Jefferson County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, ID distress report, 2026: 10 ZIPs scored in Jefferson, ID, Jefferson, ID average 15/100; the top Jefferson, ID ZIP is 83401 at 23/100; Jefferson, ID market phase neutral, Jefferson, ID prices +4.2% year over year.
- Jefferson, ID ranks #2,970 nationally (opportunity index); Jefferson, ID #35 in Idaho; Jefferson, ID index 23.4.
- Jefferson, ID: no CFPB county sample; Jefferson, ID metro area reading 0.8%.
- Jefferson, ID ZIP phases: 8 neutral, 2 peak.
- Jefferson, ID residential listings tracked: 8 across 7 ZIPs; Jefferson, ID candidate listings 1.
- Jefferson, ID lenders on watch: 2; largest Jefferson, ID footprint Bank Of Commerce (3 branches).
- Jefferson, ID most distressed ZIP: 83401 at 23/100.
Jefferson, ID figures: DLRadar distress index; Jefferson, ID inputs: CFPB, FHFA, HUD, FDIC; Jefferson, ID rebuilt as sources refresh.
| Rank | Jefferson, ID ZIP | Score |
|---|---|---|
| 1 | 83401 | 23/100 |
| 2 | 83402 | 22/100 |
| 3 | 83443 | 22/100 |
| 4 | 83442 | 16/100 |
| 5 | 83425 | 11/100 |
| 6 | 83431 | 11/100 |
| 7 | 83434 | 11/100 |
| 8 | 83444 | 11/100 |
| 9 | 83450 | 11/100 |
| 10 | 83435 | 10/100 |
Most distressed Jefferson, ID ZIPs (0-100, 2026)
Mortgage delinquency around Jefferson, ID
No CFPB county sample covers Jefferson, ID; the metro area reading for Jefferson, ID (Idaho Falls, ID): 0.8% ninety-plus; Jefferson, ID area thirty-to-eighty-nine 1.6% (December 2025, Jefferson, ID); Idaho overall 0.6%.
Opportunity index: Jefferson, ID
Jefferson, ID index 23.4, Jefferson, ID phase weak; Jefferson, ID primary driver construction, Jefferson, ID second driver bank institutional. Jefferson, ID components: property stress 7.1, foreclosure pressure 5.7, listing discounts 24.2, bank stress 51.6, insurance 0.0; Jefferson, ID pulse 25.2; Jefferson, ID capital opportunity 20.8.
ZIP market phases inside Jefferson, ID
10 Jefferson, ID ZIPs carry a price-cycle phase; Jefferson, ID ZIPs by phase (Jefferson, ID), deepest drawdown first: peak, +3.2% YoY, 0.6% off peak (Jefferson, ID): 83434; neutral, +4.0% YoY, 0.1% off peak (Jefferson, ID): 83425; neutral, +4.2% YoY, 0.0% off peak (Jefferson, ID): 83443, 83402; neutral, +4.2% YoY (Jefferson, ID): 83401, 83431, 83442, 83444, Jefferson, ID 83450; peak, +3.7% YoY (Jefferson, ID): 83435.
Residential listings by Jefferson, ID ZIP
Jefferson, ID ZIPs with the most tracked Jefferson, ID residential listings: 83442 5 listings, 0 candidates, bank pressure 60; 83444 3 listings, 1 candidates, bank pressure 60; 83425 0 listings, 0 candidates, bank pressure 56; 83431 0 listings, 0 candidates, bank pressure 57 (Jefferson, ID); 83434 0 listings, 0 candidates, bank pressure 59; 83435 0 listings, 0 candidates, bank pressure 57; 83450 0 listings, 0 candidates, bank pressure 57. Jefferson, ID totals: 8 listings; Jefferson, ID candidates 1; active ZIPs 2.
Lenders with branches in Jefferson, ID
Jefferson, ID lenders by branch count: Bank Of Commerce (Jefferson, ID): stress 31, 3 branches low in Jefferson, ID; D L Evans Bank (Jefferson, ID): stress 66, 1 branch low in Jefferson, ID.
Vacancy and permits, Jefferson, ID
580 of 10,779 Jefferson, ID housing units are vacant; Jefferson, ID permits, twelve months: 10 multifamily units in Jefferson, ID, 299 one-to-four unit units.
Work Jefferson, ID at the parcel level
Every Jefferson, ID parcel carries owner and address; every Jefferson, ID parcel carries APN; Jefferson, ID distress scores sit on the Jefferson, ID live board.
Jefferson, ID figures refresh with each source.
Jefferson, ID questions
Most distressed ZIP code in Jefferson County, ID?
ZIP 83401 leads Jefferson, ID at 23/100; next in Jefferson, ID: 83402 at 22/100; the Jefferson, ID average is 15/100.
Where does Jefferson County, ID rank for investment opportunity?
Jefferson, ID is #2,970 among all ranked counties, #35 in Idaho; the Jefferson, ID driver is construction; Jefferson, ID moved up 60 places.
How many mortgages are delinquent in Jefferson County, ID?
Jefferson, ID takes the metro area reading of 0.8% for December 2025; no CFPB county sample covers Jefferson, ID.
Which banks lend in Jefferson County, ID?
2 watched lenders hold Jefferson, ID branches; the largest Jefferson, ID footprints are Bank Of Commerce (3), D L Evans Bank (1).
More on Jefferson, ID
Jefferson County, ID distress report: public-record figures for Jefferson, ID; not legal advice for Jefferson, ID; not tax or investment advice; verify every Jefferson, ID record before acting.