Manistee County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Manistee County, MI distress report, 2026: 15 ZIPs scored in Manistee, MI, Manistee, MI average 15/100; the top Manistee, MI ZIP is 49668 at 20/100; Manistee, MI market phase expansion, Manistee, MI prices +5.5% year over year.
- Manistee, MI ranks #521 nationally (opportunity index); Manistee, MI #21 in Michigan; Manistee, MI index 33.3.
- Manistee, MI: no CFPB county sample; Manistee, MI non-metro area reading 1.0%.
- Manistee, MI ZIP phases: 10 expansion, 5 peak.
- Manistee, MI residential listings tracked: 13 across 10 ZIPs; Manistee, MI candidate listings 4.
- Manistee, MI lenders on watch: 3; largest Manistee, MI footprint West Shore Bank (3 branches).
- Manistee, MI most distressed ZIP: 49668 at 20/100.
Manistee, MI figures: DLRadar distress index; Manistee, MI inputs: CFPB, FHFA, HUD, FDIC; Manistee, MI rebuilt as sources refresh.
| Rank | Manistee, MI ZIP | Score |
|---|---|---|
| 1 | 49668 | 20/100 |
| 2 | 49638 | 19/100 |
| 3 | 49689 | 16/100 |
| 4 | 49614 | 15/100 |
| 5 | 49619 | 15/100 |
| 6 | 49625 | 15/100 |
| 7 | 49626 | 15/100 |
| 8 | 49634 | 15/100 |
| 9 | 49645 | 15/100 |
| 10 | 49675 | 15/100 |
| 11 | 49683 | 14/100 |
| 12 | 49613 | 13/100 |
Most distressed Manistee, MI ZIPs (0-100, 2026)
Mortgage delinquency around Manistee, MI
No CFPB county sample covers Manistee, MI; the non-metro area reading for Manistee, MI: 1.0% ninety-plus; Manistee, MI area thirty-to-eighty-nine 2.6% (December 2025, Manistee, MI); Michigan overall 0.9%.
Opportunity index: Manistee, MI
Manistee, MI index 33.3, Manistee, MI phase peak_opportunity; Manistee, MI primary driver vacancy, Manistee, MI second driver bank institutional. Manistee, MI components: property stress 22.4, foreclosure pressure 22.3, listing discounts 37.8, bank stress 60.7, insurance 0.0; Manistee, MI pulse 37.1; Manistee, MI capital opportunity 27.5.
ZIP market phases inside Manistee, MI
15 Manistee, MI ZIPs carry a price-cycle phase; Manistee, MI ZIPs by phase (Manistee, MI), deepest drawdown first: peak, +4.3% YoY (Manistee, MI): 49411, 49613, 49668; expansion, +5.5% YoY (Manistee, MI): 49614, 49619, 49626, 49634, Manistee, MI 49645, 49675; expansion, +5.4% YoY (Manistee, MI): 49625, 49644; peak, +4.5% YoY (Manistee, MI): 49638; expansion, +5.2% YoY (Manistee, MI): 49660; peak, +3.7% YoY (Manistee, MI): 49683; expansion, +5.3% YoY (Manistee, MI): 49689.
Residential listings by Manistee, MI ZIP
Manistee, MI ZIPs with the most tracked Manistee, MI residential listings: 49660 6 listings, 2 candidates, bank pressure 67; 49645 3 listings, 0 candidates, bank pressure 65; 49613 1 listings, 0 candidates, bank pressure 69; 49614 1 listings, 0 candidates, bank pressure 65 (Manistee, MI); 49619 1 listings, 1 candidates, bank pressure 65; 49689 1 listings, 1 candidates, bank pressure 61; 49625 0 listings, 0 candidates, bank pressure 61; 49626 0 listings, 0 candidates, bank pressure 65. Manistee, MI totals: 13 listings; Manistee, MI candidates 4; active ZIPs 3.
Lenders with branches in Manistee, MI
Manistee, MI lenders by branch count: West Shore Bank (Manistee, MI): stress 76, 3 branches low in Manistee, MI; Honor Bank (Manistee, MI): stress 66, 2 branches low in Manistee, MI; Lake-Osceola State Bank (Manistee, MI): stress 55, 1 branch low in Manistee, MI.
Vacancy and permits, Manistee, MI
5,152 of 15,713 Manistee, MI housing units are vacant; Manistee, MI permits, twelve months: 91 multifamily units in Manistee, MI, 131 one-to-four unit units.
Work Manistee, MI at the parcel level
Every Manistee, MI parcel carries owner and address; every Manistee, MI parcel carries APN; Manistee, MI distress scores sit on the Manistee, MI live board.
Manistee, MI figures refresh with each source.
Manistee, MI questions
Most distressed ZIP code in Manistee County, MI?
ZIP 49668 leads Manistee, MI at 20/100; next in Manistee, MI: 49638 at 19/100; the Manistee, MI average is 15/100.
Where does Manistee County, MI rank for investment opportunity?
Manistee, MI is #521 among all ranked counties, #21 in Michigan; the Manistee, MI driver is vacancy; Manistee, MI moved up 121 places.
How many mortgages are delinquent in Manistee County, MI?
Manistee, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Manistee, MI.
Which banks lend in Manistee County, MI?
3 watched lenders hold Manistee, MI branches; the largest Manistee, MI footprints are West Shore Bank (3), Honor Bank (2), Lake-Osceola State Bank (1).
More on Manistee, MI
Manistee County, MI distress report: public-record figures for Manistee, MI; not legal advice for Manistee, MI; not tax or investment advice; verify every Manistee, MI record before acting.