Hidalgo County, NM Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hidalgo County, New Mexico? DLRadar grades every Hidalgo County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 5/100. Here is the 2026 Hidalgo County breakdown.
- Hidalgo County's most distressed ZIP is 88045 at 5/100.
- 5 ZIP codes tracked in Hidalgo County, averaging 2/100 distress.
- Hidalgo County reads peak — home values up 1.1% year over year.
- Vacancy runs 56.7% across Hidalgo County's tracked ZIPs, with a 12.3% poverty rate.
- The typical Hidalgo County home is worth about $131,667 against a ~$47,009 median income.
- Lending headwind in Hidalgo County sits at 0/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 88045 | 5/100 |
| 2 | 88040 | 3/100 |
| 3 | 88009 | 1/100 |
| 4 | 88020 | 1/100 |
| 5 | 88056 | 1/100 |
Most distressed ZIP codes in Hidalgo County (composite distress 0-100, 2026)
What is driving Hidalgo County distress
Nothing here is estimated: Hidalgo County is scored from filings alone, and its ZIPs average 2/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Hidalgo County market phase and pricing
Hidalgo County reads peak — home prices rose 1.1% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Hidalgo County
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Questions about this county
Which ZIP code leads Hidalgo County on distress?
ZIP 88045 leads Hidalgo County at 5/100, recomputed monthly from public records.
Where is Hidalgo County in the housing cycle?
Phase for Hidalgo County: peak, tracking a 1.1% gain year over year, read off the FHFA index.
What are the sources behind these Hidalgo County numbers?
Every Hidalgo County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 5 Hidalgo County ZIP codes that it runs on every other U.S. county, so Hidalgo County's numbers are directly comparable to any other market.
How much do distress scores vary between Hidalgo County ZIP codes?
A single county score papers over real variation. Across the Hidalgo County ZIPs DLRadar ranks, scores run from 5/100 in 88045 down to 1/100 in 88056, against a Hidalgo County average of 2/100. Because the gap runs to 4 points, Hidalgo County rewards ZIP-level precision.
What do Hidalgo County home values and vacancy say about distressed supply?
The typical Hidalgo County home carries about $131,667 of value against a median household income near $47,009. Vacancy across Hidalgo County's tracked ZIPs runs 56.7% and the poverty rate is 12.3%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Hidalgo County's foreclosure and tax-lien filings and its 0/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.