Kenton County, KY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Kenton County, KY distress report, 2026: 12 ZIPs scored in Kenton, KY, Kenton, KY average 28/100; the top Kenton, KY ZIP is 41011 at 30/100; Kenton, KY market phase peak, Kenton, KY prices +3.5% year over year.
- Kenton, KY ranks #1,445 nationally (opportunity index); Kenton, KY #81 in Kentucky; Kenton, KY index 29.6.
- Kenton, KY ninety-day mortgage delinquency 0.5% in December 2025; Kenton, KY twelve-month change -0.2%.
- Kenton, KY ZIP phases: 12 peak.
- Kenton, KY residential listings tracked: 98 across 8 ZIPs; Kenton, KY candidate listings 19.
- Kenton, KY HUD assisted properties: 10 with 394 units.
- Kenton, KY lenders on watch: 7; largest Kenton, KY footprint Heritage Bank Inc (5 branches).
- Kenton, KY most distressed ZIP: 41011 at 30/100.
Kenton, KY figures: DLRadar distress index; Kenton, KY inputs: CFPB, FHFA, HUD, FDIC; Kenton, KY rebuilt as sources refresh.
| Rank | Kenton, KY ZIP | Score |
|---|---|---|
| 1 | 41011 | 30/100 |
| 2 | 41014 | 30/100 |
| 3 | 41015 | 30/100 |
| 4 | 41016 | 30/100 |
| 5 | 41017 | 30/100 |
| 6 | 41051 | 30/100 |
| 7 | 41063 | 30/100 |
| 8 | 41018 | 29/100 |
| 9 | 41094 | 27/100 |
| 10 | 41042 | 26/100 |
| 11 | 41033 | 23/100 |
| 12 | 41030 | 19/100 |
Most distressed Kenton, KY ZIPs (0-100, 2026)
Mortgage delinquency in Kenton, KY
0.5% of Kenton, KY mortgages were ninety-plus days late (Kenton, KY, December 2025); Kenton, KY thirty-to-eighty-nine days late: 1.8%; Kenton, KY twelve-month change -0.2%; Kenton, KY peak since 2008: 3.7% (January 2012); Kentucky overall 1.0%. Kenton, KY ninety-day series: Dec 24 0.7, Jan 25 0.7, Feb 25 0.6 (Kenton, KY), Mar 25 0.7, Apr 25 0.7, May 25 0.5 (Kenton, KY), Jun 25 0.5, Jul 25 0.5, Aug 25 0.5 (Kenton, KY), Sep 25 0.6, Oct 25 0.5, Nov 25 0.4 (Kenton, KY), Dec 25 0.5.
Opportunity index: Kenton, KY
Kenton, KY index 29.6, Kenton, KY phase early_signal; Kenton, KY primary driver bank institutional, Kenton, KY second driver construction. Kenton, KY components: property stress 18.7, foreclosure pressure 17.7, listing discounts 37.6, bank stress 57.5, insurance 0.0; Kenton, KY pulse 31.1; Kenton, KY capital opportunity 27.4; Kenton, KY seven-day change +1.2%.
ZIP market phases inside Kenton, KY
12 Kenton, KY ZIPs carry a price-cycle phase; Kenton, KY ZIPs by phase (Kenton, KY), deepest drawdown first: peak, +3.5% YoY (Kenton, KY): 41011, 41014, 41015, 41016, Kenton, KY 41017, 41018, 41030, 41033, Kenton, KY 41042, 41051, 41063, 41094.
Residential listings by Kenton, KY ZIP
Kenton, KY ZIPs with the most tracked Kenton, KY residential listings: 41011 35 listings, 8 candidates, bank pressure 58; 41015 25 listings, 3 candidates, bank pressure 58; 41017 19 listings, 5 candidates, bank pressure 58; 41014 15 listings, 1 candidates, bank pressure 58 (Kenton, KY); 41016 3 listings, 2 candidates, bank pressure 58; 41063 1 listings, 0 candidates, bank pressure 58; 41018 0 listings, 0 candidates, bank pressure 58; 41051 0 listings, 0 candidates, bank pressure 58. Kenton, KY totals: 98 listings; Kenton, KY candidates 19; active ZIPs 6.
HUD assisted housing in Kenton, KY
10 assisted properties with 394 units sit in Kenton, KY; largest Kenton, KY properties: Hathaway Court Apartments (Covington) 159 units, 124 assisted; Baptist Village Phase Ii (Erlanger) 58 units; St. Aloysius Apartments (Covington) 48 units, 48 assisted in Kenton, KY; The Austinburg Apts (Covington) 40 units, 40 assisted; Covington Hope Apartments (Covington) 30 units, 30 assisted; Academy Flats Senior Housing (Covington) 26 units.
Lenders with branches in Kenton, KY
Kenton, KY lenders by branch count: Heritage Bank Inc (Kenton, KY): stress 80, 5 branches low in Kenton, KY; Central Bank&Trust Co (Kenton, KY): stress 56, 2 branches low in Kenton, KY; Republic Bank&Trust Co (Kenton, KY): stress 29, 2 branches low in Kenton, KY; Home Savings Bank Fsb (Kenton, KY): stress 85, 1 branch low in Kenton, KY; First Nb Of Kentucky (Kenton, KY): stress 59, 1 branch low in Kenton, KY; Stock Yards Bank&Trust Co (Kenton, KY): stress 51, 1 branch low in Kenton, KY; Citizens Fs&La (Kenton, KY): stress 46, 1 branch low in Kenton, KY.
Vacancy and permits, Kenton, KY
5,854 of 73,221 Kenton, KY housing units are vacant; Kenton, KY permits, twelve months: 216 multifamily units in Kenton, KY, 467 one-to-four unit units.
Work Kenton, KY at the parcel level
Every Kenton, KY parcel carries owner and address; every Kenton, KY parcel carries APN; Kenton, KY distress scores sit on the Kenton, KY live board.
Kenton, KY figures refresh with each source.
Kenton, KY questions
Most distressed ZIP code in Kenton County, KY?
ZIP 41011 leads Kenton, KY at 30/100; next in Kenton, KY: 41014 at 30/100; the Kenton, KY average is 28/100.
Where does Kenton County, KY rank for investment opportunity?
Kenton, KY is #1,445 among all ranked counties, #81 in Kentucky; the Kenton, KY driver is bank institutional; Kenton, KY moved up 604 places.
How many mortgages are delinquent in Kenton County, KY?
0.5% of Kenton, KY mortgages were ninety-plus days late in December 2025; the Kenton, KY peak since 2008 was 3.7%.
Which banks lend in Kenton County, KY?
7 watched lenders hold Kenton, KY branches; the largest Kenton, KY footprints are Heritage Bank Inc (5), Central Bank&Trust Co (2), Republic Bank&Trust Co (2).
More on Kenton, KY
Kenton County, KY distress report: public-record figures for Kenton, KY; not legal advice for Kenton, KY; not tax or investment advice; verify every Kenton, KY record before acting.