Koochiching County, MN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Koochiching County, MN distress report, 2026: 14 ZIPs scored in Koochiching, MN, Koochiching, MN average 11/100; the top Koochiching, MN ZIP is 55771 at 21/100; Koochiching, MN market phase peak, Koochiching, MN prices +3.4% year over year.
- Koochiching, MN ranks #1,944 nationally (opportunity index); Koochiching, MN #26 in Minnesota; Koochiching, MN index 27.9.
- Koochiching, MN: no CFPB county sample; Koochiching, MN non-metro area reading 1.0%.
- Koochiching, MN ZIP phases: 14 peak.
- Koochiching, MN residential listings tracked: 4 across 11 ZIPs; Koochiching, MN candidate listings 3.
- Koochiching, MN HUD assisted properties: 1 with 80 units.
- Koochiching, MN lenders on watch: 1; largest Koochiching, MN footprint Deerwood Bank (1 branch).
- Koochiching, MN most distressed ZIP: 55771 at 21/100.
Koochiching, MN figures: DLRadar distress index; Koochiching, MN inputs: CFPB, FHFA, HUD, FDIC; Koochiching, MN rebuilt as sources refresh.
| Rank | Koochiching, MN ZIP | Score |
|---|---|---|
| 1 | 55771 | 21/100 |
| 2 | 56639 | 18/100 |
| 3 | 56661 | 17/100 |
| 4 | 56649 | 15/100 |
| 5 | 56669 | 9/100 |
| 6 | 55772 | 8/100 |
| 7 | 56627 | 8/100 |
| 8 | 56629 | 8/100 |
| 9 | 56653 | 8/100 |
| 10 | 56654 | 8/100 |
| 11 | 56658 | 8/100 |
| 12 | 56660 | 8/100 |
Most distressed Koochiching, MN ZIPs (0-100, 2026)
Mortgage delinquency around Koochiching, MN
No CFPB county sample covers Koochiching, MN; the non-metro area reading for Koochiching, MN: 1.0% ninety-plus; Koochiching, MN area thirty-to-eighty-nine 2.2% (December 2025, Koochiching, MN); Minnesota overall 0.6%.
Opportunity index: Koochiching, MN
Koochiching, MN index 27.9, Koochiching, MN phase weak; Koochiching, MN primary driver vacancy, Koochiching, MN second driver bank institutional. Koochiching, MN components: property stress 19.5, foreclosure pressure 19.9, listing discounts 25.4, bank stress 53.9, insurance 0.0; Koochiching, MN pulse 31.0; Koochiching, MN capital opportunity 23.3; Koochiching, MN seven-day change +0.1%.
ZIP market phases inside Koochiching, MN
14 Koochiching, MN ZIPs carry a price-cycle phase; Koochiching, MN ZIPs by phase (Koochiching, MN), deepest drawdown first: peak, +3.4% YoY (Koochiching, MN): 55771, 55772, 56623, 56627, Koochiching, MN 56629, 56649, 56653, 56654, Koochiching, MN 56658, 56660, 56668, 56669; peak, +3.0% YoY (Koochiching, MN): 56639, 56661.
Residential listings by Koochiching, MN ZIP
Koochiching, MN ZIPs with the most tracked Koochiching, MN residential listings: 56653 2 listings, 2 candidates, bank pressure 60; 56627 1 listings, 0 candidates, bank pressure 60; 56661 1 listings, 1 candidates, bank pressure 62; 55772 0 listings, 0 candidates, bank pressure 68 (Koochiching, MN); 56629 0 listings, 0 candidates, bank pressure 60; 56649 0 listings, 0 candidates, bank pressure 68; 56654 0 listings, 0 candidates, bank pressure 60; 56658 0 listings, 0 candidates, bank pressure 60. Koochiching, MN totals: 4 listings; Koochiching, MN candidates 3; active ZIPs 1.
HUD assisted housing in Koochiching, MN
1 assisted properties with 80 units sit in Koochiching, MN; largest Koochiching, MN properties: West Falls Estates (International Falls) 80 units, 80 assisted.
Lenders with branches in Koochiching, MN
Koochiching, MN lenders by branch count: Deerwood Bank (Koochiching, MN): stress 59, 1 branch low in Koochiching, MN.
Vacancy and permits, Koochiching, MN
1,554 of 7,426 Koochiching, MN housing units are vacant; Koochiching, MN permits, twelve months: 0 multifamily units in Koochiching, MN, 37 one-to-four unit units.
Work Koochiching, MN at the parcel level
Every Koochiching, MN parcel carries owner and address; every Koochiching, MN parcel carries APN; Koochiching, MN distress scores sit on the Koochiching, MN live board.
Koochiching, MN figures refresh with each source.
Koochiching, MN questions
Most distressed ZIP code in Koochiching County, MN?
ZIP 55771 leads Koochiching, MN at 21/100; next in Koochiching, MN: 56639 at 18/100; the Koochiching, MN average is 11/100.
Where does Koochiching County, MN rank for investment opportunity?
Koochiching, MN is #1,944 among all ranked counties, #26 in Minnesota; the Koochiching, MN driver is vacancy; Koochiching, MN moved up 151 places.
How many mortgages are delinquent in Koochiching County, MN?
Koochiching, MN takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Koochiching, MN.
Which banks lend in Koochiching County, MN?
1 watched lenders hold Koochiching, MN branches; the largest Koochiching, MN footprints are Deerwood Bank (1).
More on Koochiching, MN
Koochiching County, MN distress report: public-record figures for Koochiching, MN; not legal advice for Koochiching, MN; not tax or investment advice; verify every Koochiching, MN record before acting.