Madera County, CA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Madera County, California? DLRadar grades every Madera County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 28/100. Here is the 2026 Madera County breakdown.
- Madera County's most distressed ZIP is 93623 at 28/100.
- 18 ZIP codes tracked in Madera County, averaging 24/100 distress.
- Madera County reads peak — home values up 1.2% year over year, 2.2% off peak.
- Vacancy runs 24.7% across Madera County's tracked ZIPs, with a 14.2% poverty rate.
- The typical Madera County home is worth about $533,794 against a ~$79,563 median income.
- Lending headwind in Madera County sits at 42/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 93623 | 28/100 |
| 2 | 93601 | 26/100 |
| 3 | 93653 | 26/100 |
| 4 | 93610 | 25/100 |
| 5 | 93604 | 24/100 |
| 6 | 93614 | 24/100 |
| 7 | 93636 | 24/100 |
| 8 | 93637 | 24/100 |
| 9 | 93638 | 24/100 |
| 10 | 93643 | 24/100 |
| 11 | 93644 | 24/100 |
| 12 | 93645 | 24/100 |
Most distressed ZIP codes in Madera County (composite distress 0-100, 2026)
What is driving Madera County distress
The Madera County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 24/100 ZIP average. No proprietary or modelled inputs enter the score.
Madera County market phase and pricing
Madera County reads peak — home prices rose 1.2% over the last year and are 2.2% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Madera County
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Questions about this county
Where is distress highest inside Madera County, CA?
ZIP 93623 leads Madera County at 28/100, recomputed monthly from public records.
What market phase is Madera County in?
The market phase for Madera County is peak, prices rising 1.2% on the year — derived from the FHFA House Price Index path.
How is the Madera County data sourced?
Every Madera County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 18 Madera County ZIP codes that it runs on every other U.S. county, so Madera County's numbers are directly comparable to any other market.
How much do distress scores vary between Madera County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Madera County ZIPs DLRadar ranks, scores run from 28/100 in 93623 down to 24/100 in 93645, against a Madera County average of 24/100. A spread of 4 points means Madera County has to be worked ZIP by ZIP.
What do Madera County home values and vacancy say about distressed supply?
The typical Madera County home carries about $533,794 of value against a median household income near $79,563. Vacancy across Madera County's tracked ZIPs runs 24.7% and the poverty rate is 14.2%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Madera County's foreclosure and tax-lien filings and its 42/100 lending headwind.
Related
This is a deterministic read of public filings, not advice of any kind — investment, legal or financial. The underlying index updates each month.