Jefferson County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jefferson County, Nebraska? DLRadar grades every Jefferson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Jefferson County breakdown.
- Jefferson County's most distressed ZIP is 68303 at 21/100.
- 13 ZIP codes tracked in Jefferson County, averaging 16/100 distress.
- Jefferson County reads peak — home values up 3.3% year over year.
- Vacancy runs 16.4% across Jefferson County's tracked ZIPs, with a 8.3% poverty rate.
- The typical Jefferson County home is worth about $127,442 against a ~$61,221 median income.
- Lending headwind in Jefferson County sits at 45/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 68303 | 21/100 |
| 2 | 68429 | 20/100 |
| 3 | 68338 | 18/100 |
| 4 | 68350 | 18/100 |
| 5 | 68352 | 18/100 |
| 6 | 68377 | 18/100 |
| 7 | 68424 | 18/100 |
| 8 | 68440 | 18/100 |
| 9 | 68453 | 15/100 |
| 10 | 68464 | 14/100 |
| 11 | 68310 | 11/100 |
| 12 | 68341 | 11/100 |
Most distressed ZIP codes in Jefferson County (composite distress 0-100, 2026)
What is driving Jefferson County distress
Jefferson County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 16/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Jefferson County market phase and pricing
Jefferson County reads peak — home prices rose 3.3% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Jefferson County
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Questions about this county
Which Jefferson County ZIP scores worst for distress?
ZIP 68303 leads Jefferson County at 21/100, recomputed monthly from public records.
How would you describe the Jefferson County market phase?
The market phase for Jefferson County is peak, prices rising 3.3% on the year — derived from the FHFA House Price Index path.
What is this Jefferson County analysis built from?
Jefferson County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 13 ZIPs are comparable to anywhere else.
How much do distress scores vary between Jefferson County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Jefferson County ZIPs DLRadar ranks, scores run from 21/100 in 68303 down to 11/100 in 68341, against a Jefferson County average of 16/100. That 10-point gap is why acquisition targeting in Jefferson County works at ZIP level rather than county level.
What do Jefferson County home values and vacancy say about distressed supply?
The typical Jefferson County home carries about $127,442 of value against a median household income near $61,221. Vacancy across Jefferson County's tracked ZIPs runs 16.4% and the poverty rate is 8.3%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Jefferson County's filings and its 45/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.