Jackson County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jackson County, Michigan? DLRadar grades every Jackson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Jackson County breakdown.
- Jackson County's most distressed ZIP is 48158 at 28/100.
- 29 ZIP codes tracked in Jackson County, averaging 18/100 distress.
- Jackson County reads expansion — home values up 5.8% year over year.
- Vacancy runs 12% across Jackson County's tracked ZIPs, with a 10.2% poverty rate.
- The typical Jackson County home is worth about $210,221 against a ~$69,929 median income.
- Lending headwind in Jackson County sits at 79/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48158 | 28/100 |
| 2 | 49251 | 26/100 |
| 3 | 49285 | 26/100 |
| 4 | 49264 | 24/100 |
| 5 | 48827 | 23/100 |
| 6 | 49245 | 23/100 |
| 7 | 49224 | 21/100 |
| 8 | 49284 | 19/100 |
| 9 | 49240 | 18/100 |
| 10 | 49237 | 17/100 |
| 11 | 49201 | 16/100 |
| 12 | 49202 | 16/100 |
Most distressed ZIP codes in Jackson County (composite distress 0-100, 2026)
What is driving Jackson County distress
The Jackson County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 18/100 ZIP average. No proprietary or modelled inputs enter the score.
Jackson County market phase and pricing
The cycle in Jackson County is expansion, with values up 5.8% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Jackson County
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Questions about this county
Which ZIP code leads Jackson County on distress?
ZIP 48158 leads Jackson County at 28/100, recomputed monthly from public records.
Which phase does Jackson County sit in right now?
Jackson County is classified expansion with a 5.8% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Jackson County numbers?
The inputs are all public: FHFA for the expansion path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 29 ZIP codes in Jackson County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Jackson County ZIP codes?
One county number flattens a wide range. Across the Jackson County ZIPs DLRadar ranks, scores run from 28/100 in 48158 down to 16/100 in 49202, against a Jackson County average of 18/100. Because the gap runs to 12 points, Jackson County rewards ZIP-level precision.
What do Jackson County home values and vacancy say about distressed supply?
The typical Jackson County home carries about $210,221 of value against a median household income near $69,929. Vacancy across Jackson County's tracked ZIPs runs 12% and the poverty rate is 10.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Jackson County's foreclosure and tax-lien filings and its 79/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.