Lancaster County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lancaster County, PA distress report, 2026: 61 ZIPs scored in Lancaster, PA, Lancaster, PA average 28/100; the top Lancaster, PA ZIP is 17501 at 29/100; Lancaster, PA market phase expansion, Lancaster, PA prices +5.8% year over year.
- Lancaster, PA ranks #2,749 nationally (opportunity index); Lancaster, PA #59 in Pennsylvania; Lancaster, PA index 24.7.
- Lancaster, PA ninety-day mortgage delinquency 0.8% in December 2025; Lancaster, PA twelve-month change +0.2%.
- Lancaster, PA ZIP phases: 53 expansion, 8 peak.
- Lancaster, PA residential listings tracked: 152 across 53 ZIPs; Lancaster, PA candidate listings 24.
- Lancaster, PA HUD assisted properties: 12 with 1,087 units.
- Lancaster, PA lenders on watch: 8; largest Lancaster, PA footprint Fulton Bank National Assn (20 branches).
- Lancaster, PA most distressed ZIP: 17501 at 29/100.
Lancaster, PA figures: DLRadar distress index; Lancaster, PA inputs: CFPB, FHFA, HUD, FDIC; Lancaster, PA rebuilt as sources refresh.
| Rank | Lancaster, PA ZIP | Score |
|---|---|---|
| 1 | 17501 | 29/100 |
| 2 | 17502 | 29/100 |
| 3 | 17504 | 29/100 |
| 4 | 17505 | 29/100 |
| 5 | 17506 | 29/100 |
| 6 | 17507 | 29/100 |
| 7 | 17508 | 29/100 |
| 8 | 17509 | 29/100 |
| 9 | 17512 | 29/100 |
| 10 | 17516 | 29/100 |
| 11 | 17517 | 29/100 |
| 12 | 17518 | 29/100 |
Most distressed Lancaster, PA ZIPs (0-100, 2026)
Mortgage delinquency in Lancaster, PA
0.8% of Lancaster, PA mortgages were ninety-plus days late (Lancaster, PA, December 2025); Lancaster, PA thirty-to-eighty-nine days late: 1.5%; Lancaster, PA twelve-month change +0.2%; Lancaster, PA peak since 2008: 2.5% (June 2012); Pennsylvania overall 1.0%. Lancaster, PA ninety-day series: Dec 24 0.6, Jan 25 0.8, Feb 25 0.7 (Lancaster, PA), Mar 25 0.6, Apr 25 0.8, May 25 0.7 (Lancaster, PA), Jun 25 0.6, Jul 25 0.4, Aug 25 0.5 (Lancaster, PA), Sep 25 0.4, Oct 25 0.5, Nov 25 0.6 (Lancaster, PA), Dec 25 0.8.
Opportunity index: Lancaster, PA
Lancaster, PA index 24.7, Lancaster, PA phase weak; Lancaster, PA primary driver construction, Lancaster, PA second driver bank institutional. Lancaster, PA components: property stress 7.0, foreclosure pressure 4.3, listing discounts 25.9, bank stress 54.8, insurance 0.0; Lancaster, PA pulse 27.2; Lancaster, PA capital opportunity 20.9; Lancaster, PA seven-day change +0.5%.
ZIP market phases inside Lancaster, PA
61 Lancaster, PA ZIPs carry a price-cycle phase; Lancaster, PA ZIPs by phase (Lancaster, PA), deepest drawdown first: peak, +1.5% YoY, 2.6% off peak (Lancaster, PA): 17073; peak, +3.8% YoY, 0.5% off peak (Lancaster, PA): 19551; expansion, +5.5% YoY, 0.2% off peak (Lancaster, PA): 17545; expansion, +5.4% YoY (Lancaster, PA): 17022; expansion, +5.8% YoY (Lancaster, PA): 17501, 17502, 17504, 17505, Lancaster, PA 17506, 17507, 17508, 17509, Lancaster, PA 17512, 17516, 17517, 17518.
