Leelanau County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Leelanau County, Michigan? DLRadar grades every Leelanau County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Leelanau County breakdown.
- Leelanau County's most distressed ZIP is 49684 at 19/100.
- 11 ZIP codes tracked in Leelanau County, averaging 14/100 distress.
- Leelanau County reads peak — home values up 3.1% year over year.
- Vacancy runs 47% across Leelanau County's tracked ZIPs, with a 7.1% poverty rate.
- The typical Leelanau County home is worth about $530,955 against a ~$83,017 median income.
- Lending headwind in Leelanau County sits at 62/100 — a forward read on distressed supply.
Figures: DLRadar distress index, rebuilt monthly from public filings. Free to reuse with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 49684 | 19/100 |
| 2 | 49621 | 14/100 |
| 3 | 49630 | 14/100 |
| 4 | 49636 | 14/100 |
| 5 | 49653 | 14/100 |
| 6 | 49654 | 14/100 |
| 7 | 49664 | 14/100 |
| 8 | 49670 | 14/100 |
| 9 | 49674 | 14/100 |
| 10 | 49682 | 14/100 |
| 11 | 49640 | 12/100 |
Most distressed ZIP codes in Leelanau County (composite distress 0-100, 2026)
What is driving Leelanau County distress
Leelanau County's placement in the national index rests on public filings — a 14/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Leelanau County market phase and pricing
Leelanau County reads peak — home prices rose 3.1% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Leelanau County
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What people ask
Which part of Leelanau County, MI scores highest for distress?
ZIP 49684 leads Leelanau County at 19/100, recomputed monthly from public records.
Is Leelanau County expanding or contracting?
Leelanau County is classified peak with a 3.1% year-over-year increase, following the FHFA House Price Index.
What are the sources behind these Leelanau County numbers?
Each Leelanau County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 11 local ZIPs and every other county in the country.
How much do distress scores vary between Leelanau County ZIP codes?
One county number flattens a wide range. Across the Leelanau County ZIPs DLRadar ranks, scores run from 19/100 in 49684 down to 12/100 in 49640, against a Leelanau County average of 14/100. Because the gap runs to 7 points, Leelanau County rewards ZIP-level precision.
What do Leelanau County home values and vacancy say about distressed supply?
The typical Leelanau County home carries about $530,955 of value against a median household income near $83,017. Vacancy across Leelanau County's tracked ZIPs runs 47% and the poverty rate is 7.1%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Leelanau County's foreclosure and lien data and its 62/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.