Mason County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mason County, Michigan? DLRadar grades every Mason County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 15/100. Here is the 2026 Mason County breakdown.
- Mason County's most distressed ZIP is 49449 at 15/100.
- 10 ZIP codes tracked in Mason County, averaging 8/100 distress.
- Mason County reads peak — home values up 4.2% year over year.
- Vacancy runs 40.7% across Mason County's tracked ZIPs, with a 11.9% poverty rate.
- The typical Mason County home is worth about $191,730 against a ~$62,298 median income.
- Lending headwind in Mason County sits at 70/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 49449 | 15/100 |
| 2 | 49660 | 12/100 |
| 3 | 49644 | 11/100 |
| 4 | 49402 | 8/100 |
| 5 | 49405 | 5/100 |
| 6 | 49410 | 5/100 |
| 7 | 49411 | 5/100 |
| 8 | 49431 | 5/100 |
| 9 | 49454 | 5/100 |
| 10 | 49458 | 5/100 |
Most distressed ZIP codes in Mason County (composite distress 0-100, 2026)
What is driving Mason County distress
DLRadar builds Mason County's distress picture only from records anyone can pull; its ZIPs average 8/100: FHFA price data, CFPB delinquency, county foreclosure and tax-lien filings, FEMA/NFIP claims and Census ACS.
Mason County market phase and pricing
Mason County reads peak — home prices rose 4.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Mason County
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Frequently asked
What is the hardest-hit ZIP in Mason County?
ZIP 49449 leads Mason County at 15/100, recomputed monthly from public records.
Is Mason County expanding or contracting?
FHFA price-index movement places Mason County in peak; prices are up 4.2% over twelve months.
Can the Mason County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 10 Mason County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Mason County ZIP codes?
A single county score papers over real variation. Across the Mason County ZIPs DLRadar ranks, scores run from 15/100 in 49449 down to 5/100 in 49458, against a Mason County average of 8/100. With 10 points between best and worst, county-level targeting in Mason County wastes effort.
What do Mason County home values and vacancy say about distressed supply?
The typical Mason County home carries about $191,730 of value against a median household income near $62,298. Vacancy across Mason County's tracked ZIPs runs 40.7% and the poverty rate is 11.9%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Mason County's filings and its 70/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.