Leelanau County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Leelanau County, MI distress report, 2026: 11 ZIPs scored in Leelanau, MI, Leelanau, MI average 15/100; the top Leelanau, MI ZIP is 49684 at 20/100; Leelanau, MI market phase peak, Leelanau, MI prices +3.1% year over year.
- Leelanau, MI ranks #1,513 nationally (opportunity index); Leelanau, MI #50 in Michigan; Leelanau, MI index 29.4.
- Leelanau, MI: no CFPB county sample; Leelanau, MI metro area reading 0.2%.
- Leelanau, MI ZIP phases: 11 peak.
- Leelanau, MI residential listings tracked: 7 across 10 ZIPs; Leelanau, MI candidate listings 4.
- Leelanau, MI lenders on watch: 2; largest Leelanau, MI footprint State Savings Bank (2 branches).
- Leelanau, MI most distressed ZIP: 49684 at 20/100.
Leelanau, MI figures: DLRadar distress index; Leelanau, MI inputs: CFPB, FHFA, HUD, FDIC; Leelanau, MI rebuilt as sources refresh.
| Rank | Leelanau, MI ZIP | Score |
|---|---|---|
| 1 | 49684 | 20/100 |
| 2 | 49621 | 15/100 |
| 3 | 49630 | 15/100 |
| 4 | 49636 | 15/100 |
| 5 | 49653 | 15/100 |
| 6 | 49654 | 15/100 |
| 7 | 49664 | 15/100 |
| 8 | 49670 | 15/100 |
| 9 | 49674 | 15/100 |
| 10 | 49682 | 15/100 |
| 11 | 49640 | 12/100 |
Most distressed Leelanau, MI ZIPs (0-100, 2026)
Mortgage delinquency around Leelanau, MI
No CFPB county sample covers Leelanau, MI; the metro area reading for Leelanau, MI (Traverse City, MI): 0.2% ninety-plus; Leelanau, MI area thirty-to-eighty-nine 1.9% (December 2025, Leelanau, MI); Michigan overall 0.9%.
Opportunity index: Leelanau, MI
Leelanau, MI index 29.4, Leelanau, MI phase early_signal; Leelanau, MI primary driver vacancy, Leelanau, MI second driver construction. Leelanau, MI components: property stress 22.6, foreclosure pressure 24.0, listing discounts 13.1, bank stress 54.7, insurance 0.0; Leelanau, MI pulse 36.4; Leelanau, MI capital opportunity 18.8.
ZIP market phases inside Leelanau, MI
11 Leelanau, MI ZIPs carry a price-cycle phase; Leelanau, MI ZIPs by phase (Leelanau, MI), deepest drawdown first: peak, +3.1% YoY (Leelanau, MI): 49621, 49630, 49636, 49640, Leelanau, MI 49653, 49654, 49664, 49670, Leelanau, MI 49674, 49682, 49684.
Residential listings by Leelanau, MI ZIP
Leelanau, MI ZIPs with the most tracked Leelanau, MI residential listings: 49684 3 listings, 2 candidates, bank pressure 66; 49621 2 listings, 0 candidates, bank pressure 70; 49653 1 listings, 1 candidates, bank pressure 70; 49664 1 listings, 1 candidates, bank pressure 70 (Leelanau, MI); 49630 0 listings, 0 candidates, bank pressure 73; 49636 0 listings, 0 candidates, bank pressure 70; 49654 0 listings, 0 candidates, bank pressure 70; 49670 0 listings, 0 candidates, bank pressure 70. Leelanau, MI totals: 7 listings; Leelanau, MI candidates 4; active ZIPs 1.
Lenders with branches in Leelanau, MI
Leelanau, MI lenders by branch count: State Savings Bank (Leelanau, MI): stress 88, 2 branches low in Leelanau, MI; Independent Bank (Leelanau, MI): stress 67, 1 branch low in Leelanau, MI.
Vacancy and permits, Leelanau, MI
6,114 of 15,759 Leelanau, MI housing units are vacant; Leelanau, MI permits, twelve months: 0 multifamily units in Leelanau, MI, 168 one-to-four unit units.
Work Leelanau, MI at the parcel level
Every Leelanau, MI parcel carries owner and address; every Leelanau, MI parcel carries APN; Leelanau, MI distress scores sit on the Leelanau, MI live board.
Leelanau, MI figures refresh with each source.
Leelanau, MI questions
Most distressed ZIP code in Leelanau County, MI?
ZIP 49684 leads Leelanau, MI at 20/100; next in Leelanau, MI: 49621 at 15/100; the Leelanau, MI average is 15/100.
Where does Leelanau County, MI rank for investment opportunity?
Leelanau, MI is #1,513 among all ranked counties, #50 in Michigan; the Leelanau, MI driver is vacancy; Leelanau, MI moved down 703 places.
How many mortgages are delinquent in Leelanau County, MI?
Leelanau, MI takes the metro area reading of 0.2% for December 2025; no CFPB county sample covers Leelanau, MI.
Which banks lend in Leelanau County, MI?
2 watched lenders hold Leelanau, MI branches; the largest Leelanau, MI footprints are State Savings Bank (2), Independent Bank (1).
More on Leelanau, MI
Leelanau County, MI distress report: public-record figures for Leelanau, MI; not legal advice for Leelanau, MI; not tax or investment advice; verify every Leelanau, MI record before acting.