Midland County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Midland County, MI distress report, 2026: 16 ZIPs scored in Midland, MI, Midland, MI average 22/100; the top Midland, MI ZIP is 48626 at 29/100; Midland, MI market phase peak, Midland, MI prices +3.6% year over year.
- Midland, MI ranks #2,104 nationally (opportunity index); Midland, MI #63 in Michigan; Midland, MI index 27.3.
- Midland, MI: no CFPB county sample; Midland, MI non-metro area reading 1.0%.
- Midland, MI ZIP phases: 15 peak, 1 expansion.
- Midland, MI residential listings tracked: 11 across 6 ZIPs; Midland, MI candidate listings 3.
- Midland, MI HUD assisted properties: 6 with 808 units.
- Midland, MI lenders on watch: 3; largest Midland, MI footprint Isabella Bank (2 branches).
- Midland, MI most distressed ZIP: 48626 at 29/100.
Midland, MI figures: DLRadar distress index; Midland, MI inputs: CFPB, FHFA, HUD, FDIC; Midland, MI rebuilt as sources refresh.
| Rank | Midland, MI ZIP | Score |
|---|---|---|
| 1 | 48626 | 29/100 |
| 2 | 48637 | 28/100 |
| 3 | 48623 | 27/100 |
| 4 | 48615 | 26/100 |
| 5 | 48662 | 26/100 |
| 6 | 48880 | 25/100 |
| 7 | 48618 | 22/100 |
| 8 | 48620 | 22/100 |
| 9 | 48628 | 22/100 |
| 10 | 48640 | 22/100 |
| 11 | 48642 | 22/100 |
| 12 | 48657 | 22/100 |
Most distressed Midland, MI ZIPs (0-100, 2026)
Mortgage delinquency around Midland, MI
No CFPB county sample covers Midland, MI; the non-metro area reading for Midland, MI: 1.0% ninety-plus; Midland, MI area thirty-to-eighty-nine 2.6% (December 2025, Midland, MI); Michigan overall 0.9%.
Opportunity index: Midland, MI
Midland, MI index 27.3, Midland, MI phase weak; Midland, MI primary driver construction, Midland, MI second driver bank institutional. Midland, MI components: property stress 7.9, foreclosure pressure 5.5, listing discounts 30.8, bank stress 60.8, insurance 0.0; Midland, MI pulse 30.9; Midland, MI capital opportunity 21.8; Midland, MI seven-day change +0.1%.
ZIP market phases inside Midland, MI
16 Midland, MI ZIPs carry a price-cycle phase; Midland, MI ZIPs by phase (Midland, MI), deepest drawdown first: peak, +3.6% YoY, 0.7% off peak (Midland, MI): 48620, 48640, 48657; peak, +3.7% YoY, 0.7% off peak (Midland, MI): 48628; peak, +3.8% YoY, 0.7% off peak (Midland, MI): 48642; peak, +3.7% YoY, 0.6% off peak (Midland, MI): 48618; peak, +4.0% YoY, 0.3% off peak (Midland, MI): 48880, 48883; peak, +4.0% YoY, 0.2% off peak (Midland, MI): 48615; peak, +5.0% YoY, 0.2% off peak (Midland, MI): 48652; peak, +4.1% YoY, 0.2% off peak (Midland, MI): 48623, 48662; peak, +4.0% YoY, 0.1% off peak (Midland, MI): 48637, 48626; peak, +4.2% YoY, 0.0% off peak (Midland, MI): 48858; expansion, +5.4% YoY, 0.0% off peak (Midland, MI): 48612.
Residential listings by Midland, MI ZIP
Midland, MI ZIPs with the most tracked Midland, MI residential listings: 48618 4 listings, 2 candidates, bank pressure 61; 48640 3 listings, 1 candidates, bank pressure 60; 48642 2 listings, 0 candidates, bank pressure 61; 48657 2 listings, 0 candidates, bank pressure 60 (Midland, MI); 48620 0 listings, 0 candidates, bank pressure 60; 48628 0 listings, 0 candidates, bank pressure 60. Midland, MI totals: 11 listings; Midland, MI candidates 3; active ZIPs 4.
HUD assisted housing in Midland, MI
6 assisted properties with 808 units sit in Midland, MI; largest Midland, MI properties: Greenhill (Midland) 214 units, 214 assisted; Forest Glen Apartments (Midland) 159 units; Charter Square (Midland) 152 units, 152 assisted in Midland, MI; Village At Joseph's Run (Midland) 128 units; Cleveland Manor Ii (Midland) 91 units, 91 assisted; Midland Manor Apartments (Midland) 64 units.
Lenders with branches in Midland, MI
Midland, MI lenders by branch count: Isabella Bank (Midland, MI): stress 73, 2 branches moderate in Midland, MI; 1st State Bank (Midland, MI): stress 57, 1 branch moderate in Midland, MI; Mercantile Bank (Midland, MI): stress 52, 1 branch moderate in Midland, MI.
Vacancy and permits, Midland, MI
2,167 of 37,160 Midland, MI housing units are vacant; Midland, MI permits, twelve months: 0 multifamily units in Midland, MI, 131 one-to-four unit units.
Work Midland, MI at the parcel level
Every Midland, MI parcel carries owner and address; every Midland, MI parcel carries APN; Midland, MI distress scores sit on the Midland, MI live board.
Midland, MI figures refresh with each source.
Midland, MI questions
Most distressed ZIP code in Midland County, MI?
ZIP 48626 leads Midland, MI at 29/100; next in Midland, MI: 48637 at 28/100; the Midland, MI average is 22/100.
Where does Midland County, MI rank for investment opportunity?
Midland, MI is #2,104 among all ranked counties, #63 in Michigan; the Midland, MI driver is construction; Midland, MI moved down 10 places.
How many mortgages are delinquent in Midland County, MI?
Midland, MI takes the non-metro area reading of 1.0% for December 2025; no CFPB county sample covers Midland, MI.
Which banks lend in Midland County, MI?
3 watched lenders hold Midland, MI branches; the largest Midland, MI footprints are Isabella Bank (2), 1st State Bank (1), Mercantile Bank (1).
More on Midland, MI
Midland County, MI distress report: public-record figures for Midland, MI; not legal advice for Midland, MI; not tax or investment advice; verify every Midland, MI record before acting.