Hot Spring County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Hot Spring County, AR distress report, 2026: 13 ZIPs scored in Hot Spring, AR, Hot Spring, AR average 27/100; the top Hot Spring, AR ZIP is 71901 at 38/100; Hot Spring, AR market phase peak, Hot Spring, AR prices +2.6% year over year.
- Hot Spring, AR ranks #392 nationally (opportunity index); Hot Spring, AR #25 in Arkansas; Hot Spring, AR index 34.0.
- Hot Spring, AR: no CFPB county sample; Hot Spring, AR non-metro area reading 1.5%.
- Hot Spring, AR ZIP phases: 10 peak, 3 contraction.
- Hot Spring, AR residential listings tracked: 12 across 4 ZIPs; Hot Spring, AR candidate listings 8.
- Hot Spring, AR HUD assisted properties: 5 with 125 units.
- Hot Spring, AR lenders on watch: 4; largest Hot Spring, AR footprint Malvern National Bank (5 branches).
- Hot Spring, AR most distressed ZIP: 71901 at 38/100.
Hot Spring, AR figures: DLRadar distress index; Hot Spring, AR inputs: CFPB, FHFA, HUD, FDIC; Hot Spring, AR rebuilt as sources refresh.
| Rank | Hot Spring, AR ZIP | Score |
|---|---|---|
| 1 | 71901 | 38/100 |
| 2 | 71913 | 36/100 |
| 3 | 71964 | 36/100 |
| 4 | 71929 | 30/100 |
| 5 | 71941 | 30/100 |
| 6 | 71942 | 30/100 |
| 7 | 71923 | 26/100 |
| 8 | 71921 | 24/100 |
| 9 | 72104 | 24/100 |
| 10 | 72167 | 21/100 |
| 11 | 71943 | 20/100 |
| 12 | 71933 | 18/100 |
Most distressed Hot Spring, AR ZIPs (0-100, 2026)
Mortgage delinquency around Hot Spring, AR
No CFPB county sample covers Hot Spring, AR; the non-metro area reading for Hot Spring, AR: 1.5% ninety-plus; Hot Spring, AR area thirty-to-eighty-nine 3.0% (December 2025, Hot Spring, AR); Arkansas overall 1.3%.
Opportunity index: Hot Spring, AR
Hot Spring, AR index 34.0, Hot Spring, AR phase peak_opportunity; Hot Spring, AR primary driver vacancy, Hot Spring, AR second driver bank institutional. Hot Spring, AR components: property stress 23.8, foreclosure pressure 23.8, listing discounts 40.0, bank stress 56.4, insurance 11.6; Hot Spring, AR pulse 37.0; Hot Spring, AR capital opportunity 29.6; Hot Spring, AR seven-day change +0.5%.
ZIP market phases inside Hot Spring, AR
13 Hot Spring, AR ZIPs carry a price-cycle phase; Hot Spring, AR ZIPs by phase (Hot Spring, AR), deepest drawdown first: contraction, -1.5% YoY, 9.4% off peak (Hot Spring, AR): 71901; contraction, -0.8% YoY, 7.7% off peak (Hot Spring, AR): 71964; contraction, -0.6% YoY, 7.3% off peak (Hot Spring, AR): 71913; peak, +1.3% YoY, 3.6% off peak (Hot Spring, AR): 71933; peak, +2.5% YoY, 0.3% off peak (Hot Spring, AR): 72104; peak, +3.3% YoY, 0.1% off peak (Hot Spring, AR): 71943; peak, +2.9% YoY, 0.0% off peak (Hot Spring, AR): 72084; peak, +2.8% YoY, 0.0% off peak (Hot Spring, AR): 71921; peak, +2.7% YoY, 0.0% off peak (Hot Spring, AR): 71923; peak, +2.6% YoY (Hot Spring, AR): 71929, 71941, 71942; peak, +2.3% YoY (Hot Spring, AR): 72167.
Residential listings by Hot Spring, AR ZIP
Hot Spring, AR ZIPs with the most tracked Hot Spring, AR residential listings: 72104 8 listings, 4 candidates, bank pressure 60; 71929 2 listings, 2 candidates, bank pressure 57; 71941 1 listings, 1 candidates, bank pressure 60; 71942 1 listings, 1 candidates, bank pressure 60 (Hot Spring, AR). Hot Spring, AR totals: 12 listings; Hot Spring, AR candidates 8; active ZIPs 0.
HUD assisted housing in Hot Spring, AR
5 assisted properties with 125 units sit in Hot Spring, AR; largest Hot Spring, AR properties: Malvern Manor Apartments (Malvern) 50 units, 20 assisted; Reach Out Ii Apartments (Malvern) 21 units, 20 assisted; Birch Leaf Apartments (Malvern) 20 units, 20 assisted in Hot Spring, AR; River Park Apts (Malvern) 20 units, 20 assisted; On Our Own Iv (Malvern) 14 units, 14 assisted.
Lenders with branches in Hot Spring, AR
Hot Spring, AR lenders by branch count: Malvern National Bank (Hot Spring, AR): stress 72, 5 branches low in Hot Spring, AR; Farmers Bank&Trust Co (Hot Spring, AR): stress 65, 2 branches low in Hot Spring, AR; Southern Bcorp Bank (Hot Spring, AR): stress 64, 2 branches low in Hot Spring, AR; Bank Ozk (Hot Spring, AR): stress 41, 2 branches low in Hot Spring, AR.
Vacancy and permits, Hot Spring, AR
1,992 of 14,302 Hot Spring, AR housing units are vacant; Hot Spring, AR permits, twelve months: 0 multifamily units in Hot Spring, AR, 2 one-to-four unit units.
Work Hot Spring, AR at the parcel level
Every Hot Spring, AR parcel carries owner and address; every Hot Spring, AR parcel carries APN; Hot Spring, AR distress scores sit on the Hot Spring, AR live board.
Hot Spring, AR figures refresh with each source.
Hot Spring, AR questions
Most distressed ZIP code in Hot Spring County, AR?
ZIP 71901 leads Hot Spring, AR at 38/100; next in Hot Spring, AR: 71913 at 36/100; the Hot Spring, AR average is 27/100.
Where does Hot Spring County, AR rank for investment opportunity?
Hot Spring, AR is #392 among all ranked counties, #25 in Arkansas; the Hot Spring, AR driver is vacancy; Hot Spring, AR moved up 389 places.
How many mortgages are delinquent in Hot Spring County, AR?
Hot Spring, AR takes the non-metro area reading of 1.5% for December 2025; no CFPB county sample covers Hot Spring, AR.
Which banks lend in Hot Spring County, AR?
4 watched lenders hold Hot Spring, AR branches; the largest Hot Spring, AR footprints are Malvern National Bank (5), Farmers Bank&Trust Co (2), Southern Bcorp Bank (2).
More on Hot Spring, AR
Hot Spring County, AR distress report: public-record figures for Hot Spring, AR; not legal advice for Hot Spring, AR; not tax or investment advice; verify every Hot Spring, AR record before acting.