Jackson County, FL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jackson County, FL distress report, 2026: 14 ZIPs scored in Jackson, FL, Jackson, FL average 31/100; the top Jackson, FL ZIP is 32438 at 34/100; Jackson, FL market phase peak, Jackson, FL prices +3.8% year over year.
- Jackson, FL ranks #65 nationally (opportunity index); Jackson, FL #9 in Florida; Jackson, FL index 38.0.
- Jackson, FL: no CFPB county sample; Jackson, FL non-metro area reading 1.2%.
- Jackson, FL ZIP phases: 12 peak, 2 neutral.
- Jackson, FL residential listings tracked: 27 across 12 ZIPs; Jackson, FL candidate listings 11.
- Jackson, FL HUD assisted properties: 1 with 40 units.
- Jackson, FL lenders on watch: 2; largest Jackson, FL footprint First Federal Bank (3 branches).
- Jackson, FL most distressed ZIP: 32438 at 34/100.
Jackson, FL figures: DLRadar distress index; Jackson, FL inputs: CFPB, FHFA, HUD, FDIC; Jackson, FL rebuilt as sources refresh.
| Rank | Jackson, FL ZIP | Score |
|---|---|---|
| 1 | 32438 | 34/100 |
| 2 | 32420 | 32/100 |
| 3 | 32423 | 32/100 |
| 4 | 32426 | 32/100 |
| 5 | 32432 | 32/100 |
| 6 | 32443 | 32/100 |
| 7 | 32445 | 32/100 |
| 8 | 32446 | 32/100 |
| 9 | 32448 | 32/100 |
| 10 | 32460 | 32/100 |
| 11 | 32442 | 31/100 |
| 12 | 32431 | 30/100 |
Most distressed Jackson, FL ZIPs (0-100, 2026)
Mortgage delinquency around Jackson, FL
No CFPB county sample covers Jackson, FL; the non-metro area reading for Jackson, FL: 1.2% ninety-plus; Jackson, FL area thirty-to-eighty-nine 3.4% (December 2025, Jackson, FL); Florida overall 1.2%.
Opportunity index: Jackson, FL
Jackson, FL index 38.0, Jackson, FL phase strong_buy; Jackson, FL primary driver vacancy, Jackson, FL second driver construction. Jackson, FL components: property stress 25.0, foreclosure pressure 24.7, listing discounts 54.0, bank stress 56.4, insurance 0.0; Jackson, FL pulse 39.8; Jackson, FL capital opportunity 35.3.
ZIP market phases inside Jackson, FL
14 Jackson, FL ZIPs carry a price-cycle phase; Jackson, FL ZIPs by phase (Jackson, FL), deepest drawdown first: neutral, +3.8% YoY, 0.5% off peak (Jackson, FL): 32428; neutral, +3.8% YoY, 0.4% off peak (Jackson, FL): 32438; peak, +3.8% YoY, 0.1% off peak (Jackson, FL): 32431; peak, +3.8% YoY, 0.0% off peak (Jackson, FL): 32420; peak, +3.8% YoY (Jackson, FL): 32423, 32426, 32432, 32440, Jackson, FL 32442, 32443, 32445, 32446, Jackson, FL 32448, 32460.
Residential listings by Jackson, FL ZIP
Jackson, FL ZIPs with the most tracked Jackson, FL residential listings: 32448 8 listings, 1 candidates, bank pressure 61; 32446 4 listings, 3 candidates, bank pressure 67; 32431 3 listings, 2 candidates, bank pressure 66; 32440 3 listings, 2 candidates, bank pressure 67 (Jackson, FL); 32445 2 listings, 0 candidates, bank pressure 67; 32460 2 listings, 0 candidates, bank pressure 67; 32420 1 listings, 1 candidates, bank pressure 66; 32423 1 listings, 1 candidates, bank pressure 67. Jackson, FL totals: 27 listings; Jackson, FL candidates 11; active ZIPs 3.
HUD assisted housing in Jackson, FL
1 assisted properties with 40 units sit in Jackson, FL; largest Jackson, FL properties: Gibb Marianna Village (Marianna) 40 units, 39 assisted.
Lenders with branches in Jackson, FL
Jackson, FL lenders by branch count: First Federal Bank (Jackson, FL): stress 65, 3 branches low in Jackson, FL; Peoples Bank Of Graceville (Jackson, FL): stress 79, 1 branch low in Jackson, FL.
Vacancy and permits, Jackson, FL
2,869 of 20,145 Jackson, FL housing units are vacant; Jackson, FL permits, twelve months: 25 multifamily units in Jackson, FL, 120 one-to-four unit units.
Work Jackson, FL at the parcel level
Every Jackson, FL parcel carries owner and address; every Jackson, FL parcel carries APN; Jackson, FL distress scores sit on the Jackson, FL live board; Jackson, FL lead lists by signal.
Jackson, FL figures refresh with each source.
Jackson, FL questions
Most distressed ZIP code in Jackson County, FL?
ZIP 32438 leads Jackson, FL at 34/100; next in Jackson, FL: 32420 at 32/100; the Jackson, FL average is 31/100.
Where does Jackson County, FL rank for investment opportunity?
Jackson, FL is #65 among all ranked counties, #9 in Florida; the Jackson, FL driver is vacancy; Jackson, FL moved up 228 places.
How many mortgages are delinquent in Jackson County, FL?
Jackson, FL takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Jackson, FL.
Which banks lend in Jackson County, FL?
2 watched lenders hold Jackson, FL branches; the largest Jackson, FL footprints are First Federal Bank (3), Peoples Bank Of Graceville (1).
More on Jackson, FL
Jackson County, FL distress report: public-record figures for Jackson, FL; not legal advice for Jackson, FL; not tax or investment advice; verify every Jackson, FL record before acting.