Linn County, OR Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Linn County, OR distress report, 2026: 22 ZIPs scored in Linn, OR, Linn, OR average 24/100; the top Linn, OR ZIP is 97322 at 25/100; Linn, OR market phase contraction, Linn, OR prices -1.7% year over year.
- Linn, OR ranks #2,785 nationally (opportunity index); Linn, OR #33 in Oregon; Linn, OR index 24.5.
- Linn, OR ninety-day mortgage delinquency 1.0% in December 2025; Linn, OR twelve-month change +0.6%.
- Linn, OR ZIP phases: 20 contraction, 1 peak, 1 neutral.
- Linn, OR residential listings tracked: 51 across 17 ZIPs; Linn, OR candidate listings 26.
- Linn, OR HUD assisted properties: 2 with 235 units.
- Linn, OR lenders on watch: 4; largest Linn, OR footprint Citizens Bank (3 branches).
- Linn, OR most distressed ZIP: 97322 at 25/100.
Linn, OR figures: DLRadar distress index; Linn, OR inputs: CFPB, FHFA, HUD, FDIC; Linn, OR rebuilt as sources refresh.
| Rank | Linn, OR ZIP | Score |
|---|---|---|
| 1 | 97322 | 25/100 |
| 2 | 97327 | 25/100 |
| 3 | 97329 | 25/100 |
| 4 | 97335 | 25/100 |
| 5 | 97336 | 25/100 |
| 6 | 97345 | 25/100 |
| 7 | 97348 | 25/100 |
| 8 | 97350 | 25/100 |
| 9 | 97355 | 25/100 |
| 10 | 97374 | 25/100 |
| 11 | 97377 | 25/100 |
| 12 | 97386 | 25/100 |
Most distressed Linn, OR ZIPs (0-100, 2026)
Mortgage delinquency in Linn, OR
1.0% of Linn, OR mortgages were ninety-plus days late (Linn, OR, December 2025); Linn, OR thirty-to-eighty-nine days late: 1.8%; Linn, OR twelve-month change +0.6%; Linn, OR peak since 2008: 3.9% (December 2012); Oregon overall 0.6%. Linn, OR ninety-day series: Dec 24 0.4, Jan 25 0.8, Feb 25 0.8 (Linn, OR), Mar 25 0.7, Apr 25 0.7, May 25 1.1 (Linn, OR), Jun 25 1.0, Jul 25 0.9, Aug 25 0.8 (Linn, OR), Sep 25 0.9, Oct 25 1.0, Nov 25 1.0 (Linn, OR), Dec 25 1.0.
Opportunity index: Linn, OR
Linn, OR index 24.5, Linn, OR phase weak; Linn, OR primary driver bank institutional, Linn, OR second driver vacancy. Linn, OR components: property stress 19.3, foreclosure pressure 16.8, listing discounts 21.3, bank stress 58.8, insurance 0.0; Linn, OR pulse 27.1; Linn, OR capital opportunity 20.7; Linn, OR seven-day change +0.4%.
ZIP market phases inside Linn, OR
22 Linn, OR ZIPs carry a price-cycle phase; Linn, OR ZIPs by phase (Linn, OR), deepest drawdown first: contraction, -1.7% YoY, 2.2% off peak (Linn, OR): 97322, 97327, 97329, 97335, Linn, OR 97336, 97345, 97348, 97355, Linn, OR 97374, 97377, 97386, 97389, Linn, OR 97446; contraction, -1.7% YoY, 2.1% off peak (Linn, OR): 97350; contraction, -1.3% YoY, 1.5% off peak (Linn, OR): 97360; peak, +0.5% YoY, 1.5% off peak (Linn, OR): 97321.
Residential listings by Linn, OR ZIP
Linn, OR ZIPs with the most tracked Linn, OR residential listings: 97355 20 listings, 11 candidates, bank pressure 64; 97386 11 listings, 6 candidates, bank pressure 64; 97321 6 listings, 5 candidates, bank pressure 66; 97327 5 listings, 1 candidates, bank pressure 64 (Linn, OR); 97759 5 listings, 2 candidates, bank pressure 64; 97360 2 listings, 0 candidates, bank pressure 63; 97350 1 listings, 0 candidates, bank pressure 63; 97374 1 listings, 1 candidates, bank pressure 64. Linn, OR totals: 51 listings; Linn, OR candidates 26; active ZIPs 8.
HUD assisted housing in Linn, OR
2 assisted properties with 235 units sit in Linn, OR; largest Linn, OR properties: Timber Ridge Place Apartment Homes (Albany) 137 units; Queen Anne Apartments (Lebanon) 98 units.
Lenders with branches in Linn, OR
Linn, OR lenders by branch count: Citizens Bank (Linn, OR): stress 85, 3 branches low in Linn, OR; Columbia Bank (Linn, OR): stress 58, 3 branches low in Linn, OR; Peoples Bank Of Commerce (Linn, OR): stress 47, 2 branches low in Linn, OR; Willamette Valley Bank (Linn, OR): stress 58, 1 branch low in Linn, OR.
Vacancy and permits, Linn, OR
2,586 of 53,315 Linn, OR housing units are vacant; Linn, OR permits, twelve months: 31 multifamily units in Linn, OR, 224 one-to-four unit units.
Work Linn, OR at the parcel level
Every Linn, OR parcel carries owner and address; every Linn, OR parcel carries APN; Linn, OR distress scores sit on the Linn, OR live board.
Linn, OR figures refresh with each source.
Linn, OR questions
Most distressed ZIP code in Linn County, OR?
ZIP 97322 leads Linn, OR at 25/100; next in Linn, OR: 97327 at 25/100; the Linn, OR average is 24/100.
Where does Linn County, OR rank for investment opportunity?
Linn, OR is #2,785 among all ranked counties, #33 in Oregon; the Linn, OR driver is bank institutional; Linn, OR moved up 53 places.
How many mortgages are delinquent in Linn County, OR?
1.0% of Linn, OR mortgages were ninety-plus days late in December 2025; the Linn, OR peak since 2008 was 3.9%.
Which banks lend in Linn County, OR?
4 watched lenders hold Linn, OR branches; the largest Linn, OR footprints are Citizens Bank (3), Columbia Bank (3), Peoples Bank Of Commerce (2).
More on Linn, OR
Linn County, OR distress report: public-record figures for Linn, OR; not legal advice for Linn, OR; not tax or investment advice; verify every Linn, OR record before acting.