Kendall County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Kendall County, Illinois? DLRadar grades every Kendall County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Kendall County breakdown.
- Kendall County's most distressed ZIP is 60585 at 31/100.
- 19 ZIP codes tracked in Kendall County, averaging 20/100 distress.
- Kendall County reads expansion — home values up 5.7% year over year.
- Vacancy runs 4.2% across Kendall County's tracked ZIPs, with a 6% poverty rate.
- The typical Kendall County home is worth about $305,395 against a ~$107,141 median income.
- Lending headwind in Kendall County sits at 30/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 60585 | 31/100 |
| 2 | 60431 | 29/100 |
| 3 | 60503 | 29/100 |
| 4 | 60544 | 29/100 |
| 5 | 60586 | 29/100 |
| 6 | 60504 | 25/100 |
| 7 | 60506 | 19/100 |
| 8 | 60554 | 19/100 |
| 9 | 60447 | 17/100 |
| 10 | 60538 | 17/100 |
| 11 | 60548 | 17/100 |
| 12 | 60537 | 16/100 |
Most distressed ZIP codes in Kendall County (composite distress 0-100, 2026)
What is driving Kendall County distress
Kendall County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 20/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Kendall County market phase and pricing
The cycle in Kendall County is expansion, with values up 5.7% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Kendall County
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Frequently asked questions
Which Kendall County ZIP scores worst for distress?
ZIP 60585 leads Kendall County at 31/100, recomputed monthly from public records.
What stage of the price cycle is Kendall County at?
Kendall County currently sits in expansion, with values up 5.7% year on year, based on FHFA price-index trajectory.
What is this Kendall County analysis built from?
Every Kendall County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 19 Kendall County ZIP codes that it runs on every other U.S. county, so Kendall County's numbers are directly comparable to any other market.
How much do distress scores vary between Kendall County ZIP codes?
A single county score papers over real variation. Across the Kendall County ZIPs DLRadar ranks, scores run from 31/100 in 60585 down to 16/100 in 60537, against a Kendall County average of 20/100. Those 15 points separate the ZIPs worth working in Kendall County from the rest.
What do Kendall County home values and vacancy say about distressed supply?
The typical Kendall County home carries about $305,395 of value against a median household income near $107,141. Vacancy across Kendall County's tracked ZIPs runs 4.2% and the poverty rate is 6%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Kendall County's foreclosure and lien data and its 30/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.