Kendall County, IL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Kendall County, IL distress report, 2026: 19 ZIPs scored in Kendall, IL, Kendall, IL average 23/100; the top Kendall, IL ZIP is 60585 at 32/100; Kendall, IL market phase expansion, Kendall, IL prices +5.7% year over year.
- Kendall, IL ranks #2,277 nationally (opportunity index); Kendall, IL #65 in Illinois; Kendall, IL index 26.8.
- Kendall, IL ninety-day mortgage delinquency 1.2% in December 2025; Kendall, IL twelve-month change +0.5%.
- Kendall, IL ZIP phases: 19 expansion.
- Kendall, IL residential listings tracked: 40 across 8 ZIPs; Kendall, IL candidate listings 4.
- Kendall, IL HUD assisted properties: 3 with 81 units.
- Kendall, IL lenders on watch: 7; largest Kendall, IL footprint Old Second National Bank (4 branches).
- Kendall, IL most distressed ZIP: 60585 at 32/100.
Kendall, IL figures: DLRadar distress index; Kendall, IL inputs: CFPB, FHFA, HUD, FDIC; Kendall, IL rebuilt as sources refresh.
| Rank | Kendall, IL ZIP | Score |
|---|---|---|
| 1 | 60585 | 32/100 |
| 2 | 60431 | 30/100 |
| 3 | 60544 | 30/100 |
| 4 | 60586 | 30/100 |
| 5 | 60503 | 29/100 |
| 6 | 60504 | 26/100 |
| 7 | 60506 | 24/100 |
| 8 | 60554 | 24/100 |
| 9 | 60537 | 22/100 |
| 10 | 60548 | 22/100 |
| 11 | 60450 | 21/100 |
| 12 | 60538 | 21/100 |
Most distressed Kendall, IL ZIPs (0-100, 2026)
Mortgage delinquency in Kendall, IL
1.2% of Kendall, IL mortgages were ninety-plus days late (Kendall, IL, December 2025); Kendall, IL thirty-to-eighty-nine days late: 2.8%; Kendall, IL twelve-month change +0.5%; Kendall, IL peak since 2008: 6.0% (November 2009); Illinois overall 1.1%. Kendall, IL ninety-day series: Dec 24 0.7, Jan 25 1.3, Feb 25 1.3 (Kendall, IL), Mar 25 1.1, Apr 25 0.8, May 25 1.2 (Kendall, IL), Jun 25 1.3, Jul 25 1.4, Aug 25 1.3 (Kendall, IL), Sep 25 1.4, Oct 25 1.1, Nov 25 0.9 (Kendall, IL), Dec 25 1.2.
Opportunity index: Kendall, IL
Kendall, IL index 26.8, Kendall, IL phase weak; Kendall, IL primary driver bank institutional, Kendall, IL second driver construction. Kendall, IL components: property stress 6.4, foreclosure pressure 3.3, listing discounts 44.5, bank stress 57.5, insurance 0.0; Kendall, IL pulse 26.2; Kendall, IL capital opportunity 27.7.
ZIP market phases inside Kendall, IL
19 Kendall, IL ZIPs carry a price-cycle phase; Kendall, IL ZIPs by phase (Kendall, IL), deepest drawdown first: expansion, +5.7% YoY (Kendall, IL): 60431, 60447, 60450, 60503, Kendall, IL 60504, 60506, 60512, 60536, Kendall, IL 60537, 60538, 60541, 60543, Kendall, IL 60544, 60545, 60548, 60554.
Residential listings by Kendall, IL ZIP
Kendall, IL ZIPs with the most tracked Kendall, IL residential listings: 60560 13 listings, 2 candidates, bank pressure 57; 60543 9 listings, 2 candidates, bank pressure 63; 60447 7 listings, 0 candidates, bank pressure 62; 60538 7 listings, 0 candidates, bank pressure 63 (Kendall, IL); 60545 3 listings, 0 candidates, bank pressure 57; 60541 1 listings, 0 candidates, bank pressure 61; 60512 0 listings, 0 candidates, bank pressure 57; 60536 0 listings, 0 candidates, bank pressure 57. Kendall, IL totals: 40 listings; Kendall, IL candidates 4; active ZIPs 6.
HUD assisted housing in Kendall, IL
3 assisted properties with 81 units sit in Kendall, IL; largest Kendall, IL properties: Mill Street Station (Oswego) 63 units; Kane Homes (Yorkville) 12 units, 12 assisted; Lexington Court Group Home (Joliet) 6 units, 6 assisted in Kendall, IL.
Lenders with branches in Kendall, IL
Kendall, IL lenders by branch count: Old Second National Bank (Kendall, IL): stress 45, 4 branches low in Kendall, IL; Heartland Bank&Trust Co (Kendall, IL): stress 51, 3 branches low in Kendall, IL; Bmo Bank National Assn (Kendall, IL): stress 72, 2 branches low in Kendall, IL; Midland States Bank (Kendall, IL): stress 69, 2 branches low in Kendall, IL; Byline Bank (Kendall, IL): stress 42, 2 branches low in Kendall, IL; American Commercial B&T Na (Kendall, IL): stress 67, 1 branch low in Kendall, IL; Servbank National Assn (Kendall, IL): stress 36, 1 branch low in Kendall, IL.
Vacancy and permits, Kendall, IL
1,217 of 46,589 Kendall, IL housing units are vacant; Kendall, IL permits, twelve months: 127 multifamily units in Kendall, IL, 574 one-to-four unit units.
Work Kendall, IL at the parcel level
Every Kendall, IL parcel carries owner and address; every Kendall, IL parcel carries APN; Kendall, IL distress scores sit on the Kendall, IL live board.
Kendall, IL figures refresh with each source.
Kendall, IL questions
Most distressed ZIP code in Kendall County, IL?
ZIP 60585 leads Kendall, IL at 32/100; next in Kendall, IL: 60431 at 30/100; the Kendall, IL average is 23/100.
Where does Kendall County, IL rank for investment opportunity?
Kendall, IL is #2,277 among all ranked counties, #65 in Illinois; the Kendall, IL driver is bank institutional; Kendall, IL moved up 670 places.
How many mortgages are delinquent in Kendall County, IL?
1.2% of Kendall, IL mortgages were ninety-plus days late in December 2025; the Kendall, IL peak since 2008 was 6.0%.
Which banks lend in Kendall County, IL?
7 watched lenders hold Kendall, IL branches; the largest Kendall, IL footprints are Old Second National Bank (4), Heartland Bank&Trust Co (3), Bmo Bank National Assn (2).
More on Kendall, IL
Kendall County, IL distress report: public-record figures for Kendall, IL; not legal advice for Kendall, IL; not tax or investment advice; verify every Kendall, IL record before acting.