Mackinac County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mackinac County, MI distress report, 2026: 15 ZIPs scored in Mackinac, MI, Mackinac, MI average 9/100; the top Mackinac, MI ZIP is 49774 at 17/100; Mackinac, MI market phase expansion, Mackinac, MI prices +5.5% year over year.
- Mackinac, MI ranks #1,528 nationally (opportunity index); Mackinac, MI #51 in Michigan; Mackinac, MI index 29.3.
- Mackinac, MI: no CFPB county sample; Mackinac, MI non-metro area reading 1.0%.
- Mackinac, MI ZIP phases: 12 expansion, 3 peak.
- Mackinac, MI residential listings tracked: 8 across 10 ZIPs; Mackinac, MI candidate listings 5.
- Mackinac, MI lenders on watch: 3; largest Mackinac, MI footprint First Nb Of St Ignace (6 branches).
- Mackinac, MI most distressed ZIP: 49774 at 17/100.
Mackinac, MI figures: DLRadar distress index; Mackinac, MI inputs: CFPB, FHFA, HUD, FDIC; Mackinac, MI rebuilt as sources refresh.
| Rank | Mackinac, MI ZIP | Score |
|---|---|---|
| 1 | 49774 | 17/100 |
| 2 | 49793 | 17/100 |
| 3 | 49780 | 16/100 |
| 4 | 49853 | 11/100 |
| 5 | 49719 | 10/100 |
| 6 | 49760 | 8/100 |
| 7 | 49745 | 7/100 |
| 8 | 49757 | 7/100 |
| 9 | 49762 | 7/100 |
| 10 | 49775 | 7/100 |
| 11 | 49781 | 7/100 |
| 12 | 49820 | 7/100 |
Most distressed Mackinac, MI ZIPs (0-100, 2026)
Mortgage delinquency around Mackinac, MI
No CFPB county sample covers Mackinac, MI; the non-metro area reading for Mackinac, MI: 1.0% ninety-plus; Mackinac, MI area thirty-to-eighty-nine 2.6% (December 2025, Mackinac, MI); Michigan overall 0.9%.
Opportunity index: Mackinac, MI
Mackinac, MI index 29.3, Mackinac, MI phase early_signal; Mackinac, MI primary driver vacancy, Mackinac, MI second driver bank institutional. Mackinac, MI components: property stress 19.8, foreclosure pressure 19.9, listing discounts 7.9, bank stress 62.4, insurance 0.0; Mackinac, MI pulse 39.0; Mackinac, MI capital opportunity 14.7.
ZIP market phases inside Mackinac, MI
15 Mackinac, MI ZIPs carry a price-cycle phase; Mackinac, MI ZIPs by phase (Mackinac, MI), deepest drawdown first: expansion, +5.3% YoY (Mackinac, MI): 49719; expansion, +5.5% YoY (Mackinac, MI): 49745, 49757, 49762, 49775, Mackinac, MI 49781, 49820, 49827, 49836, Mackinac, MI 49838, 49853; expansion, +5.4% YoY (Mackinac, MI): 49760; peak, +4.5% YoY (Mackinac, MI): 49774, 49780, 49793.
Residential listings by Mackinac, MI ZIP
Mackinac, MI ZIPs with the most tracked Mackinac, MI residential listings: 49745 2 listings, 2 candidates, bank pressure 75; 49762 2 listings, 1 candidates, bank pressure 75; 49781 2 listings, 2 candidates, bank pressure 75; 49760 1 listings, 0 candidates, bank pressure 65 (Mackinac, MI); 49775 1 listings, 0 candidates, bank pressure 75; 49719 0 listings, 0 candidates, bank pressure 65; 49757 0 listings, 0 candidates, bank pressure 75; 49820 0 listings, 0 candidates, bank pressure 75. Mackinac, MI totals: 8 listings; Mackinac, MI candidates 5; active ZIPs 1.
Lenders with branches in Mackinac, MI
Mackinac, MI lenders by branch count: First Nb Of St Ignace (Mackinac, MI): stress 89, 6 branches low in Mackinac, MI; Central Savings Bank (Mackinac, MI): stress 54, 3 branches low in Mackinac, MI; State Sb Of Manistique (Mackinac, MI): stress 82, 1 branch low in Mackinac, MI.
Vacancy and permits, Mackinac, MI
5,398 of 10,597 Mackinac, MI housing units are vacant; Mackinac, MI permits, twelve months: 0 multifamily units in Mackinac, MI, 40 one-to-four unit units.
Work Mackinac, MI at the parcel level
Every Mackinac, MI parcel carries owner and address; every Mackinac, MI parcel carries APN; Mackinac, MI distress scores sit on the Mackinac, MI live board.
Mackinac, MI figures refresh with each source.
Mackinac, MI questions
Most distressed ZIP code in Mackinac County, MI?
ZIP 49774 leads Mackinac, MI at 17/100; next in Mackinac, MI: 49793 at 17/100; the Mackinac, MI average is 9/100.
Where does Mackinac County, MI rank for investment opportunity?
Mackinac, MI is #1,528 among all ranked counties, #51 in Michigan; the Mackinac, MI driver is vacancy; Mackinac, MI moved down 1,138 places.
How many mortgages are delinquent in Mackinac County, MI?
Mackinac, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Mackinac, MI.
Which banks lend in Mackinac County, MI?
3 watched lenders hold Mackinac, MI branches; the largest Mackinac, MI footprints are First Nb Of St Ignace (6), Central Savings Bank (3), State Sb Of Manistique (1).
More on Mackinac, MI
Mackinac County, MI distress report: public-record figures for Mackinac, MI; not legal advice for Mackinac, MI; not tax or investment advice; verify every Mackinac, MI record before acting.