Koochiching County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Koochiching County, Minnesota? DLRadar grades every Koochiching County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Koochiching County breakdown.
- Koochiching County's most distressed ZIP is 55771 at 23/100.
- 14 ZIP codes tracked in Koochiching County, averaging 11/100 distress.
- Koochiching County reads peak — home values up 3.4% year over year.
- Vacancy runs 44.1% across Koochiching County's tracked ZIPs, with a 9.2% poverty rate.
- The typical Koochiching County home is worth about $187,638 against a ~$69,251 median income.
- Lending headwind in Koochiching County sits at 48/100 — a forward read on distressed supply.
Compiled from the DLRadar property-distress index and refreshed monthly. Cite with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 55771 | 23/100 |
| 2 | 56649 | 18/100 |
| 3 | 56669 | 12/100 |
| 4 | 56639 | 11/100 |
| 5 | 55772 | 10/100 |
| 6 | 56627 | 10/100 |
| 7 | 56629 | 10/100 |
| 8 | 56653 | 10/100 |
| 9 | 56654 | 10/100 |
| 10 | 56658 | 10/100 |
| 11 | 56660 | 10/100 |
| 12 | 56661 | 10/100 |
Most distressed ZIP codes in Koochiching County (composite distress 0-100, 2026)
What is driving Koochiching County distress
Koochiching County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 11/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Koochiching County market phase and pricing
Koochiching County reads peak — home prices rose 3.4% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Koochiching County
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Questions about this county
Where is distress highest inside Koochiching County, MN?
ZIP 55771 leads Koochiching County at 23/100, recomputed monthly from public records.
Is Koochiching County expanding or contracting?
Koochiching County is classified peak with a 3.4% year-over-year increase, following the FHFA House Price Index.
What is this Koochiching County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 14 Koochiching County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Koochiching County ZIP codes?
A county average hides the spread. Across the Koochiching County ZIPs DLRadar ranks, scores run from 23/100 in 55771 down to 10/100 in 56661, against a Koochiching County average of 11/100. That 13-point gap is why acquisition targeting in Koochiching County works at ZIP level rather than county level.
What do Koochiching County home values and vacancy say about distressed supply?
The typical Koochiching County home carries about $187,638 of value against a median household income near $69,251. Vacancy across Koochiching County's tracked ZIPs runs 44.1% and the poverty rate is 9.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Koochiching County's foreclosure and tax-lien filings and its 48/100 lending headwind.
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Scores are computed, not advised: public records, fixed formulas, monthly refresh. Not investment, legal or financial advice.