Kiowa County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Kiowa County, Colorado? DLRadar grades every Kiowa County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 8/100. Here is the 2026 Kiowa County breakdown.
- Kiowa County's most distressed ZIP is 81047 at 8/100.
- 6 ZIP codes tracked in Kiowa County, averaging 3/100 distress.
- Kiowa County reads peak — home values up 2.2% year over year.
- Vacancy runs 22.9% across Kiowa County's tracked ZIPs, with a 16.6% poverty rate.
- The typical Kiowa County home is worth about $171,860 against a ~$57,139 median income.
- Lending headwind in Kiowa County sits at 26/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 81047 | 8/100 |
| 2 | 81092 | 4/100 |
| 3 | 81021 | 1/100 |
| 4 | 81036 | 1/100 |
| 5 | 81045 | 1/100 |
| 6 | 81071 | 1/100 |
Most distressed ZIP codes in Kiowa County (composite distress 0-100, 2026)
What is driving Kiowa County distress
DLRadar builds Kiowa County's distress picture only from records anyone can pull; its ZIPs average 3/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Kiowa County market phase and pricing
Phase for Kiowa County: peak (+2.2% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Kiowa County
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Frequently asked
Which ZIP code leads Kiowa County on distress?
ZIP 81047 leads Kiowa County at 8/100, recomputed monthly from public records.
What market phase is Kiowa County in?
Phase for Kiowa County: peak, tracking a 2.2% gain year over year, read off the FHFA index.
What are the sources behind these Kiowa County numbers?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 6 ZIP codes in Kiowa County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Kiowa County ZIP codes?
Averaging the county conceals how uneven it is. Across the Kiowa County ZIPs DLRadar ranks, scores run from 8/100 in 81047 down to 1/100 in 81071, against a Kiowa County average of 3/100. With 7 points between best and worst, county-level targeting in Kiowa County wastes effort.
What do Kiowa County home values and vacancy say about distressed supply?
The typical Kiowa County home carries about $171,860 of value against a median household income near $57,139. Vacancy across Kiowa County's tracked ZIPs runs 22.9% and the poverty rate is 16.6%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Kiowa County's foreclosure and lien data and its 26/100 lending headwind.
Related
These scores come from public filings run through fixed formulas. Nothing here is investment, legal or financial advice; the index refreshes monthly.