Hinsdale County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Hinsdale County, Colorado? DLRadar grades every Hinsdale County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 17/100. Here is the 2026 Hinsdale County breakdown.
- Hinsdale County's most distressed ZIP is 81147 at 17/100.
- 3 ZIP codes tracked in Hinsdale County, averaging 11/100 distress.
- Hinsdale County reads peak — home values up 2.2% year over year.
- Vacancy runs 55.2% across Hinsdale County's tracked ZIPs, with a 7.7% poverty rate.
- The typical Hinsdale County home is worth about $452,467 against a ~$76,868 median income.
- Lending headwind in Hinsdale County sits at 31/100 — a forward read on distressed supply.
All numbers: DLRadar's monthly public-record distress index. Reuse is welcome with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 81147 | 17/100 |
| 2 | 81130 | 10/100 |
| 3 | 81235 | 6/100 |
Most distressed ZIP codes in Hinsdale County (composite distress 0-100, 2026)
What is driving Hinsdale County distress
Hinsdale County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 11/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Hinsdale County market phase and pricing
Hinsdale County currently sits in peak after a 2.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
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Questions and answers
What is the most distressed ZIP code in Hinsdale County, CO?
ZIP 81147 leads Hinsdale County at 17/100, recomputed monthly from public records.
What market phase is Hinsdale County in?
Hinsdale County reads peak, with home prices up 2.2% year over year. Phase comes from FHFA House Price Index trajectory.
What is this Hinsdale County analysis built from?
Every Hinsdale County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 3 Hinsdale County ZIP codes that it runs on every other U.S. county, so Hinsdale County's numbers are directly comparable to any other market.
How much do distress scores vary between Hinsdale County ZIP codes?
One county number flattens a wide range. Across the Hinsdale County ZIPs DLRadar ranks, scores run from 17/100 in 81147 down to 6/100 in 81235, against a Hinsdale County average of 11/100. With 11 points between best and worst, county-level targeting in Hinsdale County wastes effort.
What do Hinsdale County home values and vacancy say about distressed supply?
The typical Hinsdale County home carries about $452,467 of value against a median household income near $76,868. Vacancy across Hinsdale County's tracked ZIPs runs 55.2% and the poverty rate is 7.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Hinsdale County's foreclosure and tax-lien record and its 31/100 lending headwind.
Related
Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.