Merrick County, NE Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Merrick County, Nebraska? DLRadar grades every Merrick County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 19/100. Here is the 2026 Merrick County breakdown.
- Merrick County's most distressed ZIP is 68872 at 19/100.
- 9 ZIP codes tracked in Merrick County, averaging 15/100 distress.
- Merrick County reads contraction — home values down 1.5% year over year, 1.5% off peak.
- Vacancy runs 12.2% across Merrick County's tracked ZIPs, with a 9.3% poverty rate.
- The typical Merrick County home is worth about $212,022 against a ~$64,179 median income.
- Lending headwind in Merrick County sits at 86/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 68872 | 19/100 |
| 2 | 68864 | 16/100 |
| 3 | 68628 | 15/100 |
| 4 | 68663 | 15/100 |
| 5 | 68816 | 15/100 |
| 6 | 68826 | 15/100 |
| 7 | 68827 | 15/100 |
| 8 | 68638 | 11/100 |
| 9 | 68801 | 11/100 |
Most distressed ZIP codes in Merrick County (composite distress 0-100, 2026)
What is driving Merrick County distress
Nothing here is estimated: Merrick County is scored from filings alone, and its ZIPs average 15/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Merrick County market phase and pricing
The cycle in Merrick County is contraction, with values down 1.5% year over year and 1.5% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions about this county
Where is distress highest inside Merrick County, NE?
ZIP 68872 leads Merrick County at 19/100, recomputed monthly from public records.
Is Merrick County expanding or contracting?
The market phase for Merrick County is contraction, prices falling 1.5% on the year — derived from the FHFA House Price Index path.
What is this Merrick County analysis built from?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 9 Merrick County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Merrick County ZIP codes?
One county number flattens a wide range. Across the Merrick County ZIPs DLRadar ranks, scores run from 19/100 in 68872 down to 11/100 in 68801, against a Merrick County average of 15/100. With 8 points between best and worst, county-level targeting in Merrick County wastes effort.
What do Merrick County home values and vacancy say about distressed supply?
The typical Merrick County home carries about $212,022 of value against a median household income near $64,179. Vacancy across Merrick County's tracked ZIPs runs 12.2% and the poverty rate is 9.3%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Merrick County's foreclosure and lien data and its 86/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.