Louisa County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Louisa County, IA distress report, 2026: 13 ZIPs scored in Louisa, IA, Louisa, IA average 11/100; the top Louisa, IA ZIP is 52761 at 18/100; Louisa, IA market phase peak, Louisa, IA prices +2.5% year over year.
- Louisa, IA ranks #3,098 nationally (opportunity index); Louisa, IA #93 in Iowa; Louisa, IA index 22.1.
- Louisa, IA: no CFPB county sample; Louisa, IA non-metro area reading 0.7%.
- Louisa, IA ZIP phases: 13 peak.
- Louisa, IA residential listings tracked: 0 across 6 ZIPs; Louisa, IA candidate listings 0.
- Louisa, IA lenders on watch: 4; largest Louisa, IA footprint Bank (2 branches).
- Louisa, IA most distressed ZIP: 52761 at 18/100.
Louisa, IA figures: DLRadar distress index; Louisa, IA inputs: CFPB, FHFA, HUD, FDIC; Louisa, IA rebuilt as sources refresh.
| Rank | Louisa, IA ZIP | Score |
|---|---|---|
| 1 | 52761 | 18/100 |
| 2 | 52646 | 17/100 |
| 3 | 52755 | 15/100 |
| 4 | 52640 | 14/100 |
| 5 | 52754 | 13/100 |
| 6 | 52739 | 11/100 |
| 7 | 52327 | 10/100 |
| 8 | 52659 | 10/100 |
| 9 | 52621 | 7/100 |
| 10 | 52653 | 6/100 |
| 11 | 52737 | 6/100 |
| 12 | 52738 | 6/100 |
Most distressed Louisa, IA ZIPs (0-100, 2026)
Mortgage delinquency around Louisa, IA
No CFPB county sample covers Louisa, IA; the non-metro area reading for Louisa, IA: 0.7% ninety-plus; Louisa, IA area thirty-to-eighty-nine 2.1% (December 2025, Louisa, IA); Iowa overall 0.9%.
Opportunity index: Louisa, IA
Louisa, IA index 22.1, Louisa, IA phase weak; Louisa, IA primary driver vacancy, Louisa, IA second driver bank institutional. Louisa, IA components: property stress 11.7, foreclosure pressure 11.2, listing discounts 8.3, bank stress 58.9, insurance 0.0; Louisa, IA pulse 27.6; Louisa, IA capital opportunity 13.9; Louisa, IA seven-day change -0.1%.
ZIP market phases inside Louisa, IA
13 Louisa, IA ZIPs carry a price-cycle phase; Louisa, IA ZIPs by phase (Louisa, IA), deepest drawdown first: peak, +2.3% YoY (Louisa, IA): 52327, 52621, 52755; peak, +2.6% YoY (Louisa, IA): 52640, 52646, 52739, 52754; peak, +2.5% YoY (Louisa, IA): 52653, 52659, 52737, 52738, Louisa, IA 52752; peak, +2.7% YoY (Louisa, IA): 52761.
Residential listings by Louisa, IA ZIP
Louisa, IA ZIPs with the most tracked Louisa, IA residential listings: 52640 0 listings, 0 candidates, bank pressure 64; 52653 0 listings, 0 candidates, bank pressure 69; 52737 0 listings, 0 candidates, bank pressure 69; 52738 0 listings, 0 candidates, bank pressure 61 (Louisa, IA); 52739 0 listings, 0 candidates, bank pressure 63; 52752 0 listings, 0 candidates, bank pressure 69. Louisa, IA totals: 0 listings; Louisa, IA candidates 0; active ZIPs 0.
Lenders with branches in Louisa, IA
Louisa, IA lenders by branch count: Bank (Louisa, IA): stress 79, 2 branches moderate in Louisa, IA; Community Bank&Trust Co (Louisa, IA): stress 68, 2 branches moderate in Louisa, IA; Mediapolis Savings Bank (Louisa, IA): stress 59, 2 branches low in Louisa, IA; Washington State Bank (Louisa, IA): stress 69, 1 branch low in Louisa, IA.
Vacancy and permits, Louisa, IA
502 of 4,739 Louisa, IA housing units are vacant; Louisa, IA permits, twelve months: 0 multifamily units in Louisa, IA, 20 one-to-four unit units.
Work Louisa, IA at the parcel level
Every Louisa, IA parcel carries owner and address; every Louisa, IA parcel carries APN; Louisa, IA distress scores sit on the Louisa, IA live board.
Louisa, IA figures refresh with each source.
Louisa, IA questions
Most distressed ZIP code in Louisa County, IA?
ZIP 52761 leads Louisa, IA at 18/100; next in Louisa, IA: 52646 at 17/100; the Louisa, IA average is 11/100.
Where does Louisa County, IA rank for investment opportunity?
Louisa, IA is #3,098 among all ranked counties, #93 in Iowa; the Louisa, IA driver is vacancy; Louisa, IA moved down 354 places.
How many mortgages are delinquent in Louisa County, IA?
Louisa, IA takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Louisa, IA.
Which banks lend in Louisa County, IA?
4 watched lenders hold Louisa, IA branches; the largest Louisa, IA footprints are Bank (2), Community Bank&Trust Co (2), Mediapolis Savings Bank (2).
More on Louisa, IA
Louisa County, IA distress report: public-record figures for Louisa, IA; not legal advice for Louisa, IA; not tax or investment advice; verify every Louisa, IA record before acting.