Jefferson County, ID Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jefferson County, Idaho? DLRadar grades every Jefferson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 22/100. Here is the 2026 Jefferson County breakdown.
- Jefferson County's most distressed ZIP is 83401 at 22/100.
- 10 ZIP codes tracked in Jefferson County, averaging 15/100 distress.
- Jefferson County reads neutral — home values up 4.2% year over year.
- Vacancy runs 11.8% across Jefferson County's tracked ZIPs, with a 10.4% poverty rate.
- The typical Jefferson County home is worth about $285,220 against a ~$76,765 median income.
- Lending headwind in Jefferson County sits at 14/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 83401 | 22/100 |
| 2 | 83402 | 21/100 |
| 3 | 83443 | 21/100 |
| 4 | 83442 | 17/100 |
| 5 | 83425 | 12/100 |
| 6 | 83431 | 12/100 |
| 7 | 83434 | 12/100 |
| 8 | 83444 | 12/100 |
| 9 | 83450 | 12/100 |
| 10 | 83435 | 11/100 |
Most distressed ZIP codes in Jefferson County (composite distress 0-100, 2026)
What is driving Jefferson County distress
DLRadar builds Jefferson County's distress picture only from records anyone can pull; its ZIPs average 15/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Jefferson County market phase and pricing
Jefferson County currently sits in neutral after a 4.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Jefferson County
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What people ask
Which ZIP code leads Jefferson County on distress?
ZIP 83401 leads Jefferson County at 22/100, recomputed monthly from public records.
What market phase is Jefferson County in?
Jefferson County reads neutral, with home prices up 4.2% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Jefferson County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 10 Jefferson County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Jefferson County ZIP codes?
A single county score papers over real variation. Across the Jefferson County ZIPs DLRadar ranks, scores run from 22/100 in 83401 down to 11/100 in 83435, against a Jefferson County average of 15/100. That 11-point gap is why acquisition targeting in Jefferson County works at ZIP level rather than county level.
What do Jefferson County home values and vacancy say about distressed supply?
The typical Jefferson County home carries about $285,220 of value against a median household income near $76,765. Vacancy across Jefferson County's tracked ZIPs runs 11.8% and the poverty rate is 10.4%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Jefferson County's foreclosure and lien filings and its 14/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.