Jackson County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jackson County, MI distress report, 2026: 29 ZIPs scored in Jackson, MI, Jackson, MI average 18/100; the top Jackson, MI ZIP is 48158 at 27/100; Jackson, MI market phase expansion, Jackson, MI prices +5.8% year over year.
- Jackson, MI ranks #2,205 nationally (opportunity index); Jackson, MI #65 in Michigan; Jackson, MI index 27.0.
- Jackson, MI ninety-day mortgage delinquency 1.2% in December 2025; Jackson, MI twelve-month change +0.3%.
- Jackson, MI ZIP phases: 21 expansion, 5 peak, 3 neutral.
- Jackson, MI residential listings tracked: 62 across 19 ZIPs; Jackson, MI candidate listings 18.
- Jackson, MI HUD assisted properties: 8 with 951 units.
- Jackson, MI lenders on watch: 7; largest Jackson, MI footprint County National Bank (5 branches).
- Jackson, MI most distressed ZIP: 48158 at 27/100.
Jackson, MI figures: DLRadar distress index; Jackson, MI inputs: CFPB, FHFA, HUD, FDIC; Jackson, MI rebuilt as sources refresh.
| Rank | Jackson, MI ZIP | Score |
|---|---|---|
| 1 | 48158 | 27/100 |
| 2 | 49251 | 25/100 |
| 3 | 49285 | 25/100 |
| 4 | 49264 | 23/100 |
| 5 | 48827 | 22/100 |
| 6 | 49245 | 22/100 |
| 7 | 49224 | 20/100 |
| 8 | 49240 | 18/100 |
| 9 | 49284 | 18/100 |
| 10 | 49237 | 17/100 |
| 11 | 49201 | 16/100 |
| 12 | 49202 | 16/100 |
Most distressed Jackson, MI ZIPs (0-100, 2026)
Mortgage delinquency in Jackson, MI
1.2% of Jackson, MI mortgages were ninety-plus days late (Jackson, MI, December 2025); Jackson, MI thirty-to-eighty-nine days late: 3.2%; Jackson, MI twelve-month change +0.3%; Jackson, MI peak since 2008: 4.5% (January 2010); Michigan overall 0.9%. Jackson, MI ninety-day series: Dec 24 0.9, Jan 25 0.9, Feb 25 0.9 (Jackson, MI), Mar 25 1.1, Apr 25 0.9, May 25 0.9 (Jackson, MI), Jun 25 0.8, Jul 25 0.8, Aug 25 1.1 (Jackson, MI), Sep 25 1.0, Oct 25 1.0, Nov 25 0.9 (Jackson, MI), Dec 25 1.2.
Opportunity index: Jackson, MI
Jackson, MI index 27.0, Jackson, MI phase weak; Jackson, MI primary driver bank institutional, Jackson, MI second driver vacancy. Jackson, MI components: property stress 10.4, foreclosure pressure 9.0, listing discounts 34.9, bank stress 62.6, insurance 0.0; Jackson, MI pulse 29.3; Jackson, MI capital opportunity 23.6; Jackson, MI seven-day change +0.1%.
ZIP market phases inside Jackson, MI
29 Jackson, MI ZIPs carry a price-cycle phase; Jackson, MI ZIPs by phase (Jackson, MI), deepest drawdown first: peak, +3.2% YoY (Jackson, MI): 48158; neutral, +4.7% YoY (Jackson, MI): 48827; expansion, +5.8% YoY (Jackson, MI): 49201, 49202, 49203, 49234, Jackson, MI 49241; expansion, +7.8% YoY (Jackson, MI): 49224; expansion, +5.4% YoY (Jackson, MI): 49230, 49240; peak, +4.8% YoY (Jackson, MI): 49233; expansion, +6.0% YoY (Jackson, MI): 49237; expansion, +8.5% YoY (Jackson, MI): 49245; expansion, +5.7% YoY (Jackson, MI): 49246; peak, +4.3% YoY (Jackson, MI): 49249, 49250.
Residential listings by Jackson, MI ZIP
Jackson, MI ZIPs with the most tracked Jackson, MI residential listings: 49201 13 listings, 2 candidates, bank pressure 68; 49202 9 listings, 1 candidates, bank pressure 68; 49240 9 listings, 2 candidates, bank pressure 66; 49230 8 listings, 4 candidates, bank pressure 67 (Jackson, MI); 49203 3 listings, 0 candidates, bank pressure 68; 49283 3 listings, 0 candidates, bank pressure 68; 49234 2 listings, 0 candidates, bank pressure 68; 49254 2 listings, 1 candidates, bank pressure 68. Jackson, MI totals: 62 listings; Jackson, MI candidates 18; active ZIPs 17.
HUD assisted housing in Jackson, MI
8 assisted properties with 951 units sit in Jackson, MI; largest Jackson, MI properties: Canterbury House Jackson (Jackson) 208 units; Gallery Place Ii & Iii Apartments (Jackson) 164 units; Foxfire (Jackson) 160 units in Jackson, MI; Springbrook Meadows Apartments (Jackson) 152 units; Blair Park Apartments (Jackson) 100 units, 100 assisted; Gallery Place Apartments (Jackson) 83 units.
Lenders with branches in Jackson, MI
Jackson, MI lenders by branch count: County National Bank (Jackson, MI): stress 73, 5 branches low in Jackson, MI; Southern Michigan Bank&Trust (Jackson, MI): stress 76, 2 branches elevated in Jackson, MI; Choiceone Bank (Jackson, MI): stress 60, 2 branches low in Jackson, MI; Homestead Savings Bank (Jackson, MI): stress 78, 1 branch low in Jackson, MI; Bank Michigan (Jackson, MI): stress 74, 1 branch low in Jackson, MI; Independent Bank (Jackson, MI): stress 67, 1 branch low in Jackson, MI; Chelsea State Bank (Jackson, MI): stress 54, 1 branch moderate in Jackson, MI.
Vacancy and permits, Jackson, MI
6,752 of 69,292 Jackson, MI housing units are vacant; Jackson, MI permits, twelve months: 75 multifamily units in Jackson, MI, 214 one-to-four unit units.
Work Jackson, MI at the parcel level
Every Jackson, MI parcel carries owner and address; every Jackson, MI parcel carries APN; Jackson, MI distress scores sit on the Jackson, MI live board.
Jackson, MI figures refresh with each source.
Jackson, MI questions
Most distressed ZIP code in Jackson County, MI?
ZIP 48158 leads Jackson, MI at 27/100; next in Jackson, MI: 49251 at 25/100; the Jackson, MI average is 18/100.
Where does Jackson County, MI rank for investment opportunity?
Jackson, MI is #2,205 among all ranked counties, #65 in Michigan; the Jackson, MI driver is bank institutional; Jackson, MI moved up 249 places.
How many mortgages are delinquent in Jackson County, MI?
1.2% of Jackson, MI mortgages were ninety-plus days late in December 2025; the Jackson, MI peak since 2008 was 4.5%.
Which banks lend in Jackson County, MI?
7 watched lenders hold Jackson, MI branches; the largest Jackson, MI footprints are County National Bank (5), Southern Michigan Bank&Trust (2), Choiceone Bank (2).
More on Jackson, MI
Jackson County, MI distress report: public-record figures for Jackson, MI; not legal advice for Jackson, MI; not tax or investment advice; verify every Jackson, MI record before acting.