Hardin County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hardin County, IL distress report, 2026: 5 ZIPs scored in Hardin, IL, Hardin, IL average 4/100; the top Hardin, IL ZIP is 62938 at 9/100; Hardin, IL market phase expansion, Hardin, IL prices +5.3% year over year.
- Hardin, IL ranks #800 nationally (opportunity index); Hardin, IL #6 in Illinois; Hardin, IL index 32.0.
- Hardin, IL: no CFPB county sample; Hardin, IL non-metro area reading 1.4%.
- Hardin, IL ZIP phases: 5 expansion.
- Hardin, IL residential listings tracked: 6 across 3 ZIPs; Hardin, IL candidate listings 2.
- Hardin, IL lenders on watch: 1; largest Hardin, IL footprint Banterra Bank (2 branches).
- Hardin, IL most distressed ZIP: 62938 at 9/100.
Hardin, IL figures: DLRadar distress index; Hardin, IL inputs: CFPB, FHFA, HUD, FDIC; Hardin, IL rebuilt as sources refresh.
| Rank | Hardin, IL ZIP | Score |
|---|---|---|
| 1 | 62938 | 9/100 |
| 2 | 62947 | 3/100 |
| 3 | 62919 | 2/100 |
| 4 | 62931 | 2/100 |
| 5 | 62982 | 2/100 |
Most distressed Hardin, IL ZIPs (0-100, 2026)
Mortgage delinquency around Hardin, IL
No CFPB county sample covers Hardin, IL; the non-metro area reading for Hardin, IL: 1.4% ninety-plus; Hardin, IL area thirty-to-eighty-nine 2.8% (December 2025, Hardin, IL); Illinois overall 1.1%.
Opportunity index: Hardin, IL
Hardin, IL index 32.0, Hardin, IL phase watchlist; Hardin, IL primary driver vacancy, Hardin, IL second driver bank institutional. Hardin, IL components: property stress 18.0, foreclosure pressure 18.1, listing discounts 40.6, bank stress 70.9, insurance 0.0; Hardin, IL pulse 36.2; Hardin, IL capital opportunity 25.7.
ZIP market phases inside Hardin, IL
5 Hardin, IL ZIPs carry a price-cycle phase; Hardin, IL ZIPs by phase (Hardin, IL), deepest drawdown first: expansion, +5.3% YoY (Hardin, IL): 62919, 62931, 62947, 62982; expansion, +5.4% YoY (Hardin, IL): 62938.
Residential listings by Hardin, IL ZIP
Hardin, IL ZIPs with the most tracked Hardin, IL residential listings: 62982 5 listings, 2 candidates, bank pressure 83; 62931 1 listings, 0 candidates, bank pressure 71; 62919 0 listings, 0 candidates, bank pressure 83. Hardin, IL totals: 6 listings; Hardin, IL candidates 2; active ZIPs 1.
Lenders with branches in Hardin, IL
Hardin, IL lenders by branch count: Banterra Bank (Hardin, IL): stress 83, 2 branches low in Hardin, IL.
Vacancy and permits, Hardin, IL
792 of 2,337 Hardin, IL housing units are vacant.
Work Hardin, IL at the parcel level
Every Hardin, IL parcel carries owner and address; every Hardin, IL parcel carries APN; Hardin, IL distress scores sit on the Hardin, IL live board.
Hardin, IL figures refresh with each source.
Hardin, IL questions
Most distressed ZIP code in Hardin County, IL?
ZIP 62938 leads Hardin, IL at 9/100; next in Hardin, IL: 62947 at 3/100; the Hardin, IL average is 4/100.
Where does Hardin County, IL rank for investment opportunity?
Hardin, IL is #800 among all ranked counties, #6 in Illinois; the Hardin, IL driver is vacancy; Hardin, IL moved up 50 places.
How many mortgages are delinquent in Hardin County, IL?
Hardin, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Hardin, IL.
Which banks lend in Hardin County, IL?
1 watched lenders hold Hardin, IL branches; the largest Hardin, IL footprints are Banterra Bank (2).
More on Hardin, IL
Hardin County, IL distress report: public-record figures for Hardin, IL; not legal advice for Hardin, IL; not tax or investment advice; verify every Hardin, IL record before acting.