Lincoln County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Lincoln County, Colorado? DLRadar grades every Lincoln County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Lincoln County breakdown.
- Lincoln County's most distressed ZIP is 80832 at 15/100.
- 11 ZIP codes tracked in Lincoln County, averaging 6/100 distress.
- Lincoln County reads peak — home values up 2.2% year over year.
- Vacancy runs 19.3% across Lincoln County's tracked ZIPs, with a 15.2% poverty rate.
- The typical Lincoln County home is worth about $216,733 against a ~$57,132 median income.
- Lending headwind in Lincoln County sits at 65/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 80832 | 15/100 |
| 2 | 80828 | 14/100 |
| 3 | 80833 | 7/100 |
| 4 | 81063 | 6/100 |
| 5 | 80818 | 5/100 |
| 6 | 80804 | 4/100 |
| 7 | 80821 | 4/100 |
| 8 | 80823 | 4/100 |
| 9 | 80826 | 4/100 |
| 10 | 81021 | 1/100 |
| 11 | 81045 | 1/100 |
Most distressed ZIP codes in Lincoln County (composite distress 0-100, 2026)
What is driving Lincoln County distress
Lincoln County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 6/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Lincoln County market phase and pricing
Lincoln County currently sits in peak after a 2.2% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Lincoln County
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Frequently asked
Which part of Lincoln County, CO scores highest for distress?
ZIP 80832 leads Lincoln County at 15/100, recomputed monthly from public records.
What market phase is Lincoln County in?
Lincoln County reads peak, with home prices up 2.2% year over year. Phase comes from FHFA House Price Index trajectory.
How is the Lincoln County data sourced?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 11 Lincoln County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Lincoln County ZIP codes?
The county figure is a blend, not a description. Across the Lincoln County ZIPs DLRadar ranks, scores run from 15/100 in 80832 down to 1/100 in 81045, against a Lincoln County average of 6/100. The 14-point range is the argument for ZIP-level search across Lincoln County.
What do Lincoln County home values and vacancy say about distressed supply?
The typical Lincoln County home carries about $216,733 of value against a median household income near $57,132. Vacancy across Lincoln County's tracked ZIPs runs 19.3% and the poverty rate is 15.2%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Lincoln County's foreclosure and tax-lien filings and its 65/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.