Midland County, MI Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Midland County, Michigan? DLRadar grades every Midland County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 29/100. Here is the 2026 Midland County breakdown.
- Midland County's most distressed ZIP is 48626 at 29/100.
- 16 ZIP codes tracked in Midland County, averaging 21/100 distress.
- Midland County reads peak — home values up 3.6% year over year, 0.7% off peak.
- Vacancy runs 13% across Midland County's tracked ZIPs, with a 10.7% poverty rate.
- The typical Midland County home is worth about $174,713 against a ~$69,564 median income.
- Lending headwind in Midland County sits at 60/100 — a forward read on distressed supply.
Source: the DLRadar property-distress index, rebuilt monthly from public records. Cite it freely with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 48626 | 29/100 |
| 2 | 48637 | 28/100 |
| 3 | 48623 | 27/100 |
| 4 | 48615 | 24/100 |
| 5 | 48662 | 24/100 |
| 6 | 48880 | 23/100 |
| 7 | 48618 | 21/100 |
| 8 | 48620 | 21/100 |
| 9 | 48628 | 21/100 |
| 10 | 48640 | 21/100 |
| 11 | 48642 | 21/100 |
| 12 | 48657 | 21/100 |
Most distressed ZIP codes in Midland County (composite distress 0-100, 2026)
What is driving Midland County distress
Nothing here is estimated: Midland County is scored from filings alone, and its ZIPs average 21/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Midland County market phase and pricing
DLRadar places Midland County in peak; prices moved up 3.6% over the year and remain 0.7% under peak. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Midland County
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Common questions
Which ZIP code leads Midland County on distress?
ZIP 48626 leads Midland County at 29/100, recomputed monthly from public records.
What stage of the price cycle is Midland County at?
Midland County is classified peak with a 3.6% year-over-year increase, following the FHFA House Price Index.
Can the Midland County figures be verified?
Each Midland County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 16 local ZIPs and every other county in the country.
How much do distress scores vary between Midland County ZIP codes?
A single county score papers over real variation. Across the Midland County ZIPs DLRadar ranks, scores run from 29/100 in 48626 down to 21/100 in 48657, against a Midland County average of 21/100. With 8 points between best and worst, county-level targeting in Midland County wastes effort.
What do Midland County home values and vacancy say about distressed supply?
The typical Midland County home carries about $174,713 of value against a median household income near $69,564. Vacancy across Midland County's tracked ZIPs runs 13% and the poverty rate is 10.7%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Midland County's foreclosure and lien filings and its 60/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.