Mineral County, MT Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Mineral County, Montana? DLRadar grades every Mineral County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 14/100. Here is the 2026 Mineral County breakdown.
- Mineral County's most distressed ZIP is 59866 at 14/100.
- 6 ZIP codes tracked in Mineral County, averaging 12/100 distress.
- Mineral County reads peak — home values up 0.2% year over year, 1.8% off peak.
- Vacancy runs 17.8% across Mineral County's tracked ZIPs, with a 26.5% poverty rate.
- The typical Mineral County home is worth about $361,300 against a ~$62,994 median income.
- Lending headwind in Mineral County sits at 33/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 59866 | 14/100 |
| 2 | 59830 | 13/100 |
| 3 | 59842 | 13/100 |
| 4 | 59867 | 13/100 |
| 5 | 59872 | 13/100 |
| 6 | 59820 | 8/100 |
Most distressed ZIP codes in Mineral County (composite distress 0-100, 2026)
What is driving Mineral County distress
Mineral County's placement in the national index rests on public filings — a 12/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Mineral County market phase and pricing
The cycle in Mineral County is peak, with values up 0.2% year over year and 1.8% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
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Questions about this county
What is the hardest-hit ZIP in Mineral County?
ZIP 59866 leads Mineral County at 14/100, recomputed monthly from public records.
Which phase does Mineral County sit in right now?
The market phase for Mineral County is peak, prices rising 0.2% on the year — derived from the FHFA House Price Index path.
What are the sources behind these Mineral County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 6 Mineral County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Mineral County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Mineral County ZIPs DLRadar ranks, scores run from 14/100 in 59866 down to 8/100 in 59820, against a Mineral County average of 12/100. Because the gap runs to 6 points, Mineral County rewards ZIP-level precision.
What do Mineral County home values and vacancy say about distressed supply?
The typical Mineral County home carries about $361,300 of value against a median household income near $62,994. Vacancy across Mineral County's tracked ZIPs runs 17.8% and the poverty rate is 26.5%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Mineral County's foreclosure and lien data and its 33/100 lending headwind.
Related
A deterministic scoring of public filings. Nothing on this page constitutes investment, legal or financial advice. Monthly refresh from the live index.