Mecklenburg County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mecklenburg County, VA distress report, 2026: 13 ZIPs scored in Mecklenburg, VA, Mecklenburg, VA average 14/100; the top Mecklenburg, VA ZIP is 23964 at 17/100; Mecklenburg, VA market phase expansion, Mecklenburg, VA prices +5.5% year over year.
- Mecklenburg, VA ranks #1,692 nationally (opportunity index); Mecklenburg, VA #39 in Virginia; Mecklenburg, VA index 28.8.
- Mecklenburg, VA: no CFPB county sample; Mecklenburg, VA non-metro area reading 1.2%.
- Mecklenburg, VA ZIP phases: 13 expansion.
- Mecklenburg, VA residential listings tracked: 13 across 10 ZIPs; Mecklenburg, VA candidate listings 10.
- Mecklenburg, VA HUD assisted properties: 3 with 68 units.
- Mecklenburg, VA lenders on watch: 5; largest Mecklenburg, VA footprint Benchmark Community Bank (3 branches).
- Mecklenburg, VA most distressed ZIP: 23964 at 17/100.
Mecklenburg, VA figures: DLRadar distress index; Mecklenburg, VA inputs: CFPB, FHFA, HUD, FDIC; Mecklenburg, VA rebuilt as sources refresh.
| Rank | Mecklenburg, VA ZIP | Score |
|---|---|---|
| 1 | 23964 | 17/100 |
| 2 | 24598 | 15/100 |
| 3 | 23915 | 14/100 |
| 4 | 23917 | 14/100 |
| 5 | 23919 | 14/100 |
| 6 | 23924 | 14/100 |
| 7 | 23927 | 14/100 |
| 8 | 23950 | 14/100 |
| 9 | 23968 | 14/100 |
| 10 | 24529 | 14/100 |
| 11 | 24580 | 14/100 |
| 12 | 23920 | 13/100 |
Most distressed Mecklenburg, VA ZIPs (0-100, 2026)
Mortgage delinquency around Mecklenburg, VA
No CFPB county sample covers Mecklenburg, VA; the non-metro area reading for Mecklenburg, VA: 1.2% ninety-plus; Mecklenburg, VA area thirty-to-eighty-nine 3.0% (December 2025, Mecklenburg, VA); Virginia overall 0.8%.
Opportunity index: Mecklenburg, VA
Mecklenburg, VA index 28.8, Mecklenburg, VA phase early_signal; Mecklenburg, VA primary driver vacancy, Mecklenburg, VA second driver construction. Mecklenburg, VA components: property stress 18.4, foreclosure pressure 19.1, listing discounts 24.9, bank stress 41.3, insurance 0.0; Mecklenburg, VA pulse 31.1; Mecklenburg, VA capital opportunity 25.4.
ZIP market phases inside Mecklenburg, VA
13 Mecklenburg, VA ZIPs carry a price-cycle phase; Mecklenburg, VA ZIPs by phase (Mecklenburg, VA), deepest drawdown first: expansion, +5.5% YoY (Mecklenburg, VA): 23915, 23917, 23919, 23920, Mecklenburg, VA 23924, 23927, 23950, 23964, Mecklenburg, VA 23968, 23970, 24529, 24580, Mecklenburg, VA 24598.
Residential listings by Mecklenburg, VA ZIP
Mecklenburg, VA ZIPs with the most tracked Mecklenburg, VA residential listings: 23924 5 listings, 4 candidates, bank pressure 52; 23970 3 listings, 2 candidates, bank pressure 53; 23917 2 listings, 2 candidates, bank pressure 52; 23950 2 listings, 2 candidates, bank pressure 56 (Mecklenburg, VA); 24529 1 listings, 0 candidates, bank pressure 52; 23915 0 listings, 0 candidates, bank pressure 52; 23919 0 listings, 0 candidates, bank pressure 56; 23927 0 listings, 0 candidates, bank pressure 52. Mecklenburg, VA totals: 13 listings; Mecklenburg, VA candidates 10; active ZIPs 1.
HUD assisted housing in Mecklenburg, VA
3 assisted properties with 68 units sit in Mecklenburg, VA; largest Mecklenburg, VA properties: Chase Place Apartments (Chase City) 35 units, 35 assisted; Lakewood Apartments (South Hill) 23 units, 23 assisted; Ashley Manor (La Crosse) 10 units, 10 assisted in Mecklenburg, VA.
Lenders with branches in Mecklenburg, VA
Mecklenburg, VA lenders by branch count: Benchmark Community Bank (Mecklenburg, VA): stress 60, 3 branches low in Mecklenburg, VA; First Bank (Mecklenburg, VA): stress 70, 2 branches low in Mecklenburg, VA; Carter Bank&Trust (Mecklenburg, VA): stress 35, 2 branches low in Mecklenburg, VA; Citizens Bank&Trust Co (Mecklenburg, VA): stress 33, 1 branch low in Mecklenburg, VA; Bank Of Charlotte County (Mecklenburg, VA): stress 31, 1 branch low in Mecklenburg, VA.
Vacancy and permits, Mecklenburg, VA
5,746 of 19,315 Mecklenburg, VA housing units are vacant; Mecklenburg, VA permits, twelve months: 0 multifamily units in Mecklenburg, VA, 156 one-to-four unit units.
Work Mecklenburg, VA at the parcel level
Every Mecklenburg, VA parcel carries owner and address; every Mecklenburg, VA parcel carries APN; Mecklenburg, VA distress scores sit on the Mecklenburg, VA live board.
Mecklenburg, VA figures refresh with each source.
Mecklenburg, VA questions
Most distressed ZIP code in Mecklenburg County, VA?
ZIP 23964 leads Mecklenburg, VA at 17/100; next in Mecklenburg, VA: 24598 at 15/100; the Mecklenburg, VA average is 14/100.
Where does Mecklenburg County, VA rank for investment opportunity?
Mecklenburg, VA is #1,692 among all ranked counties, #39 in Virginia; the Mecklenburg, VA driver is vacancy; Mecklenburg, VA moved up 338 places.
How many mortgages are delinquent in Mecklenburg County, VA?
Mecklenburg, VA takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Mecklenburg, VA.
Which banks lend in Mecklenburg County, VA?
5 watched lenders hold Mecklenburg, VA branches; the largest Mecklenburg, VA footprints are Benchmark Community Bank (3), First Bank (2), Carter Bank&Trust (2).
More on Mecklenburg, VA
Mecklenburg County, VA distress report: public-record figures for Mecklenburg, VA; not legal advice for Mecklenburg, VA; not tax or investment advice; verify every Mecklenburg, VA record before acting.