Lake County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lake County, OR distress report, 2026: 10 ZIPs scored in Lake, OR, Lake, OR average 13/100; the top Lake, OR ZIP is 97758 at 18/100; Lake, OR market phase recovery, Lake, OR prices +2.5% year over year.
- Lake, OR ranks #927 nationally (opportunity index); Lake, OR #10 in Oregon; Lake, OR index 31.5.
- Lake, OR: no CFPB county sample; Lake, OR state reading 0.6%.
- Lake, OR ZIP phases: 9 recovery, 1 contraction.
- Lake, OR residential listings tracked: 11 across 8 ZIPs; Lake, OR candidate listings 0.
- Lake, OR most distressed ZIP: 97758 at 18/100.
Lake, OR figures: DLRadar distress index; Lake, OR inputs: CFPB, FHFA, HUD, FDIC; Lake, OR rebuilt as sources refresh.
| Rank | Lake, OR ZIP | Score |
|---|---|---|
| 1 | 97758 | 18/100 |
| 2 | 97620 | 12/100 |
| 3 | 97630 | 12/100 |
| 4 | 97636 | 12/100 |
| 5 | 97637 | 12/100 |
| 6 | 97638 | 12/100 |
| 7 | 97640 | 12/100 |
| 8 | 97641 | 12/100 |
| 9 | 97735 | 12/100 |
| 10 | 97635 | 11/100 |
Most distressed Lake, OR ZIPs (0-100, 2026)
Mortgage delinquency around Lake, OR
No CFPB county sample covers Lake, OR; the state reading for Lake, OR: 0.6% ninety-plus; Lake, OR area thirty-to-eighty-nine 1.2% (December 2025, Lake, OR).
Opportunity index: Lake, OR
Lake, OR index 31.5, Lake, OR phase watchlist; Lake, OR primary driver vacancy, Lake, OR second driver construction. Lake, OR components: property stress 15.5, foreclosure pressure 16.4, listing discounts 32.4, bank stress 60.7, insurance 0.0; Lake, OR pulse 36.6; Lake, OR capital opportunity 23.9.
ZIP market phases inside Lake, OR
10 Lake, OR ZIPs carry a price-cycle phase; Lake, OR ZIPs by phase (Lake, OR), deepest drawdown first: contraction, -0.1% YoY, 0.3% off peak (Lake, OR): 97635; recovery, +2.5% YoY (Lake, OR): 97620, 97630, 97636, 97637, Lake, OR 97638, 97640, 97641, 97735, Lake, OR 97758.
Residential listings by Lake, OR ZIP
Lake, OR ZIPs with the most tracked Lake, OR residential listings: 97641 6 listings, 0 candidates, bank pressure 67; 97630 4 listings, 0 candidates, bank pressure 67; 97637 1 listings, 0 candidates, bank pressure 67; 97620 0 listings, 0 candidates, bank pressure 67 (Lake, OR); 97636 0 listings, 0 candidates, bank pressure 67; 97638 0 listings, 0 candidates, bank pressure 67; 97640 0 listings, 0 candidates, bank pressure 67; 97735 0 listings, 0 candidates, bank pressure 67. Lake, OR totals: 11 listings; Lake, OR candidates 0; active ZIPs 2.
Vacancy and permits, Lake, OR
754 of 4,234 Lake, OR housing units are vacant; Lake, OR permits, twelve months: 0 multifamily units in Lake, OR, 13 one-to-four unit units.
Work Lake, OR at the parcel level
Every Lake, OR parcel carries owner and address; every Lake, OR parcel carries APN; Lake, OR distress scores sit on the Lake, OR live board.
Lake, OR figures refresh with each source.
Lake, OR questions
Most distressed ZIP code in Lake County, OR?
ZIP 97758 leads Lake, OR at 18/100; next in Lake, OR: 97620 at 12/100; the Lake, OR average is 13/100.
Where does Lake County, OR rank for investment opportunity?
Lake, OR is #927 among all ranked counties, #10 in Oregon; the Lake, OR driver is vacancy; Lake, OR moved down 160 places.
How many mortgages are delinquent in Lake County, OR?
Lake, OR takes the state reading of 0.6% for December 2025; no CFPB county sample covers Lake, OR.
More on Lake, OR
Lake County, OR distress report: public-record figures for Lake, OR; not legal advice for Lake, OR; not tax or investment advice; verify every Lake, OR record before acting.