Henderson County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Henderson County, IL distress report, 2026: 17 ZIPs scored in Henderson, IL, Henderson, IL average 13/100; the top Henderson, IL ZIP is 61450 at 15/100; Henderson, IL market phase expansion, Henderson, IL prices +5.7% year over year.
- Henderson, IL ranks #1,564 nationally (opportunity index); Henderson, IL #31 in Illinois; Henderson, IL index 29.2.
- Henderson, IL: no CFPB county sample; Henderson, IL non-metro area reading 1.4%.
- Henderson, IL ZIP phases: 15 expansion, 2 peak.
- Henderson, IL residential listings tracked: 2 across 8 ZIPs; Henderson, IL candidate listings 1.
- Henderson, IL lenders on watch: 4; largest Henderson, IL footprint Bank Of Stronghurst (2 branches).
- Henderson, IL most distressed ZIP: 61450 at 15/100.
Henderson, IL figures: DLRadar distress index; Henderson, IL inputs: CFPB, FHFA, HUD, FDIC; Henderson, IL rebuilt as sources refresh.
| Rank | Henderson, IL ZIP | Score |
|---|---|---|
| 1 | 61450 | 15/100 |
| 2 | 61453 | 15/100 |
| 3 | 61475 | 15/100 |
| 4 | 62330 | 15/100 |
| 5 | 61447 | 14/100 |
| 6 | 61478 | 14/100 |
| 7 | 61462 | 13/100 |
| 8 | 61418 | 12/100 |
| 9 | 61425 | 12/100 |
| 10 | 61437 | 12/100 |
| 11 | 61454 | 12/100 |
| 12 | 61460 | 12/100 |
Most distressed Henderson, IL ZIPs (0-100, 2026)
Mortgage delinquency around Henderson, IL
No CFPB county sample covers Henderson, IL; the non-metro area reading for Henderson, IL: 1.4% ninety-plus; Henderson, IL area thirty-to-eighty-nine 2.8% (December 2025, Henderson, IL); Illinois overall 1.1%.
Opportunity index: Henderson, IL
Henderson, IL index 29.2, Henderson, IL phase early_signal; Henderson, IL primary driver vacancy, Henderson, IL second driver construction. Henderson, IL components: property stress 17.8, foreclosure pressure 17.5, listing discounts 17.9, bank stress 59.0, insurance 0.0; Henderson, IL pulse 36.1; Henderson, IL capital opportunity 18.9.
ZIP market phases inside Henderson, IL
17 Henderson, IL ZIPs carry a price-cycle phase; Henderson, IL ZIPs by phase (Henderson, IL), deepest drawdown first: expansion, +5.7% YoY (Henderson, IL): 61418, 61425, 61437, 61454, Henderson, IL 61460, 61469, 61471, 61480; peak, +4.2% YoY (Henderson, IL): 61442; expansion, +5.4% YoY (Henderson, IL): 61447, 61453, 61478; expansion, +5.3% YoY (Henderson, IL): 61450, 61462; expansion, +5.6% YoY (Henderson, IL): 61475; peak, +4.3% YoY (Henderson, IL): 61476.
Residential listings by Henderson, IL ZIP
Henderson, IL ZIPs with the most tracked Henderson, IL residential listings: 61454 1 listings, 0 candidates, bank pressure 71; 61469 1 listings, 1 candidates, bank pressure 71; 61418 0 listings, 0 candidates, bank pressure 71; 61425 0 listings, 0 candidates, bank pressure 71 (Henderson, IL); 61437 0 listings, 0 candidates, bank pressure 71; 61460 0 listings, 0 candidates, bank pressure 71; 61471 0 listings, 0 candidates, bank pressure 71; 61480 0 listings, 0 candidates, bank pressure 71. Henderson, IL totals: 2 listings; Henderson, IL candidates 1; active ZIPs 1.
Lenders with branches in Henderson, IL
Henderson, IL lenders by branch count: Bank Of Stronghurst (Henderson, IL): stress 78, 2 branches low in Henderson, IL; Midwest Bank (Henderson, IL): stress 76, 1 branch low in Henderson, IL; Security Savings Bank (Henderson, IL): stress 67, 1 branch low in Henderson, IL; Raritan State Bank (Henderson, IL): stress 64, 1 branch low in Henderson, IL.
Vacancy and permits, Henderson, IL
662 of 3,366 Henderson, IL housing units are vacant; Henderson, IL permits, twelve months: 0 multifamily units in Henderson, IL, 6 one-to-four unit units.
Work Henderson, IL at the parcel level
Every Henderson, IL parcel carries owner and address; every Henderson, IL parcel carries APN; Henderson, IL distress scores sit on the Henderson, IL live board.
Henderson, IL figures refresh with each source.
Henderson, IL questions
Most distressed ZIP code in Henderson County, IL?
ZIP 61450 leads Henderson, IL at 15/100; next in Henderson, IL: 61453 at 15/100; the Henderson, IL average is 13/100.
Where does Henderson County, IL rank for investment opportunity?
Henderson, IL is #1,564 among all ranked counties, #31 in Illinois; the Henderson, IL driver is vacancy; Henderson, IL moved down 698 places.
How many mortgages are delinquent in Henderson County, IL?
Henderson, IL takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Henderson, IL.
Which banks lend in Henderson County, IL?
4 watched lenders hold Henderson, IL branches; the largest Henderson, IL footprints are Bank Of Stronghurst (2), Midwest Bank (1), Security Savings Bank (1).
More on Henderson, IL
Henderson County, IL distress report: public-record figures for Henderson, IL; not legal advice for Henderson, IL; not tax or investment advice; verify every Henderson, IL record before acting.