Iron County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Iron County, Michigan? DLRadar grades every Iron County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Iron County breakdown.
- Iron County's most distressed ZIP is 49879 at 21/100.
- 8 ZIP codes tracked in Iron County, averaging 17/100 distress.
- Iron County reads expansion — home values up 5.5% year over year.
- Vacancy runs 40.2% across Iron County's tracked ZIPs, with a 17.8% poverty rate.
- The typical Iron County home is worth about $85,938 against a ~$54,176 median income.
- Lending headwind in Iron County sits at 100/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 49879 | 21/100 |
| 2 | 49902 | 18/100 |
| 3 | 49903 | 18/100 |
| 4 | 49915 | 18/100 |
| 5 | 49920 | 18/100 |
| 6 | 49927 | 18/100 |
| 7 | 49935 | 18/100 |
| 8 | 49967 | 9/100 |
Most distressed ZIP codes in Iron County (composite distress 0-100, 2026)
What is driving Iron County distress
Iron County's placement in the national index rests on public filings — a 17/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Iron County market phase and pricing
Iron County reads expansion — home prices rose 5.5% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Iron County
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What people ask
Which part of Iron County, MI scores highest for distress?
ZIP 49879 leads Iron County at 21/100, recomputed monthly from public records.
Which phase does Iron County sit in right now?
The market phase for Iron County is expansion, prices rising 5.5% on the year — derived from the FHFA House Price Index path.
Where does the Iron County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 8 Iron County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Iron County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Iron County ZIPs DLRadar ranks, scores run from 21/100 in 49879 down to 9/100 in 49967, against a Iron County average of 17/100. A spread of 12 points means Iron County has to be worked ZIP by ZIP.
What do Iron County home values and vacancy say about distressed supply?
The typical Iron County home carries about $85,938 of value against a median household income near $54,176. Vacancy across Iron County's tracked ZIPs runs 40.2% and the poverty rate is 17.8%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Iron County's foreclosure and lien filings and its 100/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.