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Jackson County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Jackson County, Colorado? DLRadar grades every Jackson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 12/100. Here is the 2026 Jackson County breakdown.

  • Jackson County's most distressed ZIP is 80430 at 12/100.
  • 4 ZIP codes tracked in Jackson County, averaging 12/100 distress.
  • Jackson County reads peak — home values up 2.2% year over year.
  • Vacancy runs 43.9% across Jackson County's tracked ZIPs, with a 12.4% poverty rate.
  • The typical Jackson County home is worth about $288,650 against a ~$43,230 median income.
  • Lending headwind in Jackson County sits at 74/100 — a forward read on distressed supply.

Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
18043012/100
28043412/100
38047312/100
48048012/100

Most distressed ZIP codes in Jackson County (composite distress 0-100, 2026)

What is driving Jackson County distress

Jackson County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 12/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.

Jackson County market phase and pricing

Jackson County reads peak — home prices rose 2.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.

See the distressed properties behind the data in Jackson County

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Frequently asked

What is the hardest-hit ZIP in Jackson County?

ZIP 80430 leads Jackson County at 12/100, recomputed monthly from public records.

What stage of the price cycle is Jackson County at?

Jackson County currently sits in peak, with values up 2.2% year on year, based on FHFA price-index trajectory.

Where does the Jackson County data come from?

Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 4 Jackson County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.

How much do distress scores vary between Jackson County ZIP codes?

One county number flattens a wide range. Across the Jackson County ZIPs DLRadar ranks, scores run from 12/100 in 80430 down to 12/100 in 80480, against a Jackson County average of 12/100. Those 0 points separate the ZIPs worth working in Jackson County from the rest.

What do Jackson County home values and vacancy say about distressed supply?

The typical Jackson County home carries about $288,650 of value against a median household income near $43,230. Vacancy across Jackson County's tracked ZIPs runs 43.9% and the poverty rate is 12.4%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Jackson County's filings and its 74/100 lending headwind.

Related

Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.

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