Lake County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lake County, MT distress report, 2026: 15 ZIPs scored in Lake, MT, Lake, MT average 11/100; the top Lake, MT ZIP is 59821 at 17/100; Lake, MT market phase peak, Lake, MT prices +2.2% year over year.
- Lake, MT ranks #1,759 nationally (opportunity index); Lake, MT #26 in Montana; Lake, MT index 28.6.
- Lake, MT: no CFPB county sample; Lake, MT non-metro area reading 0.7%.
- Lake, MT ZIP phases: 15 peak.
- Lake, MT residential listings tracked: 59 across 12 ZIPs; Lake, MT candidate listings 22.
- Lake, MT lenders on watch: 4; largest Lake, MT footprint Valley Bank Of Ronan (4 branches).
- Lake, MT most distressed ZIP: 59821 at 17/100.
Lake, MT figures: DLRadar distress index; Lake, MT inputs: CFPB, FHFA, HUD, FDIC; Lake, MT rebuilt as sources refresh.
| Rank | Lake, MT ZIP | Score |
|---|---|---|
| 1 | 59821 | 17/100 |
| 2 | 59922 | 14/100 |
| 3 | 59845 | 13/100 |
| 4 | 59911 | 11/100 |
| 5 | 59824 | 10/100 |
| 6 | 59855 | 10/100 |
| 7 | 59860 | 10/100 |
| 8 | 59863 | 10/100 |
| 9 | 59864 | 10/100 |
| 10 | 59865 | 10/100 |
| 11 | 59910 | 10/100 |
| 12 | 59914 | 10/100 |
Most distressed Lake, MT ZIPs (0-100, 2026)
Mortgage delinquency around Lake, MT
No CFPB county sample covers Lake, MT; the non-metro area reading for Lake, MT: 0.7% ninety-plus; Lake, MT area thirty-to-eighty-nine 2.0% (December 2025, Lake, MT); Montana overall 0.6%.
Opportunity index: Lake, MT
Lake, MT index 28.6, Lake, MT phase early_signal; Lake, MT primary driver vacancy, Lake, MT second driver bank institutional. Lake, MT components: property stress 22.8, foreclosure pressure 26.7, listing discounts 23.2, bank stress 59.4, insurance 0.0; Lake, MT pulse 33.0; Lake, MT capital opportunity 22.0.
ZIP market phases inside Lake, MT
15 Lake, MT ZIPs carry a price-cycle phase; Lake, MT ZIPs by phase (Lake, MT), deepest drawdown first: peak, +1.3% YoY, 0.8% off peak (Lake, MT): 59821; peak, +2.2% YoY (Lake, MT): 59824, 59845, 59855, 59860, Lake, MT 59863, 59864, 59865, 59910, Lake, MT 59911, 59914, 59915, 59929, Lake, MT 59931; peak, +2.5% YoY (Lake, MT): 59922.
Residential listings by Lake, MT ZIP
Lake, MT ZIPs with the most tracked Lake, MT residential listings: 59911 52 listings, 20 candidates, bank pressure 62; 59860 2 listings, 1 candidates, bank pressure 64; 59864 2 listings, 0 candidates, bank pressure 64; 59914 2 listings, 1 candidates, bank pressure 64 (Lake, MT); 59824 1 listings, 0 candidates, bank pressure 64; 59855 0 listings, 0 candidates, bank pressure 64; 59863 0 listings, 0 candidates, bank pressure 64; 59865 0 listings, 0 candidates, bank pressure 64. Lake, MT totals: 59 listings; Lake, MT candidates 22; active ZIPs 1.
Lenders with branches in Lake, MT
Lake, MT lenders by branch count: Valley Bank Of Ronan (Lake, MT): stress 77, 4 branches low in Lake, MT; Glacier Bank (Lake, MT): stress 54, 3 branches low in Lake, MT; First Interstate Bank (Lake, MT): stress 57, 1 branch low in Lake, MT; Eagle Bank (Lake, MT): stress 40, 1 branch low in Lake, MT.
Vacancy and permits, Lake, MT
3,892 of 16,468 Lake, MT housing units are vacant; Lake, MT permits, twelve months: 22 multifamily units in Lake, MT, 38 one-to-four unit units.
Work Lake, MT at the parcel level
Every Lake, MT parcel carries owner and address; every Lake, MT parcel carries APN; Lake, MT distress scores sit on the Lake, MT live board.
Lake, MT figures refresh with each source.
Lake, MT questions
Most distressed ZIP code in Lake County, MT?
ZIP 59821 leads Lake, MT at 17/100; next in Lake, MT: 59922 at 14/100; the Lake, MT average is 11/100.
Where does Lake County, MT rank for investment opportunity?
Lake, MT is #1,759 among all ranked counties, #26 in Montana; the Lake, MT driver is vacancy; Lake, MT moved down 134 places.
How many mortgages are delinquent in Lake County, MT?
Lake, MT takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Lake, MT.
Which banks lend in Lake County, MT?
4 watched lenders hold Lake, MT branches; the largest Lake, MT footprints are Valley Bank Of Ronan (4), Glacier Bank (3), First Interstate Bank (1).
More on Lake, MT
Lake County, MT distress report: public-record figures for Lake, MT; not legal advice for Lake, MT; not tax or investment advice; verify every Lake, MT record before acting.