Henderson County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Henderson County, TN distress report, 2026: 14 ZIPs scored in Henderson, TN, Henderson, TN average 21/100; the top Henderson, TN ZIP is 38313 at 25/100; Henderson, TN market phase peak, Henderson, TN prices +2.8% year over year.
- Henderson, TN ranks #910 nationally (opportunity index); Henderson, TN #14 in Tennessee; Henderson, TN index 31.5.
- Henderson, TN: no CFPB county sample; Henderson, TN non-metro area reading 1.3%.
- Henderson, TN ZIP phases: 12 peak, 2 expansion.
- Henderson, TN residential listings tracked: 12 across 6 ZIPs; Henderson, TN candidate listings 3.
- Henderson, TN HUD assisted properties: 2 with 111 units.
- Henderson, TN lenders on watch: 4; largest Henderson, TN footprint Firstbank (4 branches).
- Henderson, TN most distressed ZIP: 38313 at 25/100.
Henderson, TN figures: DLRadar distress index; Henderson, TN inputs: CFPB, FHFA, HUD, FDIC; Henderson, TN rebuilt as sources refresh.
| Rank | Henderson, TN ZIP | Score |
|---|---|---|
| 1 | 38313 | 25/100 |
| 2 | 38345 | 23/100 |
| 3 | 38351 | 23/100 |
| 4 | 38388 | 23/100 |
| 5 | 38328 | 22/100 |
| 6 | 38368 | 21/100 |
| 7 | 38371 | 21/100 |
| 8 | 38370 | 20/100 |
| 9 | 38374 | 20/100 |
| 10 | 38321 | 19/100 |
| 11 | 38329 | 19/100 |
| 12 | 38363 | 19/100 |
Most distressed Henderson, TN ZIPs (0-100, 2026)
Mortgage delinquency around Henderson, TN
No CFPB county sample covers Henderson, TN; the non-metro area reading for Henderson, TN: 1.3% ninety-plus; Henderson, TN area thirty-to-eighty-nine 3.3% (December 2025, Henderson, TN); Tennessee overall 0.9%.
Opportunity index: Henderson, TN
Henderson, TN index 31.5, Henderson, TN phase watchlist; Henderson, TN primary driver vacancy, Henderson, TN second driver bank institutional. Henderson, TN components: property stress 25.3, foreclosure pressure 26.4, listing discounts 29.6, bank stress 58.4, insurance 0.0; Henderson, TN pulse 35.7; Henderson, TN capital opportunity 25.2; Henderson, TN seven-day change -0.7%.
ZIP market phases inside Henderson, TN
14 Henderson, TN ZIPs carry a price-cycle phase; Henderson, TN ZIPs by phase (Henderson, TN), deepest drawdown first: expansion, +5.5% YoY (Henderson, TN): 38313; peak, +2.8% YoY (Henderson, TN): 38321, 38328, 38329, 38345, Henderson, TN 38363, 38370, 38371, 38374, Henderson, TN 38388, 38390; peak, +2.9% YoY (Henderson, TN): 38351; expansion, +5.2% YoY (Henderson, TN): 38352; peak, +3.5% YoY (Henderson, TN): 38368.
Residential listings by Henderson, TN ZIP
Henderson, TN ZIPs with the most tracked Henderson, TN residential listings: 38351 10 listings, 3 candidates, bank pressure 63; 38371 2 listings, 0 candidates, bank pressure 73; 38328 0 listings, 0 candidates, bank pressure 71; 38345 0 listings, 0 candidates, bank pressure 67 (Henderson, TN); 38368 0 listings, 0 candidates, bank pressure 68; 38388 0 listings, 0 candidates, bank pressure 71. Henderson, TN totals: 12 listings; Henderson, TN candidates 3; active ZIPs 1.
HUD assisted housing in Henderson, TN
2 assisted properties with 111 units sit in Henderson, TN; largest Henderson, TN properties: Woodland Homes (Lexington) 61 units, 60 assisted; Lexington Village (Lexington) 50 units, 50 assisted.
Lenders with branches in Henderson, TN
Henderson, TN lenders by branch count: Firstbank (Henderson, TN): stress 55, 4 branches low in Henderson, TN; Peoples Bank (Henderson, TN): stress 77, 2 branches low in Henderson, TN; Community Bank (Henderson, TN): stress 73, 2 branches low in Henderson, TN; Carroll Bank&Trust (Henderson, TN): stress 81, 1 branch low in Henderson, TN.
Vacancy and permits, Henderson, TN
2,043 of 12,963 Henderson, TN housing units are vacant; Henderson, TN permits, twelve months: 0 multifamily units in Henderson, TN, 27 one-to-four unit units.
Work Henderson, TN at the parcel level
Every Henderson, TN parcel carries owner and address; every Henderson, TN parcel carries APN; Henderson, TN distress scores sit on the Henderson, TN live board.
Henderson, TN figures refresh with each source.
Henderson, TN questions
Most distressed ZIP code in Henderson County, TN?
ZIP 38313 leads Henderson, TN at 25/100; next in Henderson, TN: 38345 at 23/100; the Henderson, TN average is 21/100.
Where does Henderson County, TN rank for investment opportunity?
Henderson, TN is #910 among all ranked counties, #14 in Tennessee; the Henderson, TN driver is vacancy; Henderson, TN moved down 59 places.
How many mortgages are delinquent in Henderson County, TN?
Henderson, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Henderson, TN.
Which banks lend in Henderson County, TN?
4 watched lenders hold Henderson, TN branches; the largest Henderson, TN footprints are Firstbank (4), Peoples Bank (2), Community Bank (2).
More on Henderson, TN
Henderson County, TN distress report: public-record figures for Henderson, TN; not legal advice for Henderson, TN; not tax or investment advice; verify every Henderson, TN record before acting.