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Jones County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)

Where is distress concentrating in Jones County, Iowa? DLRadar grades every Jones County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Jones County breakdown.

  • Jones County's most distressed ZIP is 52032 at 19/100.
  • 17 ZIP codes tracked in Jones County, averaging 15/100 distress.
  • Jones County reads neutral — home values up 4.9% year over year.
  • Vacancy runs 10.5% across Jones County's tracked ZIPs, with a 12.1% poverty rate.
  • The typical Jones County home is worth about $169,119 against a ~$73,102 median income.
  • Lending headwind in Jones County sits at 45/100 — a forward read on distressed supply.

All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.

RankZIPComposite distress
15203219/100
25225318/100
35223717/100
45230917/100
55221616/100
65230516/100
75230616/100
85203315/100
95220515/100
105232315/100
115231014/100
125232014/100

Most distressed ZIP codes in Jones County (composite distress 0-100, 2026)

What is driving Jones County distress

The Jones County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 15/100 ZIP average. No proprietary or modelled inputs enter the score.

Jones County market phase and pricing

DLRadar places Jones County in neutral; prices moved up 4.9% over the year. Longer marketing times follow, and with them the sellers worth calling.

See the distressed properties behind the data in Jones County

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Frequently asked

What is the hardest-hit ZIP in Jones County?

ZIP 52032 leads Jones County at 19/100, recomputed monthly from public records.

What stage of the price cycle is Jones County at?

Jones County is classified neutral with a 4.9% year-over-year increase, following the FHFA House Price Index.

How is the Jones County data sourced?

Each Jones County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 17 local ZIPs and every other county in the country.

How much do distress scores vary between Jones County ZIP codes?

A single county score papers over real variation. Across the Jones County ZIPs DLRadar ranks, scores run from 19/100 in 52032 down to 14/100 in 52320, against a Jones County average of 15/100. Because the gap runs to 5 points, Jones County rewards ZIP-level precision.

What do Jones County home values and vacancy say about distressed supply?

The typical Jones County home carries about $169,119 of value against a median household income near $73,102. Vacancy across Jones County's tracked ZIPs runs 10.5% and the poverty rate is 12.1%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Jones County's filings and its 45/100 lending headwind.

Related

Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.

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