Mesa County, CO Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Mesa County, CO distress report, 2026: 19 ZIPs scored in Mesa, CO, Mesa, CO average 17/100; the top Mesa, CO ZIP is 81501 at 17/100; Mesa, CO market phase expansion, Mesa, CO prices +7.4% year over year.
- Mesa, CO ranks #3,071 nationally (opportunity index); Mesa, CO #59 in Colorado; Mesa, CO index 22.4.
- Mesa, CO ninety-day mortgage delinquency 0.6% in December 2025; Mesa, CO twelve-month change -0.5%.
- Mesa, CO ZIP phases: 17 expansion, 1 peak, 1 contraction.
- Mesa, CO residential listings tracked: 8 across 17 ZIPs; Mesa, CO candidate listings 5.
- Mesa, CO HUD assisted properties: 8 with 185 units.
- Mesa, CO lenders on watch: 5; largest Mesa, CO footprint Alpine Bank (5 branches).
- Mesa, CO most distressed ZIP: 81501 at 17/100.
Mesa, CO figures: DLRadar distress index; Mesa, CO inputs: CFPB, FHFA, HUD, FDIC; Mesa, CO rebuilt as sources refresh.
| Rank | Mesa, CO ZIP | Score |
|---|---|---|
| 1 | 81501 | 17/100 |
| 2 | 81503 | 17/100 |
| 3 | 81504 | 17/100 |
| 4 | 81505 | 17/100 |
| 5 | 81506 | 17/100 |
| 6 | 81507 | 17/100 |
| 7 | 81520 | 17/100 |
| 8 | 81521 | 17/100 |
| 9 | 81522 | 17/100 |
| 10 | 81523 | 17/100 |
| 11 | 81524 | 17/100 |
| 12 | 81525 | 17/100 |
Most distressed Mesa, CO ZIPs (0-100, 2026)
Mortgage delinquency in Mesa, CO
0.6% of Mesa, CO mortgages were ninety-plus days late (Mesa, CO, December 2025); Mesa, CO thirty-to-eighty-nine days late: 1.4%; Mesa, CO twelve-month change -0.5%; Mesa, CO peak since 2008: 4.4% (December 2009); Colorado overall 0.7%. Mesa, CO ninety-day series: Dec 24 1.1, Jan 25 1.0, Feb 25 1.1 (Mesa, CO), Mar 25 0.9, Apr 25 0.9, May 25 0.8 (Mesa, CO), Jun 25 0.9, Jul 25 0.9, Aug 25 0.9 (Mesa, CO), Sep 25 0.9, Oct 25 0.9, Nov 25 0.6 (Mesa, CO), Dec 25 0.6.
Opportunity index: Mesa, CO
Mesa, CO index 22.4, Mesa, CO phase weak; Mesa, CO primary driver bank institutional, Mesa, CO second driver construction. Mesa, CO components: property stress 14.0, foreclosure pressure 9.9, listing discounts 10.2, bank stress 61.0, insurance 0.0; Mesa, CO pulse 27.5; Mesa, CO capital opportunity 14.7.
ZIP market phases inside Mesa, CO
19 Mesa, CO ZIPs carry a price-cycle phase; Mesa, CO ZIPs by phase (Mesa, CO), deepest drawdown first: contraction, -0.1% YoY, 0.7% off peak (Mesa, CO): 81635; peak, +1.5% YoY, 0.5% off peak (Mesa, CO): 81630; expansion, +7.4% YoY (Mesa, CO): 81501, 81503, 81504, 81505, Mesa, CO 81506, 81507, 81520, 81521, Mesa, CO 81522, 81523, 81524, 81525, Mesa, CO 81526, 81527.
Residential listings by Mesa, CO ZIP
Mesa, CO ZIPs with the most tracked Mesa, CO residential listings: 81503 3 listings, 3 candidates, bank pressure 67; 81504 3 listings, 1 candidates, bank pressure 67; 81523 1 listings, 0 candidates, bank pressure 67; 81624 1 listings, 1 candidates, bank pressure 67 (Mesa, CO); 81501 0 listings, 0 candidates, bank pressure 67; 81505 0 listings, 0 candidates, bank pressure 67; 81506 0 listings, 0 candidates, bank pressure 67; 81507 0 listings, 0 candidates, bank pressure 67. Mesa, CO totals: 8 listings; Mesa, CO candidates 5; active ZIPs 4.
HUD assisted housing in Mesa, CO
8 assisted properties with 185 units sit in Mesa, CO; largest Mesa, CO properties: Grandview Apts (Grand Junction) 60 units, 59 assisted; Grand Valley Apartments (Clifton) 50 units; Corner Square Apartments (Grand Junction) 48 units in Mesa, CO; Dd Housing (Grand Junction) 12 units, 12 assisted; Rimrock 12-Plex Of Copper Village (Grand Junction) 12 units; Pioneer Housing Project Ii (Grand Junction) 3 units, 3 assisted.
Lenders with branches in Mesa, CO
Mesa, CO lenders by branch count: Alpine Bank (Mesa, CO): stress 62, 5 branches low in Mesa, CO; Anb Bank (Mesa, CO): stress 83, 4 branches low in Mesa, CO; Bank Of Colorado (Mesa, CO): stress 63, 3 branches low in Mesa, CO; Home Loan State Bank (Mesa, CO): stress 83, 1 branch low in Mesa, CO; Timberline Bank (Mesa, CO): stress 54, 1 branch low in Mesa, CO.
Vacancy and permits, Mesa, CO
4,139 of 69,969 Mesa, CO housing units are vacant; Mesa, CO permits, twelve months: 160 multifamily units in Mesa, CO, 660 one-to-four unit units.
Work Mesa, CO at the parcel level
Every Mesa, CO parcel carries owner and address; every Mesa, CO parcel carries APN; Mesa, CO distress scores sit on the Mesa, CO live board.
Mesa, CO figures refresh with each source.
Mesa, CO questions
Most distressed ZIP code in Mesa County, CO?
ZIP 81501 leads Mesa, CO at 17/100; next in Mesa, CO: 81503 at 17/100; the Mesa, CO average is 17/100.
Where does Mesa County, CO rank for investment opportunity?
Mesa, CO is #3,071 among all ranked counties, #59 in Colorado; the Mesa, CO driver is bank institutional; Mesa, CO moved down 293 places.
How many mortgages are delinquent in Mesa County, CO?
0.6% of Mesa, CO mortgages were ninety-plus days late in December 2025; the Mesa, CO peak since 2008 was 4.4%.
Which banks lend in Mesa County, CO?
5 watched lenders hold Mesa, CO branches; the largest Mesa, CO footprints are Alpine Bank (5), Anb Bank (4), Bank Of Colorado (3).
More on Mesa, CO
Mesa County, CO distress report: public-record figures for Mesa, CO; not legal advice for Mesa, CO; not tax or investment advice; verify every Mesa, CO record before acting.