Henderson County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Henderson County, Illinois? DLRadar grades every Henderson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Henderson County breakdown.
- Henderson County's most distressed ZIP is 61447 at 15/100.
- 17 ZIP codes tracked in Henderson County, averaging 13/100 distress.
- Henderson County reads expansion — home values up 5.7% year over year.
- Vacancy runs 14% across Henderson County's tracked ZIPs, with a 9.4% poverty rate.
- The typical Henderson County home is worth about $101,441 against a ~$65,303 median income.
- Lending headwind in Henderson County sits at 84/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 61447 | 15/100 |
| 2 | 61450 | 15/100 |
| 3 | 61453 | 15/100 |
| 4 | 61475 | 15/100 |
| 5 | 62330 | 15/100 |
| 6 | 61478 | 14/100 |
| 7 | 61462 | 13/100 |
| 8 | 61418 | 12/100 |
| 9 | 61425 | 12/100 |
| 10 | 61437 | 12/100 |
| 11 | 61454 | 12/100 |
| 12 | 61460 | 12/100 |
Most distressed ZIP codes in Henderson County (composite distress 0-100, 2026)
What is driving Henderson County distress
DLRadar builds Henderson County's distress picture only from records anyone can pull; its ZIPs average 13/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Henderson County market phase and pricing
Henderson County reads expansion — home prices rose 5.7% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Henderson County
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Frequently asked
Which part of Henderson County, IL scores highest for distress?
ZIP 61447 leads Henderson County at 15/100, recomputed monthly from public records.
What stage of the price cycle is Henderson County at?
FHFA price-index movement places Henderson County in expansion; prices are up 5.7% over twelve months.
How is the Henderson County data sourced?
Henderson County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 17 ZIPs are comparable to anywhere else.
How much do distress scores vary between Henderson County ZIP codes?
A county average hides the spread. Across the Henderson County ZIPs DLRadar ranks, scores run from 15/100 in 61447 down to 12/100 in 61460, against a Henderson County average of 13/100. That 3-point gap is why acquisition targeting in Henderson County works at ZIP level rather than county level.
What do Henderson County home values and vacancy say about distressed supply?
The typical Henderson County home carries about $101,441 of value against a median household income near $65,303. Vacancy across Henderson County's tracked ZIPs runs 14% and the poverty rate is 9.4%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Henderson County's foreclosure and lien filings and its 84/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.