Liberty County, GA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Liberty County, GA distress report, 2026: 10 ZIPs scored in Liberty, GA, Liberty, GA average 27/100; the top Liberty, GA ZIP is 31309 at 29/100; Liberty, GA market phase peak, Liberty, GA prices +3.6% year over year.
- Liberty, GA ranks #1,259 nationally (opportunity index); Liberty, GA #90 in Georgia; Liberty, GA index 30.3.
- Liberty, GA: no CFPB county sample; Liberty, GA non-metro area reading 1.3%.
- Liberty, GA ZIP phases: 10 peak.
- Liberty, GA residential listings tracked: 53 across 8 ZIPs; Liberty, GA candidate listings 6.
- Liberty, GA HUD assisted properties: 5 with 634 units.
- Liberty, GA lenders on watch: 4; largest Liberty, GA footprint Queensborough Nb&T Co (1 branch).
- Liberty, GA most distressed ZIP: 31309 at 29/100.
Liberty, GA figures: DLRadar distress index; Liberty, GA inputs: CFPB, FHFA, HUD, FDIC; Liberty, GA rebuilt as sources refresh.
| Rank | Liberty, GA ZIP | Score |
|---|---|---|
| 1 | 31309 | 29/100 |
| 2 | 31313 | 29/100 |
| 3 | 31314 | 29/100 |
| 4 | 31315 | 29/100 |
| 5 | 31320 | 29/100 |
| 6 | 31333 | 29/100 |
| 7 | 31324 | 27/100 |
| 8 | 31323 | 26/100 |
| 9 | 31301 | 24/100 |
| 10 | 31316 | 23/100 |
Most distressed Liberty, GA ZIPs (0-100, 2026)
Mortgage delinquency around Liberty, GA
No CFPB county sample covers Liberty, GA; the non-metro area reading for Liberty, GA: 1.3% ninety-plus; Liberty, GA area thirty-to-eighty-nine 3.0% (December 2025, Liberty, GA); Georgia overall 1.3%.
Opportunity index: Liberty, GA
Liberty, GA index 30.3, Liberty, GA phase watchlist; Liberty, GA primary driver vacancy, Liberty, GA second driver bank institutional. Liberty, GA components: property stress 25.9, foreclosure pressure 23.5, listing discounts 36.5, bank stress 44.1, insurance 0.0; Liberty, GA pulse 29.9; Liberty, GA capital opportunity 31.0; Liberty, GA seven-day change +0.5%.
ZIP market phases inside Liberty, GA
10 Liberty, GA ZIPs carry a price-cycle phase; Liberty, GA ZIPs by phase (Liberty, GA), deepest drawdown first: peak, +1.2% YoY, 3.3% off peak (Liberty, GA): 31323; peak, +3.6% YoY, 1.0% off peak (Liberty, GA): 31301, 31309, 31314, 31315, Liberty, GA 31316, 31320, 31333, 31313; peak, +2.4% YoY, 0.0% off peak (Liberty, GA): 31324.
Residential listings by Liberty, GA ZIP
Liberty, GA ZIPs with the most tracked Liberty, GA residential listings: 31313 44 listings, 6 candidates, bank pressure 56; 31320 4 listings, 0 candidates, bank pressure 57; 31323 3 listings, 0 candidates, bank pressure 54; 31301 2 listings, 0 candidates, bank pressure 56 (Liberty, GA); 31309 0 listings, 0 candidates, bank pressure 57; 31314 0 listings, 0 candidates, bank pressure 57; 31315 0 listings, 0 candidates, bank pressure 57; 31333 0 listings, 0 candidates, bank pressure 57. Liberty, GA totals: 53 listings; Liberty, GA candidates 6; active ZIPs 3.
HUD assisted housing in Liberty, GA
5 assisted properties with 634 units sit in Liberty, GA; largest Liberty, GA properties: Harbor Square I, Ii, Iii Apartments (Hinesville) 340 units, 340 assisted; Regency Park Apts (Hinesville) 128 units, 128 assisted; Pines At Willowbrook (Hinesville) 80 units in Liberty, GA; Pineland Square (Hinesville) 76 units, 75 assisted; Liberty Group Homes (Hinesville) 10 units, 8 assisted.
Lenders with branches in Liberty, GA
Liberty, GA lenders by branch count: Queensborough Nb&T Co (Liberty, GA): stress 76, 1 branch low in Liberty, GA; South Georgia Bank (Liberty, GA): stress 58, 1 branch low in Liberty, GA; Ameris Bank (Liberty, GA): stress 51, 1 branch low in Liberty, GA; Southeastern Bank (Liberty, GA): stress 48, 1 branch low in Liberty, GA.
Vacancy and permits, Liberty, GA
3,677 of 27,675 Liberty, GA housing units are vacant; Liberty, GA permits, twelve months: 111 multifamily units in Liberty, GA, 497 one-to-four unit units.
Work Liberty, GA at the parcel level
Every Liberty, GA parcel carries owner and address; every Liberty, GA parcel carries APN; Liberty, GA distress scores sit on the Liberty, GA live board.
Liberty, GA figures refresh with each source.
Liberty, GA questions
Most distressed ZIP code in Liberty County, GA?
ZIP 31309 leads Liberty, GA at 29/100; next in Liberty, GA: 31313 at 29/100; the Liberty, GA average is 27/100.
Where does Liberty County, GA rank for investment opportunity?
Liberty, GA is #1,259 among all ranked counties, #90 in Georgia; the Liberty, GA driver is vacancy; Liberty, GA moved up 1,195 places.
How many mortgages are delinquent in Liberty County, GA?
Liberty, GA takes the non-metro area reading of 1.3% for December 2025; no CFPB county sample covers Liberty, GA.
Which banks lend in Liberty County, GA?
4 watched lenders hold Liberty, GA branches; the largest Liberty, GA footprints are Queensborough Nb&T Co (1), South Georgia Bank (1), Ameris Bank (1).
More on Liberty, GA
Liberty County, GA distress report: public-record figures for Liberty, GA; not legal advice for Liberty, GA; not tax or investment advice; verify every Liberty, GA record before acting.