Mesa County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mesa County, Colorado? DLRadar grades every Mesa County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 18/100. Here is the 2026 Mesa County breakdown.
- Mesa County's most distressed ZIP is 81501 at 18/100.
- 19 ZIP codes tracked in Mesa County, averaging 18/100 distress.
- Mesa County reads expansion — home values up 7.4% year over year.
- Vacancy runs 16.4% across Mesa County's tracked ZIPs, with a 9.3% poverty rate.
- The typical Mesa County home is worth about $442,918 against a ~$73,427 median income.
- Lending headwind in Mesa County sits at 66/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 81501 | 18/100 |
| 2 | 81503 | 18/100 |
| 3 | 81504 | 18/100 |
| 4 | 81505 | 18/100 |
| 5 | 81506 | 18/100 |
| 6 | 81507 | 18/100 |
| 7 | 81520 | 18/100 |
| 8 | 81521 | 18/100 |
| 9 | 81522 | 18/100 |
| 10 | 81523 | 18/100 |
| 11 | 81524 | 18/100 |
| 12 | 81525 | 18/100 |
Most distressed ZIP codes in Mesa County (composite distress 0-100, 2026)
What is driving Mesa County distress
Nothing here is estimated: Mesa County is scored from filings alone, and its ZIPs average 18/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Mesa County market phase and pricing
The cycle in Mesa County is expansion, with values up 7.4% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Mesa County
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Questions about this county
What is the most distressed ZIP code in Mesa County, CO?
ZIP 81501 leads Mesa County at 18/100, recomputed monthly from public records.
Where is Mesa County in the housing cycle?
FHFA price-index movement places Mesa County in expansion; prices are up 7.4% over twelve months.
Can the Mesa County figures be verified?
Every Mesa County figure traces to a public source — FHFA House Price Index for the expansion trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 19 Mesa County ZIP codes that it runs on every other U.S. county, so Mesa County's numbers are directly comparable to any other market.
How much do distress scores vary between Mesa County ZIP codes?
One county number flattens a wide range. Across the Mesa County ZIPs DLRadar ranks, scores run from 18/100 in 81501 down to 18/100 in 81525, against a Mesa County average of 18/100. With 0 points between best and worst, county-level targeting in Mesa County wastes effort.
What do Mesa County home values and vacancy say about distressed supply?
The typical Mesa County home carries about $442,918 of value against a median household income near $73,427. Vacancy across Mesa County's tracked ZIPs runs 16.4% and the poverty rate is 9.3%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Mesa County's foreclosure and tax-lien filings and its 66/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.