Madison County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Madison County, Montana? DLRadar grades every Madison County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Madison County breakdown.
- Madison County's most distressed ZIP is 59730 at 19/100.
- 18 ZIP codes tracked in Madison County, averaging 12/100 distress.
- Madison County reads peak — home values up 2.2% year over year.
- Vacancy runs 32.8% across Madison County's tracked ZIPs, with a 9.6% poverty rate.
- The typical Madison County home is worth about $554,769 against a ~$70,579 median income.
- Lending headwind in Madison County sits at 64/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59730 | 19/100 |
| 2 | 59716 | 16/100 |
| 3 | 59721 | 13/100 |
| 4 | 59710 | 12/100 |
| 5 | 59720 | 12/100 |
| 6 | 59725 | 12/100 |
| 7 | 59729 | 12/100 |
| 8 | 59735 | 12/100 |
| 9 | 59740 | 12/100 |
| 10 | 59745 | 12/100 |
| 11 | 59747 | 12/100 |
| 12 | 59749 | 12/100 |
Most distressed ZIP codes in Madison County (composite distress 0-100, 2026)
What is driving Madison County distress
The Madison County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 12/100 ZIP average. No proprietary or modelled inputs enter the score.
Madison County market phase and pricing
The cycle in Madison County is peak, with values up 2.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Madison County
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What people ask
What is the hardest-hit ZIP in Madison County?
ZIP 59730 leads Madison County at 19/100, recomputed monthly from public records.
Is Madison County expanding or contracting?
The market phase for Madison County is peak, prices rising 2.2% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Madison County numbers?
Each Madison County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 18 local ZIPs and every other county in the country.
How much do distress scores vary between Madison County ZIP codes?
One county number flattens a wide range. Across the Madison County ZIPs DLRadar ranks, scores run from 19/100 in 59730 down to 12/100 in 59749, against a Madison County average of 12/100. That 7-point gap is why acquisition targeting in Madison County works at ZIP level rather than county level.
What do Madison County home values and vacancy say about distressed supply?
The typical Madison County home carries about $554,769 of value against a median household income near $70,579. Vacancy across Madison County's tracked ZIPs runs 32.8% and the poverty rate is 9.6%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Madison County's foreclosure and tax-lien filings and its 64/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.