Residential listings by Lancaster, PA ZIP
Lancaster, PA ZIPs with the most tracked Lancaster, PA residential listings: 17603 45 listings, 8 candidates, bank pressure 60; 17601 40 listings, 3 candidates, bank pressure 60; 17602 32 listings, 2 candidates, bank pressure 60; 17512 6 listings, 4 candidates, bank pressure 60 (Lancaster, PA); 17022 4 listings, 2 candidates, bank pressure 61; 17560 3 listings, 0 candidates, bank pressure 60; 17584 3 listings, 0 candidates, bank pressure 60; 17517 2 listings, 0 candidates, bank pressure 60. Lancaster, PA totals: 152 listings; Lancaster, PA candidates 24; active ZIPs 19.
HUD assisted housing in Lancaster, PA
12 assisted properties with 1,087 units sit in Lancaster, PA; largest Lancaster, PA properties: Garden Court Apts (Lancaster) 264 units, 130 assisted; Hillrise Mutual Housing Association (Lancaster) 152 units, 152 assisted; Ruoff Tower (Lancaster) 151 units, 150 assisted in Lancaster, PA; St. Peter Apartments (Columbia) 127 units, 126 assisted; Duke Manor Apts (Lancaster) 80 units, 80 assisted; Cocalico Place (Ephrata) 61 units, 60 assisted.
Lenders with branches in Lancaster, PA
Lancaster, PA lenders by branch count: Fulton Bank National Assn (Lancaster, PA): stress 61, 20 branches low in Lancaster, PA; Ephrata National Bank (Lancaster, PA): stress 72, 16 branches low in Lancaster, PA; Bank Of Bird-In-Hand (Lancaster, PA): stress 68, 11 branches low in Lancaster, PA; Northwest Bank (Lancaster, PA): stress 58, 8 branches low in Lancaster, PA; Orrstown Bank (Lancaster, PA): stress 53, 8 branches low in Lancaster, PA; Univest Bank&Trust Co (Lancaster, PA): stress 60, 5 branches low in Lancaster, PA; First Nb Of Pennsylvania (Lancaster, PA): stress 55, 4 branches moderate in Lancaster, PA; Jonestown B&T Jonestown Pa (Lancaster, PA): stress 61, 3 branches low in Lancaster, PA.
Vacancy and permits, Lancaster, PA
6,476 of 219,224 Lancaster, PA housing units are vacant; Lancaster, PA permits, twelve months: 398 multifamily units in Lancaster, PA, 746 one-to-four unit units.
Work Lancaster, PA at the parcel level
Every Lancaster, PA parcel carries owner and address; every Lancaster, PA parcel carries APN; Lancaster, PA distress scores sit on the Lancaster, PA live board.
Lancaster, PA figures refresh with each source.
Lancaster, PA questions
Most distressed ZIP code in Lancaster County, PA?
ZIP 17501 leads Lancaster, PA at 29/100; next in Lancaster, PA: 17502 at 29/100; the Lancaster, PA average is 28/100.
Where does Lancaster County, PA rank for investment opportunity?
Lancaster, PA is #2,749 among all ranked counties, #59 in Pennsylvania; the Lancaster, PA driver is construction; Lancaster, PA moved up 66 places.
How many mortgages are delinquent in Lancaster County, PA?
0.8% of Lancaster, PA mortgages were ninety-plus days late in December 2025; the Lancaster, PA peak since 2008 was 2.5%.
Which banks lend in Lancaster County, PA?
8 watched lenders hold Lancaster, PA branches; the largest Lancaster, PA footprints are Fulton Bank National Assn (20), Ephrata National Bank (16), Bank Of Bird-In-Hand (11).
More on Lancaster, PA
Lancaster County, PA distress report: public-record figures for Lancaster, PA; not legal advice for Lancaster, PA; not tax or investment advice; verify every Lancaster, PA record before acting.