Luce County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Luce County, MI distress report, 2026: 3 ZIPs scored in Luce, MI, Luce, MI average 10/100; the top Luce, MI ZIP is 49748 at 18/100; Luce, MI market phase expansion, Luce, MI prices +5.5% year over year.
- Luce, MI ranks #93 nationally (opportunity index); Luce, MI #4 in Michigan; Luce, MI index 37.3.
- Luce, MI: no CFPB county sample; Luce, MI non-metro area reading 1.0%.
- Luce, MI ZIP phases: 2 expansion, 1 peak.
- Luce, MI residential listings tracked: 6 across 2 ZIPs; Luce, MI candidate listings 5.
- Luce, MI lenders on watch: 1; largest Luce, MI footprint First Nb Of St Ignace (1 branch).
- Luce, MI most distressed ZIP: 49748 at 18/100.
Luce, MI figures: DLRadar distress index; Luce, MI inputs: CFPB, FHFA, HUD, FDIC; Luce, MI rebuilt as sources refresh.
| Rank | Luce, MI ZIP | Score |
|---|---|---|
| 1 | 49748 | 18/100 |
| 2 | 49853 | 11/100 |
| 3 | 49868 | 1/100 |
Most distressed Luce, MI ZIPs (0-100, 2026)
Mortgage delinquency around Luce, MI
No CFPB county sample covers Luce, MI; the non-metro area reading for Luce, MI: 1.0% ninety-plus; Luce, MI area thirty-to-eighty-nine 2.6% (December 2025, Luce, MI); Michigan overall 0.9%.
Opportunity index: Luce, MI
Luce, MI index 37.3, Luce, MI phase strong_buy; Luce, MI primary driver vacancy, Luce, MI second driver bank institutional. Luce, MI components: property stress 18.0, foreclosure pressure 18.6, listing discounts 56.8, bank stress 62.4, insurance 0.0; Luce, MI pulse 39.7; Luce, MI capital opportunity 33.8.
ZIP market phases inside Luce, MI
3 Luce, MI ZIPs carry a price-cycle phase; Luce, MI ZIPs by phase (Luce, MI), deepest drawdown first: peak, +4.3% YoY (Luce, MI): 49748; expansion, +5.5% YoY (Luce, MI): 49853, 49868.
Residential listings by Luce, MI ZIP
Luce, MI ZIPs with the most tracked Luce, MI residential listings: 49853 3 listings, 3 candidates, bank pressure 73; 49868 3 listings, 2 candidates, bank pressure 69. Luce, MI totals: 6 listings; Luce, MI candidates 5; active ZIPs 0.
Lenders with branches in Luce, MI
Luce, MI lenders by branch count: First Nb Of St Ignace (Luce, MI): stress 89, 1 branch low in Luce, MI.
Vacancy and permits, Luce, MI
1,612 of 4,067 Luce, MI housing units are vacant; Luce, MI permits, twelve months: 0 multifamily units in Luce, MI, 4 one-to-four unit units.
Work Luce, MI at the parcel level
Every Luce, MI parcel carries owner and address; every Luce, MI parcel carries APN; Luce, MI distress scores sit on the Luce, MI live board.
Luce, MI figures refresh with each source.
Luce, MI questions
Most distressed ZIP code in Luce County, MI?
ZIP 49748 leads Luce, MI at 18/100; next in Luce, MI: 49853 at 11/100; the Luce, MI average is 10/100.
Where does Luce County, MI rank for investment opportunity?
Luce, MI is #93 among all ranked counties, #4 in Michigan; the Luce, MI driver is vacancy; Luce, MI moved up 206 places.
How many mortgages are delinquent in Luce County, MI?
Luce, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Luce, MI.
Which banks lend in Luce County, MI?
1 watched lenders hold Luce, MI branches; the largest Luce, MI footprints are First Nb Of St Ignace (1).
More on Luce, MI
Luce County, MI distress report: public-record figures for Luce, MI; not legal advice for Luce, MI; not tax or investment advice; verify every Luce, MI record before acting.