Madison County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Madison County, MT distress report, 2026: 18 ZIPs scored in Madison, MT, Madison, MT average 14/100; the top Madison, MT ZIP is 59730 at 19/100; Madison, MT market phase peak, Madison, MT prices +2.2% year over year.
- Madison, MT ranks #972 nationally (opportunity index); Madison, MT #13 in Montana; Madison, MT index 31.3.
- Madison, MT: no CFPB county sample; Madison, MT non-metro area reading 0.7%.
- Madison, MT ZIP phases: 14 peak, 2 contraction, 1 recovery, 1 neutral.
- Madison, MT residential listings tracked: 43 across 12 ZIPs; Madison, MT candidate listings 13.
- Madison, MT lenders on watch: 3; largest Madison, MT footprint Opportunity Bank Of Montana (2 branches).
- Madison, MT most distressed ZIP: 59730 at 19/100.
Madison, MT figures: DLRadar distress index; Madison, MT inputs: CFPB, FHFA, HUD, FDIC; Madison, MT rebuilt as sources refresh.
| Rank | Madison, MT ZIP | Score |
|---|---|---|
| 1 | 59730 | 19/100 |
| 2 | 59716 | 15/100 |
| 3 | 59710 | 14/100 |
| 4 | 59720 | 14/100 |
| 5 | 59721 | 14/100 |
| 6 | 59729 | 14/100 |
| 7 | 59735 | 14/100 |
| 8 | 59740 | 14/100 |
| 9 | 59745 | 14/100 |
| 10 | 59747 | 14/100 |
| 11 | 59749 | 14/100 |
| 12 | 59751 | 14/100 |
Most distressed Madison, MT ZIPs (0-100, 2026)
Mortgage delinquency around Madison, MT
No CFPB county sample covers Madison, MT; the non-metro area reading for Madison, MT: 0.7% ninety-plus; Madison, MT area thirty-to-eighty-nine 2.0% (December 2025, Madison, MT); Montana overall 0.6%.
Opportunity index: Madison, MT
Madison, MT index 31.3, Madison, MT phase early_signal; Madison, MT primary driver vacancy, Madison, MT second driver construction. Madison, MT components: property stress 23.2, foreclosure pressure 26.5, listing discounts 18.5, bank stress 59.5, insurance 0.0; Madison, MT pulse 38.7; Madison, MT capital opportunity 20.2.
ZIP market phases inside Madison, MT
18 Madison, MT ZIPs carry a price-cycle phase; Madison, MT ZIPs by phase (Madison, MT), deepest drawdown first: contraction, -0.9% YoY, 1.7% off peak (Madison, MT): 59721; contraction, -0.8% YoY, 1.7% off peak (Madison, MT): 59759; peak, +2.2% YoY (Madison, MT): 59710, 59720, 59725, 59729, Madison, MT 59732, 59735, 59740, 59743, Madison, MT 59745, 59747, 59749, 59751; recovery, +2.9% YoY (Madison, MT): 59716; neutral, +3.6% YoY (Madison, MT): 59730.
Residential listings by Madison, MT ZIP
Madison, MT ZIPs with the most tracked Madison, MT residential listings: 59716 29 listings, 8 candidates, bank pressure 65; 59720 8 listings, 4 candidates, bank pressure 66; 59729 3 listings, 1 candidates, bank pressure 66; 59751 2 listings, 0 candidates, bank pressure 66 (Madison, MT); 59749 1 listings, 0 candidates, bank pressure 66; 59710 0 listings, 0 candidates, bank pressure 66; 59735 0 listings, 0 candidates, bank pressure 66; 59740 0 listings, 0 candidates, bank pressure 66. Madison, MT totals: 43 listings; Madison, MT candidates 13; active ZIPs 1.
Lenders with branches in Madison, MT
Madison, MT lenders by branch count: Opportunity Bank Of Montana (Madison, MT): stress 67, 2 branches low in Madison, MT; Madison Valley Bank (Madison, MT): stress 73, 1 branch low in Madison, MT; First Interstate Bank (Madison, MT): stress 57, 1 branch low in Madison, MT.
Vacancy and permits, Madison, MT
2,656 of 6,396 Madison, MT housing units are vacant; Madison, MT permits, twelve months: 0 multifamily units in Madison, MT, 10 one-to-four unit units.
Work Madison, MT at the parcel level
Every Madison, MT parcel carries owner and address; every Madison, MT parcel carries APN; Madison, MT distress scores sit on the Madison, MT live board.
Madison, MT figures refresh with each source.
Madison, MT questions
Most distressed ZIP code in Madison County, MT?
ZIP 59730 leads Madison, MT at 19/100; next in Madison, MT: 59716 at 15/100; the Madison, MT average is 14/100.
Where does Madison County, MT rank for investment opportunity?
Madison, MT is #972 among all ranked counties, #13 in Montana; the Madison, MT driver is vacancy; Madison, MT moved down 544 places.
How many mortgages are delinquent in Madison County, MT?
Madison, MT takes the non-metro area reading of 0.7% for December 2025; no CFPB county sample covers Madison, MT.
Which banks lend in Madison County, MT?
3 watched lenders hold Madison, MT branches; the largest Madison, MT footprints are Opportunity Bank Of Montana (2), Madison Valley Bank (1), First Interstate Bank (1).
More on Madison, MT
Madison County, MT distress report: public-record figures for Madison, MT; not legal advice for Madison, MT; not tax or investment advice; verify every Madison, MT record before acting.