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Jackson County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Jackson County, Illinois? DLRadar grades every Jackson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Jackson County breakdown.

  • Jackson County's most distressed ZIP is 62903 at 28/100.
  • 22 ZIP codes tracked in Jackson County, averaging 22/100 distress.
  • Jackson County reads expansion — home values up 5.7% year over year.
  • Vacancy runs 15.2% across Jackson County's tracked ZIPs, with a 14.7% poverty rate.
  • The typical Jackson County home is worth about $123,152 against a ~$53,806 median income.
  • Lending headwind in Jackson County sits at 56/100 — a forward read on distressed supply.

Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).

RankZIPComposite distress
16290328/100
26290728/100
36292728/100
46293228/100
56294028/100
66294228/100
76295028/100
86296628/100
96297528/100
106299428/100
116290125/100
126228024/100

Most distressed ZIP codes in Jackson County (composite distress 0-100, 2026)

What is driving Jackson County distress

Jackson County's placement in the national index rests on public filings — a 22/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.

Jackson County market phase and pricing

Phase for Jackson County: expansion (+5.7% YoY). As pricing power fades, listings sit longer and sellers become reachable.

See the distressed properties behind the data in Jackson County

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What people ask

What is the most distressed ZIP code in Jackson County, IL?

ZIP 62903 leads Jackson County at 28/100, recomputed monthly from public records.

Which phase does Jackson County sit in right now?

Jackson County reads expansion, with home prices up 5.7% year over year. Phase comes from FHFA House Price Index trajectory.

Can the Jackson County figures be verified?

Every Jackson County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 22 Jackson County ZIP codes that it runs on every other U.S. county, so Jackson County's numbers are directly comparable to any other market.

How much do distress scores vary between Jackson County ZIP codes?

One county number flattens a wide range. Across the Jackson County ZIPs DLRadar ranks, scores run from 28/100 in 62903 down to 24/100 in 62280, against a Jackson County average of 22/100. Those 4 points separate the ZIPs worth working in Jackson County from the rest.

What do Jackson County home values and vacancy say about distressed supply?

The typical Jackson County home carries about $123,152 of value against a median household income near $53,806. Vacancy across Jackson County's tracked ZIPs runs 15.2% and the poverty rate is 14.7%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Jackson County's foreclosure and lien filings and its 56/100 lending headwind.

Related

Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.

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