Howard County, AR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Howard County, AR distress report, 2026: 9 ZIPs scored in Howard, AR, Howard, AR average 20/100; the top Howard, AR ZIP is 71838 at 27/100; Howard, AR market phase peak, Howard, AR prices +3.3% year over year.
- Howard, AR ranks #106 nationally (opportunity index); Howard, AR #7 in Arkansas; Howard, AR index 37.2.
- Howard, AR: no CFPB county sample; Howard, AR non-metro area reading 1.5%.
- Howard, AR ZIP phases: 9 peak.
- Howard, AR residential listings tracked: 3 across 5 ZIPs; Howard, AR candidate listings 3.
- Howard, AR lenders on watch: 3; largest Howard, AR footprint Diamond Bank (3 branches).
- Howard, AR most distressed ZIP: 71838 at 27/100.
Howard, AR figures: DLRadar distress index; Howard, AR inputs: CFPB, FHFA, HUD, FDIC; Howard, AR rebuilt as sources refresh.
| Rank | Howard, AR ZIP | Score |
|---|---|---|
| 1 | 71838 | 27/100 |
| 2 | 71859 | 27/100 |
| 3 | 71831 | 24/100 |
| 4 | 71833 | 24/100 |
| 5 | 71852 | 24/100 |
| 6 | 71851 | 13/100 |
| 7 | 71971 | 13/100 |
| 8 | 71973 | 13/100 |
| 9 | 71959 | 12/100 |
Most distressed Howard, AR ZIPs (0-100, 2026)
Mortgage delinquency around Howard, AR
No CFPB county sample covers Howard, AR; the non-metro area reading for Howard, AR: 1.5% ninety-plus; Howard, AR area thirty-to-eighty-nine 3.0% (December 2025, Howard, AR); Arkansas overall 1.3%.
Opportunity index: Howard, AR
Howard, AR index 37.2, Howard, AR phase overheated; Howard, AR primary driver vacancy, Howard, AR second driver construction. Howard, AR components: property stress 36.0, foreclosure pressure 41.1, listing discounts 21.9, bank stress 60.6, insurance 0.0; Howard, AR pulse 46.1; Howard, AR capital opportunity 23.8.
ZIP market phases inside Howard, AR
9 Howard, AR ZIPs carry a price-cycle phase; Howard, AR ZIPs by phase (Howard, AR), deepest drawdown first: peak, +3.4% YoY, 0.2% off peak (Howard, AR): 71838; peak, +3.3% YoY, 0.1% off peak (Howard, AR): 71831, 71959, 71971, 71833, Howard, AR 71851, 71852, 71859, 71973.
Residential listings by Howard, AR ZIP
Howard, AR ZIPs with the most tracked Howard, AR residential listings: 71833 1 listings, 1 candidates, bank pressure 66; 71851 1 listings, 1 candidates, bank pressure 67; 71852 1 listings, 1 candidates, bank pressure 60; 71831 0 listings, 0 candidates, bank pressure 60 (Howard, AR); 71971 0 listings, 0 candidates, bank pressure 63. Howard, AR totals: 3 listings; Howard, AR candidates 3; active ZIPs 0.
Lenders with branches in Howard, AR
Howard, AR lenders by branch count: Diamond Bank (Howard, AR): stress 67, 3 branches low in Howard, AR; First State Bank Of Dequeen (Howard, AR): stress 71, 2 branches low in Howard, AR; Farmers Bank&Trust Co (Howard, AR): stress 65, 2 branches low in Howard, AR.
Vacancy and permits, Howard, AR
1,075 of 6,173 Howard, AR housing units are vacant.
Work Howard, AR at the parcel level
Every Howard, AR parcel carries owner and address; every Howard, AR parcel carries APN; Howard, AR distress scores sit on the Howard, AR live board.
Howard, AR figures refresh with each source.
Howard, AR questions
Most distressed ZIP code in Howard County, AR?
ZIP 71838 leads Howard, AR at 27/100; next in Howard, AR: 71859 at 27/100; the Howard, AR average is 20/100.
Where does Howard County, AR rank for investment opportunity?
Howard, AR is #106 among all ranked counties, #7 in Arkansas; the Howard, AR driver is vacancy; Howard, AR moved down 86 places.
How many mortgages are delinquent in Howard County, AR?
Howard, AR takes the non-metro area reading of 1.5% for December 2025; no CFPB county sample covers Howard, AR.
Which banks lend in Howard County, AR?
3 watched lenders hold Howard, AR branches; the largest Howard, AR footprints are Diamond Bank (3), First State Bank Of Dequeen (2), Farmers Bank&Trust Co (2).
More on Howard, AR
Howard County, AR distress report: public-record figures for Howard, AR; not legal advice for Howard, AR; not tax or investment advice; verify every Howard, AR record before acting.