Kalkaska County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Kalkaska County, MI distress report, 2026: 8 ZIPs scored in Kalkaska, MI, Kalkaska, MI average 19/100; the top Kalkaska, MI ZIP is 49690 at 27/100; Kalkaska, MI market phase peak, Kalkaska, MI prices +3.1% year over year.
- Kalkaska, MI ranks #156 nationally (opportunity index); Kalkaska, MI #6 in Michigan; Kalkaska, MI index 36.3.
- Kalkaska, MI: no CFPB county sample; Kalkaska, MI metro area reading 0.2%.
- Kalkaska, MI ZIP phases: 7 peak, 1 expansion.
- Kalkaska, MI residential listings tracked: 18 across 4 ZIPs; Kalkaska, MI candidate listings 11.
- Kalkaska, MI HUD assisted properties: 1 with 48 units.
- Kalkaska, MI most distressed ZIP: 49690 at 27/100.
Kalkaska, MI figures: DLRadar distress index; Kalkaska, MI inputs: CFPB, FHFA, HUD, FDIC; Kalkaska, MI rebuilt as sources refresh.
| Rank | Kalkaska, MI ZIP | Score |
|---|---|---|
| 1 | 49690 | 27/100 |
| 2 | 49738 | 22/100 |
| 3 | 49633 | 19/100 |
| 4 | 49659 | 18/100 |
| 5 | 49612 | 17/100 |
| 6 | 49676 | 17/100 |
| 7 | 49646 | 14/100 |
| 8 | 49680 | 14/100 |
Most distressed Kalkaska, MI ZIPs (0-100, 2026)
Mortgage delinquency around Kalkaska, MI
No CFPB county sample covers Kalkaska, MI; the metro area reading for Kalkaska, MI (Traverse City, MI): 0.2% ninety-plus; Kalkaska, MI area thirty-to-eighty-nine 1.9% (December 2025, Kalkaska, MI); Michigan overall 0.9%.
Opportunity index: Kalkaska, MI
Kalkaska, MI index 36.3, Kalkaska, MI phase strong_buy; Kalkaska, MI primary driver vacancy, Kalkaska, MI second driver construction. Kalkaska, MI components: property stress 23.9, foreclosure pressure 24.1, listing discounts 47.3, bank stress 49.0, insurance 0.0; Kalkaska, MI pulse 37.9; Kalkaska, MI capital opportunity 33.9; Kalkaska, MI seven-day change +0.4%.
ZIP market phases inside Kalkaska, MI
8 Kalkaska, MI ZIPs carry a price-cycle phase; Kalkaska, MI ZIPs by phase (Kalkaska, MI), deepest drawdown first: peak, +4.3% YoY (Kalkaska, MI): 49612; peak, +3.2% YoY (Kalkaska, MI): 49633; peak, +3.1% YoY (Kalkaska, MI): 49646, 49680; peak, +4.9% YoY (Kalkaska, MI): 49659; peak, +4.2% YoY (Kalkaska, MI): 49676; peak, +3.3% YoY (Kalkaska, MI): 49690; expansion, +5.4% YoY (Kalkaska, MI): 49738.
Residential listings by Kalkaska, MI ZIP
Kalkaska, MI ZIPs with the most tracked Kalkaska, MI residential listings: 49646 11 listings, 7 candidates, bank pressure 63; 49633 3 listings, 2 candidates, bank pressure 61; 49676 3 listings, 2 candidates, bank pressure 56; 49680 1 listings, 0 candidates, bank pressure 63 (Kalkaska, MI). Kalkaska, MI totals: 18 listings; Kalkaska, MI candidates 11; active ZIPs 1.
HUD assisted housing in Kalkaska, MI
1 assisted properties with 48 units sit in Kalkaska, MI; largest Kalkaska, MI properties: Village At Rivers Edge (Kalkaska) 48 units.
Vacancy and permits, Kalkaska, MI
3,901 of 11,690 Kalkaska, MI housing units are vacant; Kalkaska, MI permits, twelve months: 0 multifamily units in Kalkaska, MI, 40 one-to-four unit units.
Work Kalkaska, MI at the parcel level
Every Kalkaska, MI parcel carries owner and address; every Kalkaska, MI parcel carries APN; Kalkaska, MI distress scores sit on the Kalkaska, MI live board.
Kalkaska, MI figures refresh with each source.
Kalkaska, MI questions
Most distressed ZIP code in Kalkaska County, MI?
ZIP 49690 leads Kalkaska, MI at 27/100; next in Kalkaska, MI: 49738 at 22/100; the Kalkaska, MI average is 19/100.
Where does Kalkaska County, MI rank for investment opportunity?
Kalkaska, MI is #156 among all ranked counties, #6 in Michigan; the Kalkaska, MI driver is vacancy; Kalkaska, MI moved up 438 places.
How many mortgages are delinquent in Kalkaska County, MI?
Kalkaska, MI takes the metro area reading of 0.2% for December 2025; no CFPB county sample covers Kalkaska, MI.
More on Kalkaska, MI
Kalkaska County, MI distress report: public-record figures for Kalkaska, MI; not legal advice for Kalkaska, MI; not tax or investment advice; verify every Kalkaska, MI record before acting.