Lewis County, TN Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lewis County, Tennessee? DLRadar grades every Lewis County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Lewis County breakdown.
- Lewis County's most distressed ZIP is 38474 at 26/100.
- 7 ZIP codes tracked in Lewis County, averaging 18/100 distress.
- Lewis County reads peak — home values up 2.8% year over year.
- Vacancy runs 15.7% across Lewis County's tracked ZIPs, with a 15.5% poverty rate.
- The typical Lewis County home is worth about $212,800 against a ~$53,352 median income.
- Lending headwind in Lewis County sits at 37/100 — a forward read on distressed supply.
Data drawn from the DLRadar distress index, recomputed monthly from public filings. Cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 38474 | 26/100 |
| 2 | 38464 | 21/100 |
| 3 | 38461 | 19/100 |
| 4 | 38483 | 19/100 |
| 5 | 37096 | 16/100 |
| 6 | 38462 | 13/100 |
| 7 | 38485 | 11/100 |
Most distressed ZIP codes in Lewis County (composite distress 0-100, 2026)
What is driving Lewis County distress
Nothing here is estimated: Lewis County is scored from filings alone, and its ZIPs average 18/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Lewis County market phase and pricing
The cycle in Lewis County is peak, with values up 2.8% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Lewis County
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Frequently asked questions
Which Lewis County ZIP scores worst for distress?
ZIP 38474 leads Lewis County at 26/100, recomputed monthly from public records.
Is Lewis County expanding or contracting?
The market phase for Lewis County is peak, prices rising 2.8% on the year — derived from the FHFA House Price Index path.
Which datasets feed the Lewis County scores?
Each Lewis County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 7 local ZIPs and every other county in the country.
How much do distress scores vary between Lewis County ZIP codes?
A county average hides the spread. Across the Lewis County ZIPs DLRadar ranks, scores run from 26/100 in 38474 down to 11/100 in 38485, against a Lewis County average of 18/100. The 15-point range is the argument for ZIP-level search across Lewis County.
What do Lewis County home values and vacancy say about distressed supply?
The typical Lewis County home carries about $212,800 of value against a median household income near $53,352. Vacancy across Lewis County's tracked ZIPs runs 15.7% and the poverty rate is 15.5%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Lewis County's foreclosure and tax-lien record and its 37/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.