Louisa County, IA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Louisa County, Iowa? DLRadar grades every Louisa County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Louisa County breakdown.
- Louisa County's most distressed ZIP is 52761 at 19/100.
- 13 ZIP codes tracked in Louisa County, averaging 11/100 distress.
- Louisa County reads peak — home values up 2.5% year over year.
- Vacancy runs 9.3% across Louisa County's tracked ZIPs, with a 9.7% poverty rate.
- The typical Louisa County home is worth about $155,346 against a ~$71,004 median income.
- Lending headwind in Louisa County sits at 84/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 52761 | 19/100 |
| 2 | 52646 | 18/100 |
| 3 | 52755 | 17/100 |
| 4 | 52640 | 14/100 |
| 5 | 52754 | 13/100 |
| 6 | 52327 | 12/100 |
| 7 | 52739 | 12/100 |
| 8 | 52621 | 9/100 |
| 9 | 52659 | 8/100 |
| 10 | 52653 | 5/100 |
| 11 | 52737 | 5/100 |
| 12 | 52738 | 5/100 |
Most distressed ZIP codes in Louisa County (composite distress 0-100, 2026)
What is driving Louisa County distress
Louisa County sits inside DLRadar's nationwide distress index, built entirely from public records. Its ZIPs average 11/100 composite distress. Every figure traces to a public source — FHFA HPI, CFPB mortgage delinquency, county recorder foreclosure and tax-lien filings, FEMA/NFIP for insurance, and Census ACS for demographics.
Louisa County market phase and pricing
Louisa County currently sits in peak after a 2.5% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Louisa County
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Common questions
What is the most distressed ZIP code in Louisa County, IA?
ZIP 52761 leads Louisa County at 19/100, recomputed monthly from public records.
What stage of the price cycle is Louisa County at?
Louisa County is classified peak with a 2.5% year-over-year increase, following the FHFA House Price Index.
Where does the Louisa County data come from?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 13 Louisa County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Louisa County ZIP codes?
A county average hides the spread. Across the Louisa County ZIPs DLRadar ranks, scores run from 19/100 in 52761 down to 5/100 in 52738, against a Louisa County average of 11/100. The 14-point range is the argument for ZIP-level search across Louisa County.
What do Louisa County home values and vacancy say about distressed supply?
The typical Louisa County home carries about $155,346 of value against a median household income near $71,004. Vacancy across Louisa County's tracked ZIPs runs 9.3% and the poverty rate is 9.7%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Louisa County's foreclosure and lien data and its 84/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.