Johnson County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Johnson County, TN distress report, 2026: 5 ZIPs scored in Johnson, TN, Johnson, TN average 20/100; the top Johnson, TN ZIP is 37640 at 26/100; Johnson, TN market phase peak, Johnson, TN prices +2.8% year over year.
- Johnson, TN ranks #971 nationally (opportunity index); Johnson, TN #19 in Tennessee; Johnson, TN index 31.3.
- Johnson, TN: no CFPB county sample; Johnson, TN non-metro area reading 1.3%.
- Johnson, TN ZIP phases: 5 peak.
- Johnson, TN residential listings tracked: 5 across 5 ZIPs; Johnson, TN candidate listings 1.
- Johnson, TN HUD assisted properties: 2 with 124 units.
- Johnson, TN lenders on watch: 2; largest Johnson, TN footprint Farmers State Bank (3 branches).
- Johnson, TN most distressed ZIP: 37640 at 26/100.
Johnson, TN figures: DLRadar distress index; Johnson, TN inputs: CFPB, FHFA, HUD, FDIC; Johnson, TN rebuilt as sources refresh.
| Rank | Johnson, TN ZIP | Score |
|---|---|---|
| 1 | 37640 | 26/100 |
| 2 | 37680 | 19/100 |
| 3 | 37683 | 19/100 |
| 4 | 37688 | 19/100 |
| 5 | 37691 | 19/100 |
Most distressed Johnson, TN ZIPs (0-100, 2026)
Mortgage delinquency around Johnson, TN
No CFPB county sample covers Johnson, TN; the non-metro area reading for Johnson, TN: 1.3% ninety-plus; Johnson, TN area thirty-to-eighty-nine 3.3% (December 2025, Johnson, TN); Tennessee overall 0.9%.
Opportunity index: Johnson, TN
Johnson, TN index 31.3, Johnson, TN phase watchlist; Johnson, TN primary driver vacancy, Johnson, TN second driver bank institutional. Johnson, TN components: property stress 28.8, foreclosure pressure 29.4, listing discounts 30.4, bank stress 54.8, insurance 0.0; Johnson, TN pulse 34.2; Johnson, TN capital opportunity 27.0; Johnson, TN seven-day change +0.8%.
ZIP market phases inside Johnson, TN
5 Johnson, TN ZIPs carry a price-cycle phase; Johnson, TN ZIPs by phase (Johnson, TN), deepest drawdown first: peak, +3.3% YoY (Johnson, TN): 37640; peak, +2.8% YoY (Johnson, TN): 37680, 37683, 37688, 37691.
Residential listings by Johnson, TN ZIP
Johnson, TN ZIPs with the most tracked Johnson, TN residential listings: 37640 2 listings, 0 candidates, bank pressure 45; 37683 2 listings, 0 candidates, bank pressure 56; 37680 1 listings, 1 candidates, bank pressure 56; 37688 0 listings, 0 candidates, bank pressure 56 (Johnson, TN); 37691 0 listings, 0 candidates, bank pressure 56. Johnson, TN totals: 5 listings; Johnson, TN candidates 1; active ZIPs 2.
HUD assisted housing in Johnson, TN
2 assisted properties with 124 units sit in Johnson, TN; largest Johnson, TN properties: Village Apartments (Mountain City) 84 units, 83 assisted; Valley Grove (Mountain City) 40 units, 40 assisted.
Lenders with branches in Johnson, TN
Johnson, TN lenders by branch count: Farmers State Bank (Johnson, TN): stress 75, 3 branches low in Johnson, TN; Elizabethton Fsb (Johnson, TN): stress 28, 1 branch low in Johnson, TN.
Vacancy and permits, Johnson, TN
1,463 of 8,761 Johnson, TN housing units are vacant; Johnson, TN permits, twelve months: 0 multifamily units in Johnson, TN, 9 one-to-four unit units.
Work Johnson, TN at the parcel level
Every Johnson, TN parcel carries owner and address; every Johnson, TN parcel carries APN; Johnson, TN distress scores sit on the Johnson, TN live board.
Johnson, TN figures refresh with each source.
Johnson, TN questions
Most distressed ZIP code in Johnson County, TN?
ZIP 37640 leads Johnson, TN at 26/100; next in Johnson, TN: 37680 at 19/100; the Johnson, TN average is 20/100.
Where does Johnson County, TN rank for investment opportunity?
Johnson, TN is #971 among all ranked counties, #19 in Tennessee; the Johnson, TN driver is vacancy; Johnson, TN moved up 339 places.
How many mortgages are delinquent in Johnson County, TN?
Johnson, TN takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Johnson, TN.
Which banks lend in Johnson County, TN?
2 watched lenders hold Johnson, TN branches; the largest Johnson, TN footprints are Farmers State Bank (3), Elizabethton Fsb (1).
More on Johnson, TN
Johnson County, TN distress report: public-record figures for Johnson, TN; not legal advice for Johnson, TN; not tax or investment advice; verify every Johnson, TN record before acting.