Lawrence County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lawrence County, MS distress report, 2026: 8 ZIPs scored in Lawrence, MS, Lawrence, MS average 10/100; the top Lawrence, MS ZIP is 39662 at 17/100; Lawrence, MS market phase peak, Lawrence, MS prices +3.8% year over year.
- Lawrence, MS ranks #1,258 nationally (opportunity index); Lawrence, MS #40 in Mississippi; Lawrence, MS index 30.2.
- Lawrence, MS: no CFPB county sample; Lawrence, MS non-metro area reading 1.8%.
- Lawrence, MS ZIP phases: 8 peak.
- Lawrence, MS residential listings tracked: 10 across 4 ZIPs; Lawrence, MS candidate listings 2.
- Lawrence, MS lenders on watch: 2; largest Lawrence, MS footprint Bankplus (1 branch).
- Lawrence, MS most distressed ZIP: 39662 at 17/100.
Lawrence, MS figures: DLRadar distress index; Lawrence, MS inputs: CFPB, FHFA, HUD, FDIC; Lawrence, MS rebuilt as sources refresh.
| Rank | Lawrence, MS ZIP | Score |
|---|---|---|
| 1 | 39662 | 17/100 |
| 2 | 39641 | 12/100 |
| 3 | 39191 | 11/100 |
| 4 | 39665 | 10/100 |
| 5 | 39140 | 9/100 |
| 6 | 39654 | 8/100 |
| 7 | 39656 | 8/100 |
| 8 | 39663 | 8/100 |
Most distressed Lawrence, MS ZIPs (0-100, 2026)
Mortgage delinquency around Lawrence, MS
No CFPB county sample covers Lawrence, MS; the non-metro area reading for Lawrence, MS: 1.8% ninety-plus; Lawrence, MS area thirty-to-eighty-nine 5.9% (December 2025, Lawrence, MS); Mississippi overall 1.8%.
Opportunity index: Lawrence, MS
Lawrence, MS index 30.2, Lawrence, MS phase watchlist; Lawrence, MS primary driver vacancy, Lawrence, MS second driver bank institutional. Lawrence, MS components: property stress 22.0, foreclosure pressure 23.5, listing discounts 36.4, bank stress 39.1, insurance 0.0; Lawrence, MS pulse 29.6; Lawrence, MS capital opportunity 31.2; Lawrence, MS seven-day change +0.1%.
ZIP market phases inside Lawrence, MS
8 Lawrence, MS ZIPs carry a price-cycle phase; Lawrence, MS ZIPs by phase (Lawrence, MS), deepest drawdown first: peak, +2.6% YoY, 1.3% off peak (Lawrence, MS): 39191; peak, +3.2% YoY, 0.7% off peak (Lawrence, MS): 39140; peak, +3.7% YoY (Lawrence, MS): 39641; peak, +3.8% YoY (Lawrence, MS): 39654, 39656, 39663, 39665; peak, +3.6% YoY (Lawrence, MS): 39662.
Residential listings by Lawrence, MS ZIP
Lawrence, MS ZIPs with the most tracked Lawrence, MS residential listings: 39654 6 listings, 1 candidates, bank pressure 59; 39641 2 listings, 0 candidates, bank pressure 57; 39663 1 listings, 1 candidates, bank pressure 57; 39665 1 listings, 0 candidates, bank pressure 59 (Lawrence, MS). Lawrence, MS totals: 10 listings; Lawrence, MS candidates 2; active ZIPs 1.
Lenders with branches in Lawrence, MS
Lawrence, MS lenders by branch count: Bankplus (Lawrence, MS): stress 61, 1 branch low in Lawrence, MS; First Bank (Lawrence, MS): stress 48, 1 branch low in Lawrence, MS.
Vacancy and permits, Lawrence, MS
1,376 of 5,783 Lawrence, MS housing units are vacant.
Work Lawrence, MS at the parcel level
Every Lawrence, MS parcel carries owner and address; every Lawrence, MS parcel carries APN; Lawrence, MS distress scores sit on the Lawrence, MS live board.
Lawrence, MS figures refresh with each source.
Lawrence, MS questions
Most distressed ZIP code in Lawrence County, MS?
ZIP 39662 leads Lawrence, MS at 17/100; next in Lawrence, MS: 39641 at 12/100; the Lawrence, MS average is 10/100.
Where does Lawrence County, MS rank for investment opportunity?
Lawrence, MS is #1,258 among all ranked counties, #40 in Mississippi; the Lawrence, MS driver is vacancy; Lawrence, MS moved up 1,135 places.
How many mortgages are delinquent in Lawrence County, MS?
Lawrence, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Lawrence, MS.
Which banks lend in Lawrence County, MS?
2 watched lenders hold Lawrence, MS branches; the largest Lawrence, MS footprints are Bankplus (1), First Bank (1).
More on Lawrence, MS
Lawrence County, MS distress report: public-record figures for Lawrence, MS; not legal advice for Lawrence, MS; not tax or investment advice; verify every Lawrence, MS record before acting.