin, IA candidates 3; active ZIPs 4.
Lenders with branches in Hardin, IA
Hardin, IA lenders by branch count: Green Belt Bank&Trust (Hardin, IA): stress 58, 5 branches low in Hardin, IA; Hardin County Savings Bank (Hardin, IA): stress 78, 2 branches moderate in Hardin, IA; Security State Bank (Hardin, IA): stress 75, 2 branches low in Hardin, IA; Gnb Bank (Hardin, IA): stress 47, 2 branches low in Hardin, IA; Peoples Savings Bank (Hardin, IA): stress 79, 1 branch low in Hardin, IA; Iowa Falls State Bank (Hardin, IA): stress 49, 1 branch low in Hardin, IA; United Bank&Trust Co (Hardin, IA): stress 45, 1 branch low in Hardin, IA.
Vacancy and permits, Hardin, IA
973 of 8,011 Hardin, IA housing units are vacant; Hardin, IA permits, twelve months: 0 multifamily units in Hardin, IA, 20 one-to-four unit units.
Work Hardin, IA at the parcel level
Every Hardin, IA parcel carries owner and address; every Hardin, IA parcel carries APN; Hardin, IA distress scores sit on the Hardin, IA live board.
Hardin, IA figures refresh with each source.
Hardin, IA questions
Most distressed ZIP code in Hardin County, IA?
ZIP 50154 leads Hardin, IA at 24/100; next in Hardin, IA: 50230 at 20/100; the Hardin, IA average is 18/100.
Where does Hardin County, IA rank for investment opportunity?
Hardin, IA is #1,042 among all ranked counties, #11 in Iowa; the Hardin, IA driver is vacancy; Hardin, IA moved up 306 places.
How many mortgages are delinquent in Hardin County, IA?
Hardin, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Hardin, IA.
Which banks lend in Hardin County, IA?
7 watched lenders hold Hardin, IA branches; the largest Hardin, IA footprints are Green Belt Bank&Trust (5), Hardin County Savings Bank (2), Security State Bank (2).
More on Hardin, IA
Hardin County, IA distress report: public-record figures for Hardin, IA; not legal advice for Hardin, IA; not tax or investment advice; verify every Hardin, IA record before acting.