Mecosta County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mecosta County, MI distress report, 2026: 17 ZIPs scored in Mecosta, MI, Mecosta, MI average 21/100; the top Mecosta, MI ZIP is 48850 at 24/100; Mecosta, MI market phase peak, Mecosta, MI prices +4.2% year over year.
- Mecosta, MI ranks #1,477 nationally (opportunity index); Mecosta, MI #48 in Michigan; Mecosta, MI index 29.5.
- Mecosta, MI: no CFPB county sample; Mecosta, MI non-metro area reading 1.0%.
- Mecosta, MI ZIP phases: 11 peak, 6 expansion.
- Mecosta, MI residential listings tracked: 6 across 8 ZIPs; Mecosta, MI candidate listings 2.
- Mecosta, MI HUD assisted properties: 1 with 19 units.
- Mecosta, MI lenders on watch: 4; largest Mecosta, MI footprint Isabella Bank (5 branches).
- Mecosta, MI most distressed ZIP: 48850 at 24/100.
Mecosta, MI figures: DLRadar distress index; Mecosta, MI inputs: CFPB, FHFA, HUD, FDIC; Mecosta, MI rebuilt as sources refresh.
| Rank | Mecosta, MI ZIP | Score |
|---|---|---|
| 1 | 48850 | 24/100 |
| 2 | 48886 | 24/100 |
| 3 | 49320 | 24/100 |
| 4 | 49332 | 24/100 |
| 5 | 49336 | 24/100 |
| 6 | 49342 | 24/100 |
| 7 | 49346 | 24/100 |
| 8 | 49307 | 23/100 |
| 9 | 49338 | 23/100 |
| 10 | 49305 | 22/100 |
| 11 | 49337 | 22/100 |
| 12 | 49340 | 20/100 |
Most distressed Mecosta, MI ZIPs (0-100, 2026)
Mortgage delinquency around Mecosta, MI
No CFPB county sample covers Mecosta, MI; the non-metro area reading for Mecosta, MI: 1.0% ninety-plus; Mecosta, MI area thirty-to-eighty-nine 2.6% (December 2025, Mecosta, MI); Michigan overall 0.9%.
Opportunity index: Mecosta, MI
Mecosta, MI index 29.5, Mecosta, MI phase early_signal; Mecosta, MI primary driver vacancy, Mecosta, MI second driver bank institutional. Mecosta, MI components: property stress 23.4, foreclosure pressure 23.5, listing discounts 24.9, bank stress 53.3, insurance 0.0; Mecosta, MI pulse 33.2; Mecosta, MI capital opportunity 24.0; Mecosta, MI seven-day change +0.3%.
ZIP market phases inside Mecosta, MI
17 Mecosta, MI ZIPs carry a price-cycle phase; Mecosta, MI ZIPs by phase (Mecosta, MI), deepest drawdown first: expansion, +5.1% YoY (Mecosta, MI): 48632, 49338; peak, +4.0% YoY (Mecosta, MI): 48850, 48886; peak, +4.2% YoY (Mecosta, MI): 49305, 49310, 49320, 49332, Mecosta, MI 49336, 49340, 49342; peak, +4.5% YoY (Mecosta, MI): 49307; expansion, +5.4% YoY (Mecosta, MI): 49337; peak, +4.3% YoY (Mecosta, MI): 49346; expansion, +5.3% YoY (Mecosta, MI): 49631; expansion, +5.2% YoY (Mecosta, MI): 49639.
Residential listings by Mecosta, MI ZIP
Mecosta, MI ZIPs with the most tracked Mecosta, MI residential listings: 49307 3 listings, 0 candidates, bank pressure 60; 49332 1 listings, 0 candidates, bank pressure 60; 49342 1 listings, 1 candidates, bank pressure 60; 49346 1 listings, 1 candidates, bank pressure 60 (Mecosta, MI); 49305 0 listings, 0 candidates, bank pressure 61; 49320 0 listings, 0 candidates, bank pressure 60; 49336 0 listings, 0 candidates, bank pressure 61; 49340 0 listings, 0 candidates, bank pressure 61. Mecosta, MI totals: 6 listings; Mecosta, MI candidates 2; active ZIPs 0.
HUD assisted housing in Mecosta, MI
1 assisted properties with 19 units sit in Mecosta, MI; largest Mecosta, MI properties: Watertower Place / Big Rapids (Big Rapids) 19 units, 19 assisted.
Lenders with branches in Mecosta, MI
Mecosta, MI lenders by branch count: Isabella Bank (Mecosta, MI): stress 73, 5 branches low in Mecosta, MI; Lake-Osceola State Bank (Mecosta, MI): stress 55, 2 branches low in Mecosta, MI; Independent Bank (Mecosta, MI): stress 67, 1 branch low in Mecosta, MI; Mercantile Bank (Mecosta, MI): stress 52, 1 branch low in Mecosta, MI.
Vacancy and permits, Mecosta, MI
4,431 of 21,139 Mecosta, MI housing units are vacant; Mecosta, MI permits, twelve months: 30 multifamily units in Mecosta, MI, 117 one-to-four unit units.
Work Mecosta, MI at the parcel level
Every Mecosta, MI parcel carries owner and address; every Mecosta, MI parcel carries APN; Mecosta, MI distress scores sit on the Mecosta, MI live board.
Mecosta, MI figures refresh with each source.
Mecosta, MI questions
Most distressed ZIP code in Mecosta County, MI?
ZIP 48850 leads Mecosta, MI at 24/100; next in Mecosta, MI: 48886 at 24/100; the Mecosta, MI average is 21/100.
Where does Mecosta County, MI rank for investment opportunity?
Mecosta, MI is #1,477 among all ranked counties, #48 in Michigan; the Mecosta, MI driver is vacancy; Mecosta, MI moved up 73 places.
How many mortgages are delinquent in Mecosta County, MI?
Mecosta, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Mecosta, MI.
Which banks lend in Mecosta County, MI?
4 watched lenders hold Mecosta, MI branches; the largest Mecosta, MI footprints are Isabella Bank (5), Lake-Osceola State Bank (2), Independent Bank (1).
More on Mecosta, MI
Mecosta County, MI distress report: public-record figures for Mecosta, MI; not legal advice for Mecosta, MI; not tax or investment advice; verify every Mecosta, MI record before acting.