Lincoln County, MS Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Lincoln County, MS distress report, 2026: 12 ZIPs scored in Lincoln, MS, Lincoln, MS average 13/100; the top Lincoln, MS ZIP is 39666 at 20/100; Lincoln, MS market phase peak, Lincoln, MS prices +3.6% year over year.
- Lincoln, MS ranks #828 nationally (opportunity index); Lincoln, MS #24 in Mississippi; Lincoln, MS index 31.9.
- Lincoln, MS: no CFPB county sample; Lincoln, MS non-metro area reading 1.8%.
- Lincoln, MS ZIP phases: 12 peak.
- Lincoln, MS residential listings tracked: 8 across 3 ZIPs; Lincoln, MS candidate listings 4.
- Lincoln, MS HUD assisted properties: 1 with 70 units.
- Lincoln, MS lenders on watch: 7; largest Lincoln, MS footprint Trustmark Bank (3 branches).
- Lincoln, MS most distressed ZIP: 39666 at 20/100.
Lincoln, MS figures: DLRadar distress index; Lincoln, MS inputs: CFPB, FHFA, HUD, FDIC; Lincoln, MS rebuilt as sources refresh.
| Rank | Lincoln, MS ZIP | Score |
|---|---|---|
| 1 | 39666 | 20/100 |
| 2 | 39083 | 18/100 |
| 3 | 39662 | 17/100 |
| 4 | 39601 | 16/100 |
| 5 | 39629 | 16/100 |
| 6 | 39664 | 13/100 |
| 7 | 39641 | 12/100 |
| 8 | 39647 | 12/100 |
| 9 | 39191 | 11/100 |
| 10 | 39665 | 10/100 |
| 11 | 39654 | 8/100 |
| 12 | 39668 | 4/100 |
Most distressed Lincoln, MS ZIPs (0-100, 2026)
Mortgage delinquency around Lincoln, MS
No CFPB county sample covers Lincoln, MS; the non-metro area reading for Lincoln, MS: 1.8% ninety-plus; Lincoln, MS area thirty-to-eighty-nine 5.9% (December 2025, Lincoln, MS); Mississippi overall 1.8%.
Opportunity index: Lincoln, MS
Lincoln, MS index 31.9, Lincoln, MS phase watchlist; Lincoln, MS primary driver vacancy, Lincoln, MS second driver bank institutional. Lincoln, MS components: property stress 22.8, foreclosure pressure 24.4, listing discounts 42.0, bank stress 50.5, insurance 0.0; Lincoln, MS pulse 32.3; Lincoln, MS capital opportunity 31.3; Lincoln, MS seven-day change +0.2%.
ZIP market phases inside Lincoln, MS
12 Lincoln, MS ZIPs carry a price-cycle phase; Lincoln, MS ZIPs by phase (Lincoln, MS), deepest drawdown first: peak, +2.0% YoY, 2.1% off peak (Lincoln, MS): 39083; peak, +2.6% YoY, 1.3% off peak (Lincoln, MS): 39191; peak, +3.6% YoY, 0.0% off peak (Lincoln, MS): 39668; peak, +3.6% YoY (Lincoln, MS): 39601, 39629, 39662; peak, +3.7% YoY (Lincoln, MS): 39641, 39666; peak, +3.8% YoY (Lincoln, MS): 39647, 39654, 39664, 39665.
Residential listings by Lincoln, MS ZIP
Lincoln, MS ZIPs with the most tracked Lincoln, MS residential listings: 39601 6 listings, 4 candidates, bank pressure 61; 39629 1 listings, 0 candidates, bank pressure 60; 39662 1 listings, 0 candidates, bank pressure 57. Lincoln, MS totals: 8 listings; Lincoln, MS candidates 4; active ZIPs 1.
HUD assisted housing in Lincoln, MS
1 assisted properties with 70 units sit in Lincoln, MS; largest Lincoln, MS properties: Kingsborough Apartments (Brookhaven) 70 units, 70 assisted.
Lenders with branches in Lincoln, MS
Lincoln, MS lenders by branch count: Trustmark Bank (Lincoln, MS): stress 58, 3 branches low in Lincoln, MS; Bankplus (Lincoln, MS): stress 61, 2 branches low in Lincoln, MS; First Bank (Lincoln, MS): stress 48, 2 branches low in Lincoln, MS; Pike National Bank (Lincoln, MS): stress 69, 1 branch low in Lincoln, MS; Bank Of Franklin (Lincoln, MS): stress 68, 1 branch low in Lincoln, MS; United Mississippi Bank (Lincoln, MS): stress 62, 1 branch low in Lincoln, MS; Bank Of Brookhaven (Lincoln, MS): stress 62, 1 branch low in Lincoln, MS.
Vacancy and permits, Lincoln, MS
2,808 of 15,966 Lincoln, MS housing units are vacant; Lincoln, MS permits, twelve months: 0 multifamily units in Lincoln, MS, 32 one-to-four unit units.
Work Lincoln, MS at the parcel level
Every Lincoln, MS parcel carries owner and address; every Lincoln, MS parcel carries APN; Lincoln, MS distress scores sit on the Lincoln, MS live board.
Lincoln, MS figures refresh with each source.
Lincoln, MS questions
Most distressed ZIP code in Lincoln County, MS?
ZIP 39666 leads Lincoln, MS at 20/100; next in Lincoln, MS: 39083 at 18/100; the Lincoln, MS average is 13/100.
Where does Lincoln County, MS rank for investment opportunity?
Lincoln, MS is #828 among all ranked counties, #24 in Mississippi; the Lincoln, MS driver is vacancy; Lincoln, MS moved up 957 places.
How many mortgages are delinquent in Lincoln County, MS?
Lincoln, MS takes the non-metro area reading of 1.8% for December 2025; no CFPB county sample covers Lincoln, MS.
Which banks lend in Lincoln County, MS?
7 watched lenders hold Lincoln, MS branches; the largest Lincoln, MS footprints are Trustmark Bank (3), Bankplus (2), First Bank (2).
More on Lincoln, MS
Lincoln County, MS distress report: public-record figures for Lincoln, MS; not legal advice for Lincoln, MS; not tax or investment advice; verify every Lincoln, MS record before acting.