Jefferson County, WI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, WI distress report, 2026: 19 ZIPs scored in Jefferson, WI, Jefferson, WI average 28/100; the top Jefferson, WI ZIP is 53038 at 31/100; Jefferson, WI market phase expansion, Jefferson, WI prices +5.3% year over year.
- Jefferson, WI ranks #2,810 nationally (opportunity index); Jefferson, WI #47 in Wisconsin; Jefferson, WI index 24.4.
- Jefferson, WI: no CFPB county sample; Jefferson, WI non-metro area reading 0.5%.
- Jefferson, WI ZIP phases: 15 expansion, 3 peak, 1 neutral.
- Jefferson, WI residential listings tracked: 2 across 10 ZIPs; Jefferson, WI candidate listings 2.
- Jefferson, WI HUD assisted properties: 6 with 259 units.
- Jefferson, WI lenders on watch: 8; largest Jefferson, WI footprint Premierbank (5 branches).
- Jefferson, WI most distressed ZIP: 53038 at 31/100.
Jefferson, WI figures: DLRadar distress index; Jefferson, WI inputs: CFPB, FHFA, HUD, FDIC; Jefferson, WI rebuilt as sources refresh.
| Rank | Jefferson, WI ZIP | Score |
|---|---|---|
| 1 | 53038 | 31/100 |
| 2 | 53094 | 31/100 |
| 3 | 53137 | 31/100 |
| 4 | 53156 | 31/100 |
| 5 | 53178 | 31/100 |
| 6 | 53538 | 31/100 |
| 7 | 53549 | 31/100 |
| 8 | 53551 | 31/100 |
| 9 | 53118 | 29/100 |
| 10 | 53119 | 29/100 |
| 11 | 53066 | 28/100 |
| 12 | 53036 | 27/100 |
Most distressed Jefferson, WI ZIPs (0-100, 2026)
Mortgage delinquency around Jefferson, WI
No CFPB county sample covers Jefferson, WI; the non-metro area reading for Jefferson, WI: 0.5% ninety-plus; Jefferson, WI area thirty-to-eighty-nine 1.3% (December 2025, Jefferson, WI); Wisconsin overall 0.5%.
Opportunity index: Jefferson, WI
Jefferson, WI index 24.4, Jefferson, WI phase weak; Jefferson, WI primary driver construction, Jefferson, WI second driver bank institutional. Jefferson, WI components: property stress 12.9, foreclosure pressure 10.0, listing discounts 9.5, bank stress 60.6, insurance 0.0; Jefferson, WI pulse 31.1; Jefferson, WI capital opportunity 14.3; Jefferson, WI seven-day change -0.3%.
ZIP market phases inside Jefferson, WI
19 Jefferson, WI ZIPs carry a price-cycle phase; Jefferson, WI ZIPs by phase (Jefferson, WI), deepest drawdown first: expansion, +5.3% YoY (Jefferson, WI): 53036, 53038, 53094, 53098, Jefferson, WI 53137, 53156, 53178, 53538, Jefferson, WI 53549, 53551; expansion, +5.6% YoY (Jefferson, WI): 53066; expansion, +5.7% YoY (Jefferson, WI): 53118, 53119; expansion, +5.0% YoY (Jefferson, WI): 53190; peak, +4.9% YoY (Jefferson, WI): 53523; peak, +4.5% YoY (Jefferson, WI): 53534.
Residential listings by Jefferson, WI ZIP
Jefferson, WI ZIPs with the most tracked Jefferson, WI residential listings: 53549 1 listings, 1 candidates, bank pressure 60; 53551 1 listings, 1 candidates, bank pressure 60; 53036 0 listings, 0 candidates, bank pressure 61; 53038 0 listings, 0 candidates, bank pressure 60 (Jefferson, WI); 53094 0 listings, 0 candidates, bank pressure 60; 53137 0 listings, 0 candidates, bank pressure 60; 53156 0 listings, 0 candidates, bank pressure 60; 53178 0 listings, 0 candidates, bank pressure 60. Jefferson, WI totals: 2 listings; Jefferson, WI candidates 2; active ZIPs 2.
HUD assisted housing in Jefferson, WI
6 assisted properties with 259 units sit in Jefferson, WI; largest Jefferson, WI properties: Watertown East I & Ii (Watertown) 136 units, 133 assisted; Watertown East Iii (Watertown) 56 units, 56 assisted; Alverno Housing (Jefferson) 30 units, 26 assisted in Jefferson, WI; Orchard Hollow Apartments (Jefferson) 19 units, 19 assisted; Tau Crossing I (Jefferson) 10 units, 8 assisted; Tau Crossing Ii (Jefferson) 8 units, 8 assisted.
Lenders with branches in Jefferson, WI
Jefferson, WI lenders by branch count: Premierbank (Jefferson, WI): stress 73, 5 branches low in Jefferson, WI; Ixonia Bank (Jefferson, WI): stress 71, 3 branches low in Jefferson, WI; Badger Bank (Jefferson, WI): stress 59, 3 branches low in Jefferson, WI; Bank Cmg (Jefferson, WI): stress 75, 2 branches low in Jefferson, WI; Farmers&Merchants State Bank (Jefferson, WI): stress 69, 2 branches low in Jefferson, WI; Associated Bank Na (Jefferson, WI): stress 68, 2 branches low in Jefferson, WI; Bank Of Lake Mills (Jefferson, WI): stress 42, 2 branches low in Jefferson, WI; Johnson Bank (Jefferson, WI): stress 57, 1 branch low in Jefferson, WI.
Vacancy and permits, Jefferson, WI
2,017 of 36,890 Jefferson, WI housing units are vacant; Jefferson, WI permits, twelve months: 0 multifamily units in Jefferson, WI, 198 one-to-four unit units.
Work Jefferson, WI at the parcel level
Every Jefferson, WI parcel carries owner and address; every Jefferson, WI parcel carries APN; Jefferson, WI distress scores sit on the Jefferson, WI live board.
Jefferson, WI figures refresh with each source.
Jefferson, WI questions
Most distressed ZIP code in Jefferson County, WI?
ZIP 53038 leads Jefferson, WI at 31/100; next in Jefferson, WI: 53094 at 31/100; the Jefferson, WI average is 28/100.
Where does Jefferson County, WI rank for investment opportunity?
Jefferson, WI is #2,810 among all ranked counties, #47 in Wisconsin; the Jefferson, WI driver is construction; Jefferson, WI moved down 761 places.
How many mortgages are delinquent in Jefferson County, WI?
Jefferson, WI takes the non-metro area reading of 0.5% for December 2025; no CFPB county sample covers Jefferson, WI.
Which banks lend in Jefferson County, WI?
8 watched lenders hold Jefferson, WI branches; the largest Jefferson, WI footprints are Premierbank (5), Ixonia Bank (3), Badger Bank (3).
More on Jefferson, WI
Jefferson County, WI distress report: public-record figures for Jefferson, WI; not legal advice for Jefferson, WI; not tax or investment advice; verify every Jefferson, WI record before acting.