Jefferson County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, NE distress report, 2026: 13 ZIPs scored in Jefferson, NE, Jefferson, NE average 16/100; the top Jefferson, NE ZIP is 68303 at 21/100; Jefferson, NE market phase peak, Jefferson, NE prices +3.3% year over year.
- Jefferson, NE ranks #768 nationally (opportunity index); Jefferson, NE #7 in Nebraska; Jefferson, NE index 32.1.
- Jefferson, NE: no CFPB county sample; Jefferson, NE non-metro area reading 0.8%.
- Jefferson, NE ZIP phases: 13 peak.
- Jefferson, NE residential listings tracked: 2 across 8 ZIPs; Jefferson, NE candidate listings 0.
- Jefferson, NE HUD assisted properties: 2 with 38 units.
- Jefferson, NE lenders on watch: 4; largest Jefferson, NE footprint Heartland Bank (4 branches).
- Jefferson, NE most distressed ZIP: 68303 at 21/100.
Jefferson, NE figures: DLRadar distress index; Jefferson, NE inputs: CFPB, FHFA, HUD, FDIC; Jefferson, NE rebuilt as sources refresh.
| Rank | Jefferson, NE ZIP | Score |
|---|---|---|
| 1 | 68303 | 21/100 |
| 2 | 68429 | 20/100 |
| 3 | 68338 | 18/100 |
| 4 | 68350 | 18/100 |
| 5 | 68352 | 18/100 |
| 6 | 68377 | 18/100 |
| 7 | 68424 | 18/100 |
| 8 | 68440 | 18/100 |
| 9 | 68453 | 17/100 |
| 10 | 68464 | 15/100 |
| 11 | 68310 | 11/100 |
| 12 | 68341 | 11/100 |
Most distressed Jefferson, NE ZIPs (0-100, 2026)
Mortgage delinquency around Jefferson, NE
No CFPB county sample covers Jefferson, NE; the non-metro area reading for Jefferson, NE: 0.8% ninety-plus; Jefferson, NE area thirty-to-eighty-nine 2.1% (December 2025, Jefferson, NE); Nebraska overall 0.6%.
Opportunity index: Jefferson, NE
Jefferson, NE index 32.1, Jefferson, NE phase watchlist; Jefferson, NE primary driver construction, Jefferson, NE second driver vacancy. Jefferson, NE components: property stress 16.8, foreclosure pressure 17.1, listing discounts 31.7, bank stress 60.3, insurance 0.0; Jefferson, NE pulse 37.5; Jefferson, NE capital opportunity 24.0.
ZIP market phases inside Jefferson, NE
13 Jefferson, NE ZIPs carry a price-cycle phase; Jefferson, NE ZIPs by phase (Jefferson, NE), deepest drawdown first: peak, +3.3% YoY (Jefferson, NE): 68303, 68338, 68342, 68350, Jefferson, NE 68352, 68377, 68424, 68429, Jefferson, NE 68440, 68453, 68464; peak, +3.1% YoY (Jefferson, NE): 68310; peak, +3.2% YoY (Jefferson, NE): 68341.
Residential listings by Jefferson, NE ZIP
Jefferson, NE ZIPs with the most tracked Jefferson, NE residential listings: 68352 2 listings, 0 candidates, bank pressure 64; 68338 0 listings, 0 candidates, bank pressure 64; 68342 0 listings, 0 candidates, bank pressure 60; 68350 0 listings, 0 candidates, bank pressure 64 (Jefferson, NE); 68377 0 listings, 0 candidates, bank pressure 64; 68424 0 listings, 0 candidates, bank pressure 60; 68429 0 listings, 0 candidates, bank pressure 65; 68440 0 listings, 0 candidates, bank pressure 64. Jefferson, NE totals: 2 listings; Jefferson, NE candidates 0; active ZIPs 1.
HUD assisted housing in Jefferson, NE
2 assisted properties with 38 units sit in Jefferson, NE; largest Jefferson, NE properties: Fairbury Gardens (Fairbury) 30 units, 30 assisted; Maple Leaf Housing (Plymouth) 8 units, 8 assisted.
Lenders with branches in Jefferson, NE
Jefferson, NE lenders by branch count: Heartland Bank (Jefferson, NE): stress 46, 4 branches low in Jefferson, NE; Farmers&Merchants Bank (Jefferson, NE): stress 79, 1 branch low in Jefferson, NE; First Tri County Bank (Jefferson, NE): stress 74, 1 branch low in Jefferson, NE; Union Bank&Trust Co (Jefferson, NE): stress 55, 1 branch low in Jefferson, NE.
Vacancy and permits, Jefferson, NE
543 of 3,679 Jefferson, NE housing units are vacant; Jefferson, NE permits, twelve months: 0 multifamily units in Jefferson, NE, 6 one-to-four unit units.
Work Jefferson, NE at the parcel level
Every Jefferson, NE parcel carries owner and address; every Jefferson, NE parcel carries APN; Jefferson, NE distress scores sit on the Jefferson, NE live board.
Jefferson, NE figures refresh with each source.
Jefferson, NE questions
Most distressed ZIP code in Jefferson County, NE?
ZIP 68303 leads Jefferson, NE at 21/100; next in Jefferson, NE: 68429 at 20/100; the Jefferson, NE average is 16/100.
Where does Jefferson County, NE rank for investment opportunity?
Jefferson, NE is #768 among all ranked counties, #7 in Nebraska; the Jefferson, NE driver is construction; Jefferson, NE moved down 141 places.
How many mortgages are delinquent in Jefferson County, NE?
Jefferson, NE takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Jefferson, NE.
Which banks lend in Jefferson County, NE?
4 watched lenders hold Jefferson, NE branches; the largest Jefferson, NE footprints are Heartland Bank (4), Farmers&Merchants Bank (1), First Tri County Bank (1).
More on Jefferson, NE
Jefferson County, NE distress report: public-record figures for Jefferson, NE; not legal advice for Jefferson, NE; not tax or investment advice; verify every Jefferson, NE record before acting.