Mason County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mason County, MI distress report, 2026: 10 ZIPs scored in Mason, MI, Mason, MI average 8/100; the top Mason, MI ZIP is 49449 at 17/100; Mason, MI market phase peak, Mason, MI prices +4.2% year over year.
- Mason, MI ranks #1,862 nationally (opportunity index); Mason, MI #58 in Michigan; Mason, MI index 28.2.
- Mason, MI: no CFPB county sample; Mason, MI non-metro area reading 1.0%.
- Mason, MI ZIP phases: 7 peak, 3 expansion.
- Mason, MI residential listings tracked: 12 across 6 ZIPs; Mason, MI candidate listings 2.
- Mason, MI HUD assisted properties: 3 with 160 units.
- Mason, MI lenders on watch: 2; largest Mason, MI footprint West Shore Bank (3 branches).
- Mason, MI most distressed ZIP: 49449 at 17/100.
Mason, MI figures: DLRadar distress index; Mason, MI inputs: CFPB, FHFA, HUD, FDIC; Mason, MI rebuilt as sources refresh.
| Rank | Mason, MI ZIP | Score |
|---|---|---|
| 1 | 49449 | 17/100 |
| 2 | 49660 | 13/100 |
| 3 | 49644 | 12/100 |
| 4 | 49402 | 9/100 |
| 5 | 49411 | 6/100 |
| 6 | 49405 | 5/100 |
| 7 | 49410 | 5/100 |
| 8 | 49431 | 5/100 |
| 9 | 49454 | 5/100 |
| 10 | 49458 | 5/100 |
Most distressed Mason, MI ZIPs (0-100, 2026)
Mortgage delinquency around Mason, MI
No CFPB county sample covers Mason, MI; the non-metro area reading for Mason, MI: 1.0% ninety-plus; Mason, MI area thirty-to-eighty-nine 2.6% (December 2025, Mason, MI); Michigan overall 0.9%.
Opportunity index: Mason, MI
Mason, MI index 28.2, Mason, MI phase early_signal; Mason, MI primary driver vacancy, Mason, MI second driver bank institutional. Mason, MI components: property stress 17.7, foreclosure pressure 18.3, listing discounts 26.2, bank stress 61.4, insurance 0.0; Mason, MI pulse 32.4; Mason, MI capital opportunity 21.8; Mason, MI seven-day change +0.1%.
ZIP market phases inside Mason, MI
10 Mason, MI ZIPs carry a price-cycle phase; Mason, MI ZIPs by phase (Mason, MI), deepest drawdown first: peak, +4.9% YoY (Mason, MI): 49402; peak, +4.2% YoY (Mason, MI): 49405, 49410, 49431, 49454, Mason, MI 49458; peak, +4.3% YoY (Mason, MI): 49411; expansion, +5.1% YoY (Mason, MI): 49449; expansion, +5.4% YoY (Mason, MI): 49644; expansion, +5.2% YoY (Mason, MI): 49660.
Residential listings by Mason, MI ZIP
Mason, MI ZIPs with the most tracked Mason, MI residential listings: 49431 4 listings, 0 candidates, bank pressure 69; 49454 3 listings, 0 candidates, bank pressure 69; 49410 2 listings, 0 candidates, bank pressure 69; 49411 2 listings, 1 candidates, bank pressure 67 (Mason, MI); 49405 1 listings, 1 candidates, bank pressure 69; 49458 0 listings, 0 candidates, bank pressure 69. Mason, MI totals: 12 listings; Mason, MI candidates 2; active ZIPs 1.
HUD assisted housing in Mason, MI
3 assisted properties with 160 units sit in Mason, MI; largest Mason, MI properties: Glenview Apartments (Ludington) 80 units, 16 assisted; Pine Way (Ludington) 56 units, 56 assisted; Lawndale Apartments (Ludington) 24 units, 24 assisted in Mason, MI.
Lenders with branches in Mason, MI
Mason, MI lenders by branch count: West Shore Bank (Mason, MI): stress 76, 3 branches low in Mason, MI; Shelby State Bank (Mason, MI): stress 79, 1 branch low in Mason, MI.
Vacancy and permits, Mason, MI
4,795 of 17,596 Mason, MI housing units are vacant; Mason, MI permits, twelve months: 144 multifamily units in Mason, MI, 64 one-to-four unit units.
Work Mason, MI at the parcel level
Every Mason, MI parcel carries owner and address; every Mason, MI parcel carries APN; Mason, MI distress scores sit on the Mason, MI live board.
Mason, MI figures refresh with each source.
Mason, MI questions
Most distressed ZIP code in Mason County, MI?
ZIP 49449 leads Mason, MI at 17/100; next in Mason, MI: 49660 at 13/100; the Mason, MI average is 8/100.
Where does Mason County, MI rank for investment opportunity?
Mason, MI is #1,862 among all ranked counties, #58 in Michigan; the Mason, MI driver is vacancy; Mason, MI moved down 121 places.
How many mortgages are delinquent in Mason County, MI?
Mason, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Mason, MI.
Which banks lend in Mason County, MI?
2 watched lenders hold Mason, MI branches; the largest Mason, MI footprints are West Shore Bank (3), Shelby State Bank (1).
More on Mason, MI
Mason County, MI distress report: public-record figures for Mason, MI; not legal advice for Mason, MI; not tax or investment advice; verify every Mason, MI record before acting.