Jefferson County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jefferson County, Wisconsin? DLRadar grades every Jefferson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 30/100. Here is the 2026 Jefferson County breakdown.
- Jefferson County's most distressed ZIP is 53118 at 30/100.
- 19 ZIP codes tracked in Jefferson County, averaging 26/100 distress.
- Jefferson County reads expansion — home values up 5.3% year over year.
- Vacancy runs 7.2% across Jefferson County's tracked ZIPs, with a 7.7% poverty rate.
- The typical Jefferson County home is worth about $315,147 against a ~$88,648 median income.
- Lending headwind in Jefferson County sits at 59/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 53118 | 30/100 |
| 2 | 53119 | 30/100 |
| 3 | 53038 | 28/100 |
| 4 | 53066 | 28/100 |
| 5 | 53094 | 28/100 |
| 6 | 53137 | 28/100 |
| 7 | 53156 | 28/100 |
| 8 | 53178 | 28/100 |
| 9 | 53538 | 28/100 |
| 10 | 53549 | 28/100 |
| 11 | 53551 | 28/100 |
| 12 | 53036 | 26/100 |
Most distressed ZIP codes in Jefferson County (composite distress 0-100, 2026)
What is driving Jefferson County distress
Jefferson County's placement in the national index rests on public filings — a 26/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Jefferson County market phase and pricing
Jefferson County reads expansion — home prices rose 5.3% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Jefferson County
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Questions about this county
What is the most distressed ZIP code in Jefferson County, WI?
ZIP 53118 leads Jefferson County at 30/100, recomputed monthly from public records.
Where is Jefferson County in the housing cycle?
Jefferson County is classified expansion with a 5.3% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Jefferson County numbers?
Each Jefferson County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 19 local ZIPs and every other county in the country.
How much do distress scores vary between Jefferson County ZIP codes?
A county average hides the spread. Across the Jefferson County ZIPs DLRadar ranks, scores run from 30/100 in 53118 down to 26/100 in 53036, against a Jefferson County average of 26/100. With 4 points between best and worst, county-level targeting in Jefferson County wastes effort.
What do Jefferson County home values and vacancy say about distressed supply?
The typical Jefferson County home carries about $315,147 of value against a median household income near $88,648. Vacancy across Jefferson County's tracked ZIPs runs 7.2% and the poverty rate is 7.7%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Jefferson County's foreclosure and tax-lien record and its 59/100 lending headwind.
Related
Formula-driven readings of public documents. Not investment, legal or financial advice of any kind; figures refresh from the live index each month.