Howard County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Howard County, Arkansas? DLRadar grades every Howard County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Howard County breakdown.
- Howard County's most distressed ZIP is 71838 at 27/100.
- 9 ZIP codes tracked in Howard County, averaging 20/100 distress.
- Howard County reads peak — home values up 3.3% year over year.
- Vacancy runs 26.1% across Howard County's tracked ZIPs, with a 16.3% poverty rate.
- The typical Howard County home is worth about $142,088 against a ~$47,715 median income.
- Lending headwind in Howard County sits at 64/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 71838 | 27/100 |
| 2 | 71859 | 27/100 |
| 3 | 71831 | 24/100 |
| 4 | 71833 | 24/100 |
| 5 | 71852 | 23/100 |
| 6 | 71973 | 19/100 |
| 7 | 71851 | 13/100 |
| 8 | 71971 | 13/100 |
| 9 | 71959 | 12/100 |
Most distressed ZIP codes in Howard County (composite distress 0-100, 2026)
What is driving Howard County distress
The Howard County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 20/100 ZIP average. No proprietary or modelled inputs enter the score.
Howard County market phase and pricing
DLRadar places Howard County in peak; prices moved up 3.3% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Howard County
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Frequently asked
What is the most distressed ZIP code in Howard County, AR?
ZIP 71838 leads Howard County at 27/100, recomputed monthly from public records.
What stage of the price cycle is Howard County at?
Phase for Howard County: peak, tracking a 3.3% gain year over year, read off the FHFA index.
Where does the Howard County data come from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 9 ZIP codes in Howard County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Howard County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Howard County ZIPs DLRadar ranks, scores run from 27/100 in 71838 down to 12/100 in 71959, against a Howard County average of 20/100. With 15 points between best and worst, county-level targeting in Howard County wastes effort.
What do Howard County home values and vacancy say about distressed supply?
The typical Howard County home carries about $142,088 of value against a median household income near $47,715. Vacancy across Howard County's tracked ZIPs runs 26.1% and the poverty rate is 16.3%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Howard County's foreclosure and tax-lien record and its 64/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.