Mecosta County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mecosta County, Michigan? DLRadar grades every Mecosta County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Mecosta County breakdown.
- Mecosta County's most distressed ZIP is 48850 at 23/100.
- 17 ZIP codes tracked in Mecosta County, averaging 21/100 distress.
- Mecosta County reads peak — home values up 4.2% year over year.
- Vacancy runs 29% across Mecosta County's tracked ZIPs, with a 15% poverty rate.
- The typical Mecosta County home is worth about $169,806 against a ~$58,142 median income.
- Lending headwind in Mecosta County sits at 60/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48850 | 23/100 |
| 2 | 48886 | 23/100 |
| 3 | 49307 | 23/100 |
| 4 | 49320 | 23/100 |
| 5 | 49332 | 23/100 |
| 6 | 49336 | 23/100 |
| 7 | 49342 | 23/100 |
| 8 | 49346 | 23/100 |
| 9 | 49305 | 21/100 |
| 10 | 49338 | 21/100 |
| 11 | 49337 | 20/100 |
| 12 | 49340 | 20/100 |
Most distressed ZIP codes in Mecosta County (composite distress 0-100, 2026)
What is driving Mecosta County distress
The Mecosta County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 21/100 ZIP average. No proprietary or modelled inputs enter the score.
Mecosta County market phase and pricing
DLRadar places Mecosta County in peak; prices moved up 4.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Mecosta County
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Questions and answers
What is the most distressed ZIP code in Mecosta County, MI?
ZIP 48850 leads Mecosta County at 23/100, recomputed monthly from public records.
What market phase is Mecosta County in?
Phase for Mecosta County: peak, tracking a 4.2% gain year over year, read off the FHFA index.
What is this Mecosta County analysis built from?
The inputs are all public: FHFA for the peak path, CFPB mortgage performance, recorder filings from the county, FEMA and NFIP, and Census ACS. Because all 17 ZIP codes in Mecosta County run through the identical model used nationwide, the figures compare directly against any other market.
How much do distress scores vary between Mecosta County ZIP codes?
A county average hides the spread. Across the Mecosta County ZIPs DLRadar ranks, scores run from 23/100 in 48850 down to 20/100 in 49340, against a Mecosta County average of 21/100. Those 3 points separate the ZIPs worth working in Mecosta County from the rest.
What do Mecosta County home values and vacancy say about distressed supply?
The typical Mecosta County home carries about $169,806 of value against a median household income near $58,142. Vacancy across Mecosta County's tracked ZIPs runs 29% and the poverty rate is 15%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Mecosta County's foreclosure and lien filings and its 60/100 lending headwind.
Related
Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